Misc Credit Card Questions

[Schneur22]

Please explain

[TimT]

Please explain

It's all in that thread.

[Schneur22]

I read it. But does it mean I can go along and never use of one of my two cards, and the card I am using should only have $2 for my statement?

[TimT]

I read it. But does it mean I can go along and never use of one of my two cards, and the card I am using should only have $2 for my statement?

You could use it but pay it up early.

[Der Deutsche Jude]

how do you guys respond to a cashier who tells you there is a minimum purchase for a credit card?

[TimT]

how do you guys respond to a cashier who tells you there is a minimum purchase for a credit card?

Is that the store policy ?

[Der Deutsche Jude]

Is that the store policy ?

Is that your response to them or to me?

[TimT]

Is that your response to them or to me?

To you.

[Der Deutsche Jude]

To you.

Yes, store policy.  I'm told that's illegal.

[D93]

how do you guys respond to a cashier who tells you there is a minimum purchase for a credit card?

Put the merchandise back, walk out and give my business to a store that doesn't have such stupid policies.

[D93]

Yes, store policy.  I'm told that's illegal.

Source?

[TimT]

Yes, store policy.  I'm told that's illegal.

If you need the stuff & you don't have cash, offer to pay an extra 25 cents for the swipe fee.

[Der Deutsche Jude]

Source?

Source that "I'm told?"

[Der Deutsche Jude]

Source?

It's been legal since 2010.  My sources are wrong.

[Schneur22]

I haven't seen any problems with having 100 open credit cards, other then falling into debt. (Being irresponsoble) Is there any other reason not to open up a ton of credit cards?

[TimT]

I haven't seen any problems with having 100 open credit cards, other then falling into debt. (Being irresponsoble) Is there any other reason not to open up a ton of credit cards?

Make sure not to lose track of when the AF's are due.

[Chapshnell]

I haven't seen any problems with having 100 open credit cards, other then falling into debt. (Being irresponsoble) Is there any other reason not to open up a ton of credit cards?

hurts the average age of your overall history, otherwise go for it. more cards = more bonuses. That's how to rack up a nice points balance, unless you can spend big.

[Schneur22]

AF?

[yochiek93]

AF?

Annual fee

[TimT]

AF?

Annual Fee