Misc Credit Card Questions

[Slims]

I have no experience with these cards or programs...do they offer benefits as good as starwoods? I have loved starwoods because of the different catagories and that they dont charge an exorbitant amounts of points to stay at nice hotel for 5 days(around 48000 points). How does the hyatt or hilton work?

Are there any good offers with chase now?

[dealfinder85]

I have no experience with these cards or programs...do they offer benefits as good as starwoods? I have loved starwoods because of the different catagories and that they dont charge an exorbitant amounts of points to stay at nice hotel for 5 days(around 48000 points). How does the hyatt or hilton work?

Are there any good offers with chase now?

hyatt has different categories and you can transfer from your chase points
standard signup is 2 free nights anywhere and maybe a statement credit

[Slims]

hyatt has different categories and you can transfer from your chase points
standard signup is 2 free nights anywhere and maybe a statement credit

If I want to apply for a business starwoods card, can I transfer the points to my personal spg account?
Can I refer myself?

[D93]

If I want to apply for a business starwoods card, can I transfer the points to my personal spg account?

You can use the same SPG number for your personal card and business card.

Can I refer myself?

You can't refer from personal to business and v.v.

[LifesGood]

i am going to apply for some CC today. am going for PRG, SPG Businesses, Sapphire Preferred. any other recommendation? i Have, SPG personal, Platinum personal, platinum businesses BRG businesses . freedom, united, southwest. ba.
thanks
     

[David Smith]

i am going to apply for some CC today. am going for PRG, SPG Businesses, Sapphire Preferred. any other recommendation? i Have, SPG personal, Platinum personal, platinum businesses BRG businesses . freedom, united, southwest. ba.
thanks
   

Have you gotten more than five personal cards in the past two years? If you have, forget about the sapphire.

[srulky]

I was wondering if someone could help me with choosing my next cc applications...I have a FICO of 781 and I currently have the chase saphire, starwoods, and freedom cards. I had in the past (recently closed) my avios card and Amex gold card. My wife just got the new avios and has the saphire, starwoods, and freedom cards.
My goal is to obtain vacation hotels and flights for free, but if these type of cards are not available I would just sell the points...are there any current good offers out there? 

TIA

how about the Southwest?

[LifesGood]

Have you gotten more than five personal cards in the past two years? If you have, forget about the sapphire.

seriously ?. that sucks. is just for the sapphire or chase in general?  i cant move the credit line for the sapphire? any idea?

 

[yochiek93]

seriously ?. that sucks. is just for the sapphire or chase in general?  i cant move the credit line for the sapphire? any idea?

There is a 5/24 rule on chase UR cards I.e. csp....

[eli1571]

i am going to apply for some CC today. am going for PRG, SPG Businesses, Sapphire Preferred. any other recommendation? i Have, SPG personal, Platinum personal, platinum businesses BRG businesses . freedom, united, southwest. ba.
thanks
   

wouldn't that be 2 pulls. ?

[David Smith]

seriously ?. that sucks. is just for the sapphire or chase in general?  i cant move the credit line for the sapphire? any idea?

Freedom and sapphire. You may have more luck with the ink. You'll do better with other chase cards airline or hotel cards. Reallocating credit won't help.

[LifesGood]

wouldn't that be 2 pulls. ?

i apply for cards once a year. am not that worried about the second pull

[LifesGood]

Freedom and sapphire. You may have more luck with the ink. You'll do better with other chase cards airline or hotel cards. Reallocating credit won't help.

i wish i knew about the five personal rule. we live and learn.
Reallocating credit won't help just for the Freedom and sapphire? or chase doesn't  Reallocating anymore?
I got denied for the INK last year. not sure what's needed to pass as a suitable business.
any recommendations to fill my 3/4BM?

[David Smith]

i wish i knew about the five personal rule. we live and learn.
Reallocating credit won't help just for the Freedom and sapphire? or chase doesn't  Reallocating anymore?
I got denied for the INK last year. not sure what's needed to pass as a suitable business.
any recommendations to fill my 3/4BM?

Chase will refuse to give you a chase branded personal card if you have five new accounts on your report in the past 24 months. This has nothing to do with being credit worthy, so reallocation won't help. Look through Chase's other cards and see what interests you.

[LifesGood]

Chase will refuse to give you a chase branded personal card if you have five new accounts on your report in the past 24 months. This has nothing to do with being credit worthy, so reallocation won't help. Look through Chase's other cards and see what interests you.

i Guess i have a long wait for sapphire or INK cards, it might be a good reason to find a spouse
 Thank you for your Help

[David Smith]

i Guess i have a long wait for sapphire or INK cards, it might be a good reason to find a spouse
 Thank you for your Help

There are much better reasons to find a spouse. The ink cards aren't affected by this"5/24" rule as much.

[LifesGood]

There are much better reasons to find a spouse. The ink cards aren't affected by this"5/24" rule as much.

ah ok. any idea on what grounds chase likes to approve a business. last i tried i said i was making 100k profit, and still was denied.   

[David Smith]

ah ok. any idea on what grounds chase likes to approve a business. last i tried i said i was making 100k profit, and still was denied.

Were you lying? Some places don't like obvious liers.

[shmooz]

got a new amex card and trying to add to my online account, but it wont let me. insists i open a new user id. tried chatting and agent said he did it, after asking a million questions, but still not showing up.
any ideas?

[doovid d]

Got declined for chase cc reason bec I had too many pulls this year the rep said that I should wait till Jan while still in the 30 Fay period and could be I'll get approved anyone know if chase decides on the pulls of a calendar year or not