Misc Credit Card Questions

[Ydad]

Can't find this question addressed explicitly.
I need 3k more MR points to transfer to AC. I've put the spend on the card. Statement has not yet closed and points are not even showing as pending. What's the quickest possible way to get those points into MR account?

Not %100 sure but I think I remember seeing that Amex will "lend" you the points if you call up and tell them you need it and it's not in your account. PUTPAC, can't hurt to try.

[Wizard]

You didn't have 2 half-legit pulls.   You had two legitimate pulls.

Again,  your approach was completely flawed.   You shouldn't be using words like "dispute"  and "combine"  in conversations with EX related to INQ's. From what you've typed here,  I'd bet you told the supervisor that one pull was from an app,  and other from a recon,  so you got lucky that the supervisor did you a solid.

Guess I misunderstood, thought was an official thing to have them combined. Didn't tell supervisor about recon, just said same app, still was lucky though.

[Wizard]

Amex shows "no preset spending limit" on my newly opened PRG card. Is there anyway of finding out EXACTLY how much I can spend? I know I can try the "check spending ability" feature but that doesn't give Exact and I won't know if it changes on me... Will it eventually say an actual amount or is PRG always "no preset"?

[Mplace]

Amex shows "no preset spending limit" on my newly opened PRG card. Is there anyway of finding out EXACTLY how much I can spend? I know I can try the "check spending ability" feature but that doesn't give Exact and I won't know if it changes on me... Will it eventually say an actual amount or is PRG always "no preset"?

you probably won't be able to spend more than reported income on your application

[Wizard]

you probably won't be able to spend more than reported income on your application

Meaning my reported annual income total? Or divided by months?

[TimT]

Meaning my reported annual income total? Or divided by months?

Definitely not the latter

[Mplace]

Definitely not the latter

+1
They usually won't allow you to owe more that reported annual income,
Posably you can build up to be able to spend more, but fursur not in the beginning

[Wizard]

+1
They usually won't allow you to owe more that reported annual income,
Posably you can build up to be able to spend more, but fursur not in the beginning

So there's no way to find out what my exact limit is? Will it ever change from "no preset limit" to an actual amount or is this how PRG is?

[Mplace]

So there's no way to find out what my exact limit is? Will it ever change from "no preset limit" to an actual amount or is this how PRG is?

if I understand, an actual amount isn't what you want..
As that's an official limit
Remember charge cards are 'no limit'

[yochiek93]

if I understand, an actual amount isn't what you want..
As that's an official limit
Remember charge cards are 'no limit'

+1 an official limit is usually a cap after a F/R

[Wizard]

if I understand, an actual amount isn't what you want..
As that's an official limit
Remember charge cards are 'no limit'

So I should be happy it's no preset limit?

[Mplace]

So I should be happy it's no preset limit?

that's the norm,
But i don't understand why you should want a limit

[Wizard]

that's the norm,
But i don't understand why you should want a limit

Want limit so that I know if certain transactions will be declined it approved not need to worry. I know it doesn't mean I have unlimited so I would rather know how much I have - what would it hurt to know what my limit is?

[yochiek93]

Want limit so that I know if certain transactions will be declined it approved not need to worry. I know it doesn't mean I have unlimited so I would rather know how much I have - what would it hurt to know what my limit is?

You can ask for a cap see what they say

[eliraps]

Do biz cards count towards the 5/24 rule?

[Mplace]

Do biz cards count towards the 5/24 rule?

someone said that no

[yochiek93]

someone said that no

As of now but there are rumors of that changing

[eliraps]

Not as of now. They say things will change in March.

As of now but there are rumors of that changing

So just to make sure I understand correctly.
The rumors are that a) soon you won't be able to get ink if you have 5/24, and b) that if you get it, it will count as part of 5/24 towards future applications.

[LoLo]

AFAIK almost all biz cards (even those issued by Chase) don't count towards 5/24 as they don't show up on CR.
(Some biz cards do show up, do your research).

[sammy n]

If I book a United flight TLV-EWR using my United Explorer Card would I get priority boarding in TLV?