Author Topic: Misc Credit Card Questions (Read 1915760 times)

D93 · « **Reply #3040 on:** February 28, 2016, 04:20:01 AM »

Quote from: Chapshnell on February 28, 2016, 04:19:42 AM

6 months

No, but I don't know anyone that tried in the past 6 months.

Chapshnell · « **Reply #3041 on:** February 28, 2016, 04:23:03 AM »

Alright, anyways.. @shneur22 Definitely sign up for Chase cards first.. CSP, Hyatt, BA, Ritz & United together. (Good luck getting all approved)
Ink(s) & United biz together..

Then move on to the other banks.. Ive found Amex to be the most lenient with credit pulls so maybe leave them for last.

Schneur22 · « **Reply #3042 on:** February 28, 2016, 07:20:10 AM »

Quote from: Chapshnell on February 28, 2016, 04:23:03 AM

Alright, anyways.. @shneur22 Definitely sign up for Chase cards first.. CSP, Hyatt, BA, Ritz & United together. (Good luck getting all approved)
Ink(s) & United biz together..

Then move on to the other banks.. Ive found Amex to be the most lenient with credit pulls so maybe leave them for last.

Thanks for the advice. Why specifically get one banks credit cards before moving onto other banks?

TimT · « **Reply #3043 on:** February 28, 2016, 07:22:04 AM »

Quote from: Schneur22 on February 28, 2016, 07:20:10 AM

Thanks for the advice. Why specifically get one banks credit cards before moving onto other banks?

Chase has enforced a 5 card in 24 months rule on some of their cards. And their just plain tough once you've gotten other recent cards.

Venilla · « **Reply #3044 on:** February 28, 2016, 01:23:22 PM »

Quote from: D93 on February 28, 2016, 04:09:06 AM

How often can you refresh?

IIRC 7 days.

D93 · « **Reply #3045 on:** February 28, 2016, 01:53:15 PM »

Quote from: Venilla on February 28, 2016, 01:23:22 PM

IIRC 7 days.

Thanks.

Venilla · « **Reply #3046 on:** February 28, 2016, 02:10:18 PM »

Quote from: D93 on February 28, 2016, 01:53:15 PM

Thanks.

Schneur22 · « **Reply #3047 on:** February 28, 2016, 07:16:43 PM »

What are the most accurate and reliable ways of checking your credit, in a cheap way?

benjie1305 · « **Reply #3048 on:** February 28, 2016, 07:22:36 PM »

Quote from: Schneur22 on February 28, 2016, 07:16:43 PM

What are the most accurate and reliable ways of checking your credit, in a cheap way?

https://www.annualcreditreport.com

Schneur22 · « **Reply #3049 on:** February 28, 2016, 07:25:22 PM »

Quote from: benjie1305 on February 28, 2016, 07:22:36 PM

https://www.annualcreditreport.com

No pull, right?

meme · « **Reply #3050 on:** February 28, 2016, 07:27:22 PM »

Quote from: meme on February 27, 2016, 08:50:49 PM

Just called chase about SW personal bonus that didn't post, said there is note on account that bonus was blocked until further verification of address/owner of biz? What do they need (guy didn't really know) and is this something new?

Anyone had this?

benjie1305 · « **Reply #3051 on:** February 28, 2016, 07:33:59 PM »

Quote from: Schneur22 on February 28, 2016, 07:25:22 PM

No pull, right?

No. It gives you a free credit report once a year.

TimT · « **Reply #3052 on:** February 28, 2016, 07:58:51 PM »

Quote from: Schneur22 on February 28, 2016, 07:25:22 PM

No pull, right?

Correct

Wizard · « **Reply #3053 on:** February 29, 2016, 03:07:24 PM »

Quote from: Wizard on February 28, 2016, 02:57:15 AM

Is there any way of enrolling in AMEX BAGGAGE INSURANCE PREMIUM, TRAVEL DELAY PREMIUM, TRAVEL DELAY PREMIUM, etc. online? By phone? Or do they not offer enrollment anymore (as it seems here https://www295.americanexpress.com/premium/trip-insurance/home.do?inav=PROT_TRAVEL-Auto_Trip_Ins )?

BUMP, please

Cappy · « **Reply #3054 on:** February 29, 2016, 03:37:20 PM »

Quote from: Schneur22 on February 28, 2016, 07:25:22 PM

No pull, right?

Just for the reference.

Whenever you check your OWN credit, it will not effect you.

meme · « **Reply #3055 on:** February 29, 2016, 03:45:45 PM »

Quote from: meme on February 27, 2016, 08:50:49 PM

Just called chase about SW personal bonus that didn't post, said there is note on account that bonus was blocked until further verification of address/owner of biz? What do they need (guy didn't really know) and is this something new?

They were actually requiring verification that AU shares same address. Weird.

LoLo · « **Reply #3056 on:** March 01, 2016, 01:08:38 AM »

Any other bank that reports immediately when balance is paid off the way chase does?

mord1 · « **Reply #3057 on:** March 01, 2016, 03:32:50 PM »

I just started a non profit, and have an ein number (its legitimate) can I apply for cards under that ein number and get the points? do the banks look at me personal credit for this or just the new non profit?

D93 · « **Reply #3058 on:** March 01, 2016, 05:53:37 PM »

Quote from: mord1 on March 01, 2016, 03:32:50 PM

I just started a non profit, and have an ein number (its legitimate) can I apply for cards under that ein number and get the points? do the banks look at me personal credit for this or just the new non profit?

They look at your personal credit.

mord1 · « **Reply #3059 on:** March 01, 2016, 06:28:39 PM »

Quote from: D93 on March 01, 2016, 05:53:37 PM

They look at your personal credit.

so even with an ein # they still will see I have more than 5/24 and be denied for the organization?

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Author Topic: Misc Credit Card Questions (Read 1915760 times)