Author Topic: Misc Credit Card Questions (Read 2167856 times)

Boruch999 · « **Reply #260 on:** February 19, 2015, 05:39:09 AM »

Quote from: Red on February 19, 2015, 05:33:38 AM

No idea, saw people asking for it around the forum.

I'll post it in goods for sale. Need to come up with the right nusach. "Car rental credit to reinstate expired miles for sale" seems a bit cumbersome.

Red · « **Reply #261 on:** February 19, 2015, 05:41:51 AM »

Quote from: Boruch999 on February 19, 2015, 05:39:09 AM

I'll post it in goods for sale. Need to come up with the right nusach. "Car rental credit to reinstate expired miles for sale" seems a bit cumbersome.

Found a thread http://forums.dansdeals.com/index.php?topic=48643

Boruch999 · « **Reply #262 on:** February 19, 2015, 05:43:30 AM »

Thanks!

Boruch999 · « **Reply #263 on:** February 19, 2015, 05:46:07 AM »

Is it allowed to also post in the sale board?

yitzy93 · « **Reply #264 on:** February 20, 2015, 04:46:27 AM »

I used the trick to improve my credit score by keeping a $0.50 balance on my Discover card (which I don't use) but when the statement closed, it closed with a $0.00 balance.
(I checked the day before my statement closed and it still had a $0.50 balance.)
Anyone have an explanation for this?

Red · « **Reply #265 on:** February 20, 2015, 04:55:15 AM »

Quote from: yitzy93 on February 20, 2015, 04:46:27 AM

I used the trick to improve my credit score by keeping a $0.50 balance on my Discover card (which I don't use) but when the statement closed, it closed with a $0.00 balance.
(I checked the day before my statement closed and it still had a $0.50 balance.)
Anyone have an explanation for this?

many banks will not charge anything when a statement is below $1.

D93 · « **Reply #266 on:** February 20, 2015, 05:02:11 AM »

Quote from: Red on February 20, 2015, 04:55:15 AM

many banks will not charge anything when a statement is below $1.

+1. They'll just refund you the money. And some banks don't even report the balance to the bureaus when it's under $5.

yitzy93 · « **Reply #267 on:** February 20, 2015, 05:03:31 AM »

Quote from: Red on February 20, 2015, 04:55:15 AM

many banks will not charge anything when a statement is below $1.

Interesting. Thanks.

clear thinker · « **Reply #268 on:** February 23, 2015, 12:10:02 PM »

A friend of mined missed a payment by one day with his chase credit card. he called them and they said there is nothing they can do because it gets reported automatically on that same day! True or DROPR??

tjak · « **Reply #269 on:** February 23, 2015, 12:49:31 PM »

Quote from: clear thinker on February 23, 2015, 12:10:02 PM

A friend of mined missed a payment by one day with his chase credit card. he called them and they said there is nothing they can do because it gets reported automatically on that same day! True or DROPR??

DROPR.

D93 · « **Reply #270 on:** February 23, 2015, 12:51:38 PM »

Quote from: clear thinker on February 23, 2015, 12:10:02 PM

A friend of mined missed a payment by one day with his chase credit card. he called them and they said there is nothing they can do because it gets reported automatically on that same day! True or DROPR??

DROPR. it doesn't get reported to the bureaus as a late payment until it's at least 30 days late.

clear thinker · « **Reply #271 on:** February 23, 2015, 02:22:08 PM »

Quote from: tjak on February 23, 2015, 12:49:31 PM

DROPR.

Quote from: D93 on February 23, 2015, 12:51:38 PM

DROPR. it doesn't get reported to the bureaus as a late payment until it's at least 30 days late.

So huca? Or no need it anyways won't be reported?

coralsnake · « **Reply #272 on:** February 23, 2015, 02:23:38 PM »

Quote from: clear thinker on February 23, 2015, 02:22:08 PM

So huca? Or no need it anyways won't be reported?

No need because:

Quote from: D93 on February 23, 2015, 12:51:38 PM

it doesn't get reported to the bureaus as a late payment until it's at least 30 days late.

tjak · « **Reply #273 on:** February 23, 2015, 02:23:55 PM »

Quote from: clear thinker on February 23, 2015, 02:22:08 PM

So huca? Or no need it anyways won't be reported?

It won't be reported. But you might wanna call to get the fee waived.

clear thinker · « **Reply #274 on:** February 23, 2015, 03:31:53 PM »

Quote from: coralsnake on February 23, 2015, 02:23:38 PM

No need because:

Quote from: tjak on February 23, 2015, 02:23:55 PM

It won't be reported. But you might wanna call to get the fee waived.

Tnx.

rs242 · « **Reply #275 on:** February 23, 2015, 09:51:51 PM »

Looking for the best card to get for miles for flights?

TimT · « **Reply #276 on:** February 23, 2015, 09:52:49 PM »

Quote from: rs242 on February 23, 2015, 09:51:51 PM

Looking for the best card to get for miles for flights?

That's a big question. What miles do you want to collect ?

yuguy · « **Reply #277 on:** February 23, 2015, 10:03:47 PM »

Quote from: rs242 on February 23, 2015, 09:51:51 PM

Looking for the best card to get for miles for flights?

Quote from: TimT on February 23, 2015, 09:52:49 PM

That's a big question. What miles do you want to collect ?

Or is there somewhere (and sometime) you're specifically looking to go?

rs242 · « **Reply #278 on:** February 23, 2015, 10:34:42 PM »

I have delta but everyone says that it's not a great program and not worth spending on it so I guess a card for miles for flights around the U.S. Chatsworth spending on

noturbizniss · « **Reply #279 on:** February 23, 2015, 10:38:09 PM »

Quote from: clear thinker on February 23, 2015, 12:10:02 PM

A friend of mined missed a payment by one day with his chase credit card. he called them and they said there is nothing they can do because it gets reported automatically on that same day! True or DROPR??

Reported to credit bureau you mean? If so, then yes. DROPR. Minimum reporting time is if not paid 30 days after due date.

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Author Topic: Misc Credit Card Questions (Read 2167856 times)