Misc Credit Card Questions

[B.D.Da'ehu]

When it comes to a charge card (amex) how much can i spend without raising eyebrows, considering that i usually dont spend more than $1,200/month on cc's?

[TimT]

When it comes to a charge card (amex) how much can i spend without raising eyebrows, considering that i usually dont spend more than $1,200/month on cc's?

Big YMMV

[tzifanya54]

When it comes to a charge card (amex) how much can i spend without raising eyebrows, considering that i usually dont spend more than $1,200/month on cc's?

Start slow and build up over a few weeks you should be fine. It also depends if there is real spend or mostly MS.

[PillanSmye]

Big YMMV

+1

Theres also the "Check Spending Ability"  tool on your account mgt page.

[LoLo]

+1

Theres also the "Check Spending Ability"  tool on your account mgt page.

Some claim that using that too often is an F/R trigger.

[DMYD]

Some claim that using that too often is an F/R trigger.

Where did you hear that?

[PillanSmye]

Some claim that using that too often is an F/R trigger.

I've heard the same thing.

Just giving the poster a suggestion if he has a large charge.

[DMYD]

I've heard the same thing.

Just giving the poster a suggestion if he has a large charge.

If that's the case then applying for an Amex card is also an FR trigger so don't apply! I mean what isn't a FR trigger?

[benjie1305]

If that's the case then applying for an Amex card is also an FR trigger so don't apply! I mean what isn't a FR trigger?

Also- careful with how often you log into your chase account.

[hide4]

Is there any reason not to let a cardholder on your acct use the card for renting a car?

[CS91]

Is there any reason not to let a cardholder on your acct use the card for renting a car?

Do you trust them?

[hide4]

Do you trust them?

Yes but what happens if something happens to the car?

[CS91]

Yes but what happens if something happens to the car?

The rental company may charge the card. Which is why I asked if you trust the person (to pay you back).

[hide4]

The rental company may charge the card. Which is why I asked if you trust the person (to pay you back).

If Amex ends up paying with their insurance is that bad in any way for me?

[CS91]

If Amex ends up paying with their insurance is that bad in any way for me?

Not AFAIK.

[hide4]

Not AFAIK.

Alright, Thank you very much!

[mord1]

I have an old citi dividend card as my oldest card, is there any reason not to close my first amex (spg) card? I have a biz SPG, any reason to keep both open? Just got the AF on personal SPG

[newdealseeker]

Also- careful with how often you log into your chase account.

I've heard that before. Is there really any truth to that?

[benjie1305]

I've heard that before. Is there really any truth to that?

I was being sarcastic.

[Wizard]

Any card worth using specifically to pay for taxes/fees for an award ticket? Not from the standpoint of points earning, just wondering (though I'm assuming not) if any would cover some sort of trip / baggage protection if used...

Coming in late here but IINM, you must pay for the whole ticket (not just taxes/fees) to get covered for the baggage, etc.