Author Topic: Misc Credit Card Questions (Read 1903427 times)

benjie1305 · « **Reply #340 on:** February 24, 2015, 08:39:01 PM »

Quote from: TimT on February 24, 2015, 08:52:38 AM

Quote from: noturbizniss on February 23, 2015, 11:57:41 PM

You just need the report number from the original report. Save it as pdf so you have it

Just did it. Amazing!

Centro · « **Reply #341 on:** February 26, 2015, 11:42:04 AM »

Chase (recon) approved my Sapphire after closing my United, 20 minutes now and I see no change in my account,
How long does it usually take to be updated?

avromie7 · « **Reply #342 on:** February 26, 2015, 12:06:46 PM »

Quote from: noturbizniss on February 23, 2015, 11:57:41 PM

You just need the report number from the original report. Save it as pdf so you have it

I just saved the report number as a text document on my desktop

D93 · « **Reply #343 on:** February 26, 2015, 12:42:58 PM »

Quote from: Centro on February 26, 2015, 11:42:04 AM

Chase (recon) approved my Sapphire after closing my United, 20 minutes now and I see no change in my account,
How long does it usually take to be updated?

It can take up to a few hours to show up.

Traveller · « **Reply #344 on:** February 26, 2015, 02:40:29 PM »

Quote from: avromie7 on February 24, 2015, 05:53:56 PM

When I got an increase I definitely didn't get a hard pull maybe I got a soft pull I would have no way of knowing because each hard pull I can match to a card but I don't know anything about all the soft pulls (who cares about the soft pulls)

I got a letter in the mail declining the credit increase for my spg. In the letter it contained my credit score. How do I know of I got a pull for the request of increase or not? If they did pull can I get it off (i wouldnt have requested if I knew there would be a pull)?

avromie7 · « **Reply #345 on:** February 26, 2015, 02:41:19 PM »

Quote from: Traveller on February 26, 2015, 02:40:29 PM

I got a letter in the mail declining the credit increase for my spg. In the letter it contained my credit score. How do I know of I got a pull for the request of increase or not? If they did pull can I get it off (i wouldnt have requested if I knew there would be a pull)?

You can check your report

Emkay · « **Reply #346 on:** February 26, 2015, 02:44:50 PM »

Quote from: Traveller on February 26, 2015, 02:40:29 PM

I got a letter in the mail declining the credit increase for my spg. In the letter it contained my credit score. How do I know of I got a pull for the request of increase or not? If they did pull can I get it off (i wouldnt have requested if I knew there would be a pull)?

You probably got one, if they didn't tell you specifically no pull then it's not going to be simple

Centro · « **Reply #347 on:** February 26, 2015, 07:49:24 PM »

Quote from: Centro on February 26, 2015, 11:42:04 AM

Chase (recon) approved my Sapphire after closing my United, 20 minutes now and I see no change in my account,
How long does it usually take to be updated?

Quote from: D93 on February 26, 2015, 12:42:58 PM

It can take up to a few hours to show up.

9 hours now and still nothing, is this the norm?

yuguy · « **Reply #348 on:** February 26, 2015, 07:58:04 PM »

Quote from: Centro on February 26, 2015, 07:49:24 PM

9 hours now and still nothing, is this the norm?

IME, my hyatt card had to be added manually. Then most recently my Marriott took time until I got the email that my card was in the way.

If you were approved I don't see the ha calling and asking when it'll appear.

benjie1305 · « **Reply #349 on:** February 26, 2015, 07:58:08 PM »

Quote from: Centro on February 26, 2015, 07:49:24 PM

9 hours now and still nothing, is this the norm?

You can always call them and ask.

Centro · « **Reply #350 on:** February 26, 2015, 08:07:11 PM »

Quote from: benjie1305 on February 26, 2015, 07:58:08 PM

You can always call them and ask.

Quote from: yuguy on February 26, 2015, 07:58:04 PM

IME, my hyatt card had to be added manually. Then most recently my Marriott took time until I got the email that my card was in the way.

If you were approved I don't see the ha calling and asking when it'll appear.

Ok, ill call.

yyonah · « **Reply #351 on:** February 27, 2015, 12:56:21 PM »

I have a bill of around $1600 that I need to pay, so I thought it would be a good opportunity to get another card since that would be a good chunk of initial spend. I currently have Ink, Ink+, BA, Freedom, Sapphire Preferred, AMEX Everyday Preferred, United MileagePlus Explorer, AAdvantage, and US Airways. So I figured SPG would be a good one to get. I applied and was approved. Then I looked at the bill and saw that they don't take AMEX. OK, no problem, I can use my Redbird to generate the $5000 spend over the next six months. But I still would like to use that bill for initial spend. So what Visa or MC (or Discover) should I get? I rarely stay in hotels, I travel to Israel a fair amount, and I do some domestic travel.

lunatic · « **Reply #352 on:** February 27, 2015, 12:59:31 PM »

Maybe the amex prg

ETA : that's right, no amex

samtam · « **Reply #353 on:** March 09, 2015, 03:25:33 PM »

Can i transfer membership rewards to spg?

D93 · « **Reply #354 on:** March 09, 2015, 03:36:20 PM »

Quote from: samtam on March 09, 2015, 03:25:33 PM

Can i transfer membership rewards to spg?

Yes, but at a horrible rate of 3:1

Welder · « **Reply #355 on:** March 09, 2015, 04:16:37 PM »

A friend of mine (22 yr) with no credit history wants to open his first card but doesn't have a relative with good history to be added as an AU. He's also not interested in a student or secured card. He asked me about the PayPal CC - he's had an account with them for a long time - (See here for more info: https://www.paypal.com/webapps/mpp/credit-card). So I'm wondering what do people here think about that idea?

yuguy · « **Reply #356 on:** March 09, 2015, 04:21:39 PM »

Quote from: Welder on March 09, 2015, 04:16:37 PM

A friend of mine (22 yr) with no credit history wants to open his first card but doesn't have a relative with good history to be added as an AU. He's also not interested in a student or secured card. He asked me about the PayPal CC - he's had an account with them for a long time - (See here for more info: https://www.paypal.com/webapps/mpp/credit-card). So I'm wondering what do people here think about that idea?

Has he applied for any cards recently and gotten denied?

Welder · « **Reply #357 on:** March 09, 2015, 04:29:02 PM »

Quote from: yuguy on March 09, 2015, 04:21:39 PM

Has he applied for any cards recently and gotten denied?

Nope. He's never applied for any sort of credit in his life. A credit virgin

DMYD · « **Reply #358 on:** March 09, 2015, 04:32:38 PM »

Quote from: Welder on March 09, 2015, 04:29:02 PM

Nope. He's never applied for any sort of credit in his life. A credit virgin

Let him read up here http://forums.dansdeals.com/index.php?topic=266.0

yuguy · « **Reply #359 on:** March 09, 2015, 04:33:23 PM »

Quote from: Dav on March 09, 2015, 04:32:38 PM

Let him read up here http://forums.dansdeals.com/index.php?topic=266.0

Sums it up much better than what I was about to respond..

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Author Topic: Misc Credit Card Questions (Read 1903427 times)