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Author Topic: Misc Credit Card Questions  (Read 2176681 times)

Offline Chapshnell

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Re: Random Credit Card Questions
« Reply #280 on: February 23, 2015, 10:38:24 PM »
Quote from: rs242 on February 23, 2015, 10:34:42 PM
I have delta but everyone says that it's not a great program and not worth spending on it so I guess a card for miles for flights around the U.S. Chatsworth spending on

Delta is good for travel to SLC, MCI & MSP. Otherwise IMO its garbage.
You should signup for a SPG card personal & business. I dont think you will regret it :)
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Offline Chapshnell

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Re: Random Credit Card Questions
« Reply #281 on: February 23, 2015, 10:44:35 PM »
did a 4bm with chase, 2 inks got approved after multiple hucas. the united & the british airways I didnt huca yet for.. do I huca or should I be happy with 2/4?
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Offline benjie1305

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Re: Random Credit Card Questions
« Reply #282 on: February 23, 2015, 10:45:59 PM »
Quote from: Chapshnell on February 23, 2015, 10:44:35 PM
did a 4bm with chase, 2 inks got approved after multiple hucas. the united & the british airways I didnt huca yet for.. do I huca or should I be happy with 2/4?

Got to HUCA. You basically got 0 cards out of your personal pull.
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Offline TimT

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Re: Random Credit Card Questions
« Reply #283 on: February 23, 2015, 10:49:04 PM »
Quote from: Chapshnell on February 23, 2015, 10:44:35 PM
did a 4bm with chase, 2 inks got approved after multiple hucas. the united & the british airways I didnt huca yet for.. do I huca or should I be happy with 2/4?
Both ink plus ?
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Offline yuguy

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Re: Random Credit Card Questions
« Reply #284 on: February 23, 2015, 10:54:56 PM »
Quote from: rs242 on February 23, 2015, 10:34:42 PM
I have delta but everyone says that it's not a great program and not worth spending on it so I guess a card for miles for flights around the U.S. Chatsworth spending on

I have both SW (personal and plus) and british and Iove them both for short/medium haul around the US. southwest can be useful for you if you're in one of their focus cities.
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Offline Chapshnell

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Re: Random Credit Card Questions
« Reply #285 on: February 23, 2015, 10:56:12 PM »
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Offline Chapshnell

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Re: Random Credit Card Questions
« Reply #286 on: February 23, 2015, 10:57:14 PM »
Quote from: yuguy on February 23, 2015, 10:54:56 PM
I have both SW (personal and plus) and british and Iove them both for short/medium haul around the US. southwest can be useful for you if you're in one of their focus cities.

with their devaluation again its better if you use a chase card that gives ur points. ur points transfer into sw & ba if you need it at that time. otherwise you have numerous other options to transfer to
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Offline Chapshnell

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Re: Random Credit Card Questions
« Reply #287 on: February 23, 2015, 10:57:35 PM »
Quote from: benjie1305 on February 23, 2015, 10:45:59 PM
Got to HUCA. You basically got 0 cards out of your personal pull.

wont merge with the biz cards?
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Offline benjie1305

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Re: Random Credit Card Questions
« Reply #288 on: February 23, 2015, 10:58:08 PM »
Quote from: Chapshnell on February 23, 2015, 10:57:35 PM
wont merge with the biz cards?

No. Biz+personal card=2 pulls.
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Offline Chapshnell

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Re: Random Credit Card Questions
« Reply #289 on: February 23, 2015, 10:58:58 PM »
oooh... ok.. I assumed.. the mother of all mess ups.. and I thought it was 1 pull  ::)
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Offline benjie1305

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Re: Random Credit Card Questions
« Reply #290 on: February 23, 2015, 11:00:00 PM »
Quote from: Chapshnell on February 23, 2015, 10:58:58 PM
oooh... ok.. I assumed.. the mother of all mess ups.. and I thought it was 1 pull  ::)

Go after them! Nothing but 4 approved cards will be accepted ;)
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Offline rs242

