Author Topic: Misc Credit Card Questions (Read 1914855 times)

D93 · « **Reply #3140 on:** March 10, 2016, 09:26:00 AM »

Quote from: yuguy on March 10, 2016, 09:21:07 AM

Met the spend on BA and IHG cards; earned the base points but not the bonus after first statement. With IHG, I SM'ed to match and get that extra 20k, so they know I met the spend. Does Chase post bonus for non UR cards the second statement now? I always thought it was the first.

Did you complete spend 7 days before statement closed?

yuguy · « **Reply #3141 on:** March 10, 2016, 09:55:29 AM »

Quote from: D93 on March 10, 2016, 09:26:00 AM

Did you complete spend 7 days before statement closed?

Yes for the IHG, no for BA.

D93 · « **Reply #3142 on:** March 10, 2016, 10:41:52 AM »

Quote from: yuguy on March 10, 2016, 09:55:29 AM

Yes for the IHG, no for BA.

That's why the BA bonus didn't post on the statement.

yuguy · « **Reply #3143 on:** March 10, 2016, 10:59:16 AM »

Quote from: D93 on March 10, 2016, 10:41:52 AM

That's why the BA bonus didn't post on the statement.

Thanks, good to know. I guess I'll PUTPAC re IHG.

Wizard · « **Reply #3144 on:** March 11, 2016, 10:58:54 AM »

When I get the "Privacy and Opt-Out Notice" from banks/CC's that tell me what info they share and what sharing I can limit, am I supposed to call and limit the sharing that they I can (i.e. "For our affiliates everyday business purposes-information about your creditworthiness" and "For our affiliates to market to you")... What does this mean if I don't call? TIA

username · « **Reply #3145 on:** March 11, 2016, 11:43:47 AM »

If you dont call, you may get junk mail and CC offers. Like a zillion Discover offers. Daily.

tzifanya54 · « **Reply #3146 on:** March 11, 2016, 12:09:49 PM »

Random question: Does anyone know about how much more it costs the average small business to run a $10 Amex charge vs a visa/mc?

etech0 · « **Reply #3147 on:** March 11, 2016, 04:06:53 PM »

Quote from: username on March 11, 2016, 11:43:47 AM

If you dont call, you may get junk mail and CC offers. Like a zillion Discover offers. Daily.

And then as soon as you get a CC, they'll start bugging you to sign up for paperless statements

IsraelGuy · « **Reply #3148 on:** March 12, 2016, 12:02:20 PM »

Any card worth using specifically to pay for taxes/fees for an award ticket? Not from the standpoint of points earning, just wondering (though I'm assuming not) if any would cover some sort of trip / baggage protection if used...

D93 · « **Reply #3149 on:** March 12, 2016, 12:14:17 PM »

Quote from: IsraelGuy on March 12, 2016, 12:02:20 PM

Any card worth using specifically to pay for taxes/fees for an award ticket? Not from the standpoint of points earning, just wondering (though I'm assuming not) if any would cover some sort of trip / baggage protection if used...

SP

IsraelGuy · « **Reply #3150 on:** March 12, 2016, 12:23:18 PM »

Quote from: D93 on March 12, 2016, 12:14:17 PM

SP

What benefit does it get you?

D93 · « **Reply #3151 on:** March 12, 2016, 12:26:18 PM »

Quote from: IsraelGuy on March 12, 2016, 12:23:18 PM

What benefit does it get you?

Delayed, lost, broken baggage protection.

IsraelGuy · « **Reply #3152 on:** March 12, 2016, 12:26:59 PM »

Quote from: D93 on March 12, 2016, 12:26:18 PM

Delayed, lost, broken baggage protection.

Awesome, thanks

D93 · « **Reply #3153 on:** March 12, 2016, 12:27:24 PM »

Quote from: IsraelGuy on March 12, 2016, 12:26:59 PM

Awesome, thanks

No problem.

Schneur22 · « **Reply #3154 on:** March 13, 2016, 12:16:51 AM »

I was rejected to a CSP because of short credit history. I have a score around 750. How much credit history do I need before I can feel confident of being accepted?

D93 · « **Reply #3155 on:** March 13, 2016, 01:11:56 AM »

Quote from: Schneur22 on March 13, 2016, 12:16:51 AM

I was rejected to a CSP because of short credit history. I have a score around 750. How much credit history do I need before I can feel confident of being accepted?

How short is your history?