Author Topic: Misc Credit Card Questions  (Read 1173437 times)

Offline zlt123

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Re: Random Credit Card Questions
« Reply #320 on: February 24, 2015, 11:27:33 AM »
you could get a free report evrey time you get deneid even if in the end you do get approved vie recon

Offline dealfinder85

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Re: Random Credit Card Questions
« Reply #321 on: February 24, 2015, 11:29:25 AM »
8) 8)

Game changer! Only thing is that I must be right on the 90 day cut off. Need to check at home. #nervous
im confused
you get your initial report from freecreditreport?

Offline benjie1305

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Re: Random Credit Card Questions
« Reply #322 on: February 24, 2015, 11:33:04 AM »
im confused
you get your initial report from freecreditreport?

Yes. Get the report # and use that on EX from what I understand.
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Offline dealfinder85

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Re: Random Credit Card Questions
« Reply #323 on: February 24, 2015, 11:33:52 AM »
Yes. Get the report # and use that on EX from what I understand.
this only works for experian? or you are just speaking in terms of what matters in ny area for the most part.
what do you do on the EX site once you have your credit report from FCR.com?

Offline benjie1305

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Re: Random Credit Card Questions
« Reply #324 on: February 24, 2015, 11:35:28 AM »
this only works for experian? or you are just speaking in terms of what matters in ny area for the most part.
what do you do on the EX site once you have your credit report from FCR.com?

Once you get the experian one you can go to experian.com/viewreport,and as long as you go less than 90 days later you can constantly pull an updated version.
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Offline dealfinder85

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Re: Random Credit Card Questions
« Reply #325 on: February 24, 2015, 11:41:52 AM »

Offline noturbizniss

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Re: Random Credit Card Questions
« Reply #326 on: February 24, 2015, 11:42:45 AM »
im confused
you get your initial report from freecreditreport?
Not freecreditreport.Com annualcreditreport.Com
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Offline dealfinder85

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Re: Random Credit Card Questions
« Reply #327 on: February 24, 2015, 11:46:16 AM »
since i got it from freecreditreport, i cant get it from annualcreditreport

Offline clear thinker

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Re: Random Credit Card Questions
« Reply #328 on: February 24, 2015, 12:41:24 PM »
you could get a free report evrey time you get deneid even if in the end you do get approved vie recon
I can't see why u can't request ur credit report even if u weren't denied just for applying, u think experian knows if I actually got approved right away?
Anyone agrees with me?

Offline zlt123

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Re: Random Credit Card Questions
« Reply #329 on: February 24, 2015, 12:47:27 PM »
i also tought so at first but then i chaped that the new account gets reported to the CB so thats mabey how they know that u were approved, But then again mabey it was approved vie Recon?! so i dont know but by lew its only if you were decleind

Offline TimT

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Re: Random Credit Card Questions
« Reply #330 on: February 24, 2015, 12:55:45 PM »
I can't see why u can't request ur credit report even if u weren't denied just for applying, u think experian knows if I actually got approved right away?
Anyone agrees with me?
This from a few years ago

Offline clear thinker

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Re: Random Credit Card Questions
« Reply #331 on: February 24, 2015, 01:01:57 PM »
I can't see why u can't request ur credit report even if u weren't denied just for applying, u think experian knows if I actually got approved right away?
Anyone agrees with me?

i also tought so at first but then i chaped that the new account gets reported to the CB so thats mabey how they know that u were approved, But then again mabey it was approved vie Recon?! so i dont know but by lew its only if you were decleind
@saver2000 agrees with me.
http://forums.dansdeals.com/index.php?topic=17068.msg240839.msg#240839
Tnx @TimT

Offline yuguy

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Re: Random Credit Card Questions
« Reply #332 on: February 24, 2015, 01:22:57 PM »
Have you confirmed that it was not a new pull?

Was able to check EX and yes, just one pull on the original application date of Jan. 19, 2015!

Offline noturbizniss

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Re: Random Credit Card Questions
« Reply #333 on: February 24, 2015, 01:29:31 PM »
since i got it from freecreditreport, i cant get it from annualcreditreport
you can get it from annualcreditreport once a year, regardless of other reports you may have gotten, IINM.  If you already got it in the last 365 days from experian through annualcreditreport then you have to wait.
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Offline rs242

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Re: Random Credit Card Questions
« Reply #334 on: February 24, 2015, 05:35:25 PM »
i had a low credit limit on my spg so i requested a increase do they do a pull for that?

Offline avromie7

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Re: Random Credit Card Questions
« Reply #335 on: February 24, 2015, 05:37:17 PM »
i had a low credit limit on my spg so i requested a increase do they do a pull for that?
they shouldn't unless they tell you
I wonder what people who type "u" instead of "you" do with all their free time.

Offline Chapshnell

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Re: Random Credit Card Questions
« Reply #336 on: February 24, 2015, 05:46:50 PM »
Sometimes its a soft pull YMMV

Offline Dr Moose

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Re: Random Credit Card Questions
« Reply #337 on: February 24, 2015, 05:47:01 PM »
i had a low credit limit on my spg so i requested a increase do they do a pull for that?
yes
Hey there! I am using DansDeals Forums.

Offline avromie7

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Re: Random Credit Card Questions
« Reply #338 on: February 24, 2015, 05:53:56 PM »
i had a low credit limit on my spg so i requested a increase do they do a pull for that?

Sometimes its a soft pull YMMV

yes
When I got an increase I definitely didn't get a hard pull maybe I got a soft pull I would have no way of knowing because each hard pull I can match to a card but I don't know anything about all the soft pulls (who cares about the soft pulls)
I wonder what people who type "u" instead of "you" do with all their free time.

Offline noturbizniss

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Re: Random Credit Card Questions
« Reply #339 on: February 24, 2015, 07:44:25 PM »
barclays is a hard pull for increase if you ask for it.
READ THE DARN WIKI!!!!

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