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Re: Random Credit Card Questions
« Reply #291 on: February 23, 2015, 11:01:48 PM »
Quote from: Chapshnell on February 23, 2015, 10:38:24 PM
Delta is good for travel to SLC, MCI & MSP. Otherwise IMO its garbage.
You should signup for a SPG card personal & business. I dont think you will regret it :)
slc? Mci? Mps? Little help here what does that mean. Sorry New here.
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Offline yuguy

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Re: Random Credit Card Questions
« Reply #292 on: February 23, 2015, 11:09:03 PM »
Quote from: Chapshnell on February 23, 2015, 10:57:14 PM
with their devaluation again its better if you use a chase card that gives ur points. ur points transfer into sw & ba if you need it at that time. otherwise you have numerous other options to transfer to

Won't comment too much on the upcoming southwest devaluation, but if all he wants to do is fly around the US, 4.5/7.5/10/12.5k redemptions still can't be beat, IMO. And with amex's once lifetime on personal, 25k (ultimately 30k, let's assume) has better uses IME anD IMO. CSP does serve some of that purpose, too--another great card but requires a bit more work/knowledge. And the spend is less on SW and british
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Offline TimT

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Re: Random Credit Card Questions
« Reply #293 on: February 23, 2015, 11:09:28 PM »
Quote from: rs242 on February 23, 2015, 11:01:48 PM
slc? Mci? Mps? Little help here what does that mean. Sorry New here.
slc-salt lake city airport
MCI-Kansas city airport
Msp-Minneapolis St. Paul airport
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Offline TimT

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Re: Random Credit Card Questions
« Reply #294 on: February 23, 2015, 11:10:40 PM »
Quote from: Chapshnell on February 23, 2015, 10:58:58 PM
oooh... ok.. I assumed.. the mother of all mess ups.. and I thought it was 1 pull  ::)
You're thinking amex.
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Offline solls108

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Re: Random Credit Card Questions
« Reply #295 on: February 23, 2015, 11:12:08 PM »
Quote from: yuguy on February 23, 2015, 11:09:03 PM
Won't comment too much on the upcoming southwest devaluation, but if all he wants to do is fly around the US, 4.5/7.5/10/12.5k redemptions still can't be beat, IMO. And with amex's once lifetime on personal, 25k (ultimately 30k, let's assume) has better uses IME anD IMO. CSP does serve some of that purpose, too--another great card but requires a bit more work/knowledge. And the spend is less on SW and british

What are going to be the southwest devaluations?
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Offline TimT

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Re: Random Credit Card Questions
« Reply #296 on: February 23, 2015, 11:14:54 PM »
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Offline noturbizniss

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Re: Random Credit Card Questions
« Reply #297 on: February 23, 2015, 11:29:54 PM »
Quote from: Chapshnell on February 23, 2015, 10:58:58 PM
oooh... ok.. I assumed.. the mother of all mess ups.. and I thought it was 1 pull  ::)
FYI, there have been no recent reports of success with Chase more than 2 cards in 30 days. I'll link to Clear thinker's solution of calling to recon after 10 days or so, having denial for same reason but no new pull, then call on day 31 and use same original pull and get approved.
Quote from: clear thinker on February 18, 2015, 03:46:21 PM
Basically every time u call recon & they actually reconsider for u (which prompts them to send a new letter) then ur clock resets for another 30 days.
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Offline rs242

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Re: Random Credit Card Questions
« Reply #298 on: February 23, 2015, 11:31:16 PM »
Quote from: yuguy on February 23, 2015, 11:09:03 PM
Won't comment too much on the upcoming southwest devaluation, but if all he wants to do is fly around the US, 4.5/7.5/10/12.5k redemptions still can't be beat, IMO. And with amex's once lifetime on personal, 25k (ultimately 30k, let's assume) has better uses IME anD IMO. CSP does serve some of that purpose, too--another great card but requires a bit more work/knowledge. And the spend is less on SW and british
so witch card are suggesting
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Offline Chapshnell

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Re: Random Credit Card Questions
« Reply #299 on: February 23, 2015, 11:34:56 PM »
I would do a 3BM for PRG, SPG Personal, SPG Biz if Im you
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