Author Topic: Misc Credit Card Questions  (Read 1914217 times)

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #2660 on: February 01, 2016, 02:53:53 PM »

Offline TimT

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Offline hide4

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Re: Misc Credit Card Questions
« Reply #2662 on: February 01, 2016, 02:55:49 PM »
Try and report back
Oh!!! I took it to mean "a person who argues just for the sake of arguing on a message board." !!!

Offline hide4

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Re: Misc Credit Card Questions
« Reply #2663 on: February 02, 2016, 06:39:45 PM »
Which personal card should I go for if I cant get the chase cards?

Offline TimT

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Re: Misc Credit Card Questions
« Reply #2664 on: February 02, 2016, 06:40:37 PM »
Which personal card should I go for if I cant get the chase cards?
Amex, Barclay
Which bank are you looking for ?

Offline hide4

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Re: Misc Credit Card Questions
« Reply #2665 on: February 04, 2016, 02:24:22 PM »
Amex, Barclay
Which bank are you looking for ?
That's what I'm asking! Which cards should I apply for?

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #2666 on: February 04, 2016, 02:43:37 PM »
That's what I'm asking! Which cards should I apply for?
What cards you have? Get Amex EDP with 30k signup or PRG with 50k signup...
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Re: Misc Credit Card Questions
« Reply #2667 on: February 04, 2016, 02:50:58 PM »
What cards you have? Get Amex EDP with 30k signup or PRG with 50k signup...
Do you have the link for the 30k offer? And is there any way to get the $95 fee waived the first yr on the edp?

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #2668 on: February 04, 2016, 03:13:20 PM »
Do you have the link for the 30k offer? And is there any way to get the $95 fee waived the first yr on the edp?
See here (http://forums.dansdeals.com/index.php?topic=33101.msg1394174#msg1394174) how I managed to see the 30k EDP and 50k PRG. Everyone has had luck their own way so... There's no special link though AFAIK and no way of waiving first year AFAIK.
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Offline Wizard

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Re: Misc Credit Card Questions
« Reply #2669 on: February 04, 2016, 03:18:38 PM »
Tried calling Experian to combine two pulls from American Express EDP app that was sent to recon. Second pull was two days after first pull. They said there is no such thing as combining pulls or disputing pulls as long as they authorized. Tried explaining that same application, didn't help. Is this true? Supervisor calling me in a little bit, not sure will help...
« Last Edit: February 04, 2016, 03:24:25 PM by Wizard »
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Offline D93

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Re: Misc Credit Card Questions
« Reply #2670 on: February 04, 2016, 07:52:20 PM »
Tried calling Experian to combine two pulls from American Express EDP app that was sent to recon. Second pull was two days after first pull. They said there is no such thing as combining pulls or disputing pulls as long as they authorized. Tried explaining that same application, didn't help. Is this true? Supervisor calling me in a little bit, not sure will help...

You probably spoke to the wrong department.

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #2671 on: February 04, 2016, 07:55:57 PM »
You probably spoke to the wrong department.
What Dept should I speak to?

The supervisor called me and told me he did research and grudgingly removed the first of the two pulls. Said no such thing as combining... Is that how it supposed to be done?
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Offline D93

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Re: Misc Credit Card Questions
« Reply #2672 on: February 04, 2016, 07:59:20 PM »
What Dept should I speak to?

The supervisor called me and told me he did research and grudgingly removed the first of the two pulls. Said no such thing as combining... Is that how it supposed to be done?

Yes (or the opposite)

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #2673 on: February 04, 2016, 08:29:42 PM »
Yes (or the opposite)
what do you mean opposite?

When @DavidSmith explained it to me, it didn't sound like a special "one time exception" thing where you need a manager...
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Offline D93

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Re: Misc Credit Card Questions
« Reply #2674 on: February 04, 2016, 08:34:01 PM »
what do you mean opposite?

Remove the 2nd one and keep the first one.

Offline D93

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Re: Misc Credit Card Questions
« Reply #2675 on: February 04, 2016, 08:34:23 PM »
When @DavidSmith explained it to me, it didn't sound like a special "one time exception" thing where you need a manager...

You probably spoke to the wrong department.

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #2676 on: February 04, 2016, 09:02:01 PM »

Confusing me. Did he mean a different department where it's simple to do or is this the it needs to be done (supervisor grudgingly)?
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Offline Mplace

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Re: Misc Credit Card Questions
« Reply #2677 on: February 04, 2016, 09:26:48 PM »
Confusing me. Did he mean a different department where it's simple to do or is this the it needs to be done (supervisor grudgingly)?
a different department, the one that deals with such issues,
I think that's what he meant
What's your plan for yud shvat?

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #2678 on: February 04, 2016, 09:37:16 PM »
What Dept should I speak to?

The supervisor called me and told me he did research and grudgingly removed the first of the two pulls. Said no such thing as combining... Is that how it supposed to be done?
No,  it's not. 

You're supposed to feign that you have no idea why there are two hard INQ's and that it's a mistake.

You're not supposed to bring up that pulls should be "combined". 

That's why this stuff shouldn't be discussed so freely

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #2679 on: February 04, 2016, 09:45:24 PM »
No,  it's not. 

You're supposed to feign that you have no idea why there are two hard INQ's and that it's a mistake.

You're not supposed to bring up that pulls should be "combined". 

That's why this stuff shouldn't be discussed so freely
Are  you sure? Cuz I wasn't told that on here? I was told to them to combine cuz same app.
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