Misc Credit Card Questions

[D93]

I keep getting accepted for everything.  I don't know where the limits are.  I know people that have been approved for Citi cards with 20 INQ's on EX though...and according to the FT crowd that isn't possible...except that it is.

 

How many INQ's in the past 6 months?

[benjie1305]

I keep getting accepted for everything.  I don't know where the limits are.  I know people that have been approved for Citi cards with 20 INQ's on EX though...and according to the FT crowd that isn't possible...except that it is.

Are they pulling EX for you? I assume that is the point of mentioning EX but just looking to get your entire point.

[Yisroel klein]

cud someone give proper advice as far as benefts between ritz, prestige and platinum which one is better?

[DavidV]

Got it in the last 24 months

This... Had CSP downgraded last may to Freedom which is currently open. Can I get CSP with 50K UR?

Credit is good, and not yet to 5/24

[yochiek93]

This... Had CSP downgraded last may to Freedom which is currently open. Can I get CSP with 50K UR?

Credit is good, and not yet to 5/24

Yes

[DavidV]

Yes

Thanks! Learned something new again. Just read the entire CSP thread

[yochiek93]

Thanks! Learned something new again. Just read the entire CSP thread

Great

[foseph]

this is not for me so sorry about not doing full research (couldnt find the right thread anyways), but quick q:
can u transfer out pts from blue from amex (https://www.americanexpress.com/us/credit-cards/blue/) to another MR card and then transfer to an airline?
(similar to Freedom -> CSP/IP -> airline)

[DavidV]

I read the full CSP terms and conditions - it won't provide additional return protection for jewelry. Still a good offer and I may apply for it for the UR points because I can hit the immediate spend.

What I am really looking for is a card with return protection for jewelry.  Do any visa/mastercards offer that in the event that the custom ring needs to be modified or exchanged?

[stingypolisher]

the scores you can get for free from CCs and for the reports you can use Credit Sesame, Credit karma..

I'm looking for a credit monitor, I have a friend that a CC was opened in his name thru an identity theif, I lose sleep because of things like this

[D93]

I'm looking for a credit monitor, I have a friend that a CC was opened in his name thru an identity theif, I lose sleep because of things like this

Protectmyid.com

[David Smith]

I'm looking for a credit monitor, I have a friend that a CC was opened in his name thru an identity theif, I lose sleep because of things like this

You can freeze your reports and only thaw them when you want to apply for something. This may impact your reception of offers  detrimentally, though. I get IDprotect for free from mountainone bank. It seems to be a standard monitoring service. It seems me alerts when there are pulls, new accounts are added, ect.

[shmooz]

I closed an amex three years ago. Today i got a statement on the card with a charge from Brookstone.  I disputed the charge.

How is this possible?

[hide4]

Is masterpass free? Is there any reason not to get it?

[D93]

Is masterpass free? Is there any reason not to get it?

http://forums.dansdeals.com/index.php?topic=16069.msg1388060#msg1388060

[compddd]

If BofA promised me on the phone it would be a soft pull to transfer CL from one of my CCs to another, and then they did a hard pull anyway, who would I dispute that with? BofA or TransUnion?

[D93]

If BofA promised me on the phone it would be a soft pull to transfer CL from one of my CCs to another, and then they did a hard pull anyway, who would I dispute that with? BofA or TransUnion?

Neither. Next time DROPR.

[compddd]

Enlighten me what DROPR means again?

[D93]

Enlighten me what DROPR means again?

http://forums.dansdeals.com/index.php?topic=10531.0

[Der Deutsche Jude]

Enlighten me what DROPR means again?

Don't Rely On Phone Reps