Misc Credit Card Questions

[LoLo]

BGR is more likely an FR risk than PRG ?

I think so, + 5/10 times the spend.

[TimT]

So I think I'll go with the Everyday and PRG. Not sure what the benefits of PRG is over the Everyday? Seems like Everyday earns more points on my main shopping areas (groceries and gas).

I'm only seeing 25k signup offer. Am I missing something?

Try incognito

[TimT]

I think so, + 5/10 times the spend.

5k over 3 months ? Meh

[Wizard]

Try incognito

Thanks. Will try when get on computer (on phone now). What's the benefit of PRG together with Everyday? Just the signup bonus and then shut down after year one?

[TimT]

Thanks. Will try when get on computer (on phone now). What's the benefit of PRG together with Everyday? Just the signup bonus and then shut down after year one?

Definitely the signup bonus & here's some more info on the PRG.
http://www.dansdeals.com/archives/62092

[D93]

Thanks. Will try when get on computer (on phone now). What's the benefit of PRG together with Everyday? Just the signup bonus and then shut down after year one?

http://www.dansdeals.com/archives/74529

[D93]

Definitely the signup bonus & here's some more info on the PRG.
http://www.dansdeals.com/archives/62092

There's a more updated post, I expected better of you 

[TimT]

There's a more updated post, I expected better of you 

I'm still before my sleep

[Wizard]

http://www.dansdeals.com/archives/74529

Definitely the signup bonus & here's some more info on the PRG.
http://www.dansdeals.com/archives/62092

Thanks. The only thing that's a real benefit to me is the $200 airline for the two calendar years that the card is free and the signup offer. The points are better for groceries and gas on the Everyday but I guess it still makes sense to start with these two, but I plan on cancelling the PRG after year one - unless there's something I'm missing in those links and its worth it to keep open?

[TimT]

You could always try retention the 2nd year.

[Wizard]

You could always try retention the 2nd year.

What does that mean? To convince them to give me another free year?

[CS91]

What does that mean? To convince them to give me another free year?

Yup. Or to give you enough free points to make it worth it to keep it open.

[Wizard]

Yup. Or to give you enough free points to make it worth it to keep it open.

Got ya, thanks.


When I go incognito to apply for PRG, if I'm not using referral link how do I get to application? Google?

[Wizard]

Copy the link into incognito.

But that would be using referral link no?

[TimT]

What does that mean? To convince them to give me another free year?

An entire thread dedicated to that.
http://forums.dansdeals.com/index.php?topic=1572.0

[David Smith]

But that would be using referral link no?

Not sure why you can't use referral link. What I did: after I pulled up 50k offer, I copied Dan's link into another incognito tab and applied through there.

[Wizard]

An entire thread dedicated to that.
http://forums.dansdeals.com/index.php?topic=1572.0

Oh man. Information overload. Guess I'll take things as they happen and apply first. Then worry about cancelling. Thank you!!

[Wizard]

Not sure why you can't use referral link. What I did: after I pulled up 50k offer, I copied Dan's link into another incognito tab and applied through there.

What do you mean after you pulled up 50k offer?

[TimT]

What do you mean after you pulled up 50k offer?

He got the 50k offer to show up.

[David Smith]

Got ya, thanks.


When I go incognito to apply for PRG, if I'm not using referral link how do I get to application? Google?

https://www.americanexpress.com/us/credit-cards/premier-rewards-gold/