Author Topic: Misc Credit Card Questions  (Read 1687809 times)

Offline benjie1305

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Re: Random Credit Card Questions
« Reply #340 on: February 24, 2015, 08:39:01 PM »
;)



You just need the report number from the original report. Save it as pdf so you have it

Just did it. Amazing!
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Offline Centro

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Re: Random Credit Card Questions
« Reply #341 on: February 26, 2015, 11:42:04 AM »
Chase (recon) approved my Sapphire after closing my United, 20 minutes now and I see no change in my account,
How long does it usually take to be updated?

Online avromie7

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Re: Random Credit Card Questions
« Reply #342 on: February 26, 2015, 12:06:46 PM »


You just need the report number from the original report. Save it as pdf so you have it
I just saved the report number as a text document on my desktop
I wonder what people who type "u" instead of "you" do with all their free time.

Offline D93

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Re: Random Credit Card Questions
« Reply #343 on: February 26, 2015, 12:42:58 PM »
Chase (recon) approved my Sapphire after closing my United, 20 minutes now and I see no change in my account,
How long does it usually take to be updated?
It can take up to a few hours to show up.

Offline Traveller

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Re: Random Credit Card Questions
« Reply #344 on: February 26, 2015, 02:40:29 PM »
When I got an increase I definitely didn't get a hard pull maybe I got a soft pull I would have no way of knowing because each hard pull I can match to a card but I don't know anything about all the soft pulls (who cares about the soft pulls)

I got a letter in the mail declining the credit increase for my spg. In the letter it contained my credit score. How do I know of I got a pull for the request of increase or not? If they did pull can I get it off (i wouldnt have requested if I knew there would be a pull)?

Online avromie7

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Re: Random Credit Card Questions
« Reply #345 on: February 26, 2015, 02:41:19 PM »
I got a letter in the mail declining the credit increase for my spg. In the letter it contained my credit score. How do I know of I got a pull for the request of increase or not? If they did pull can I get it off (i wouldnt have requested if I knew there would be a pull)?
You can check your report
I wonder what people who type "u" instead of "you" do with all their free time.

Offline Emkay

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Re: Random Credit Card Questions
« Reply #346 on: February 26, 2015, 02:44:50 PM »


I got a letter in the mail declining the credit increase for my spg. In the letter it contained my credit score. How do I know of I got a pull for the request of increase or not? If they did pull can I get it off (i wouldnt have requested if I knew there would be a pull)?

You probably got one,  if they didn't tell you specifically no pull then it's not going to be simple

Offline Centro

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Re: Random Credit Card Questions
« Reply #347 on: February 26, 2015, 07:49:24 PM »
Chase (recon) approved my Sapphire after closing my United, 20 minutes now and I see no change in my account,
How long does it usually take to be updated?


It can take up to a few hours to show up.
9 hours now and still nothing, is this the norm?

Offline yuguy

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Re: Random Credit Card Questions
« Reply #348 on: February 26, 2015, 07:58:04 PM »
9 hours now and still nothing, is this the norm?

IME, my hyatt card had to be added manually. Then most recently my Marriott took time until I got the email that my card was in the way.

If you were approved I don't see the ha calling and asking when it'll appear.

Offline benjie1305

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Re: Random Credit Card Questions
« Reply #349 on: February 26, 2015, 07:58:08 PM »

9 hours now and still nothing, is this the norm?

You can always call them and ask.
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Offline Centro

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Re: Random Credit Card Questions
« Reply #350 on: February 26, 2015, 08:07:11 PM »
You can always call them and ask.
IME, my hyatt card had to be added manually. Then most recently my Marriott took time until I got the email that my card was in the way.

If you were approved I don't see the ha calling and asking when it'll appear.
Ok, ill call.

Offline yyonah

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Re: Random Credit Card Questions
« Reply #351 on: February 27, 2015, 12:56:21 PM »
I have a bill of around $1600 that I need to pay, so I thought it would be a good opportunity to get another card since that would be a good chunk of initial spend. I currently have Ink, Ink+, BA, Freedom, Sapphire Preferred, AMEX Everyday Preferred, United MileagePlus Explorer, AAdvantage, and US Airways. So I figured SPG would be a good one to get. I applied and was approved. Then I looked at the bill and saw that they don't take AMEX. OK, no problem, I can use my Redbird to generate the $5000 spend over the next six months. But I still would like to use that bill for initial spend. So what Visa or MC (or Discover) should I get? I rarely stay in hotels, I travel to Israel a fair amount, and I do some domestic travel.

Online lunatic

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Re: Random Credit Card Questions
« Reply #352 on: February 27, 2015, 12:59:31 PM »
Maybe the amex prg

ETA : that's right, no amex

Offline samtam

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Re: Random Credit Card Questions
« Reply #353 on: March 09, 2015, 03:25:33 PM »
Can i transfer membership rewards to spg?

Offline D93

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Re: Random Credit Card Questions
« Reply #354 on: March 09, 2015, 03:36:20 PM »
Can i transfer membership rewards to spg?
Yes, but at a horrible rate of 3:1

Offline Welder

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Re: Random Credit Card Questions
« Reply #355 on: March 09, 2015, 04:16:37 PM »
A friend of mine (22 yr) with no credit history wants to open his first card but doesn't have a relative with good history to be added as an AU. He's also not interested in a student or secured card. He asked me about the PayPal CC - he's had an account with them for a long time - (See here for more info: https://www.paypal.com/webapps/mpp/credit-card). So I'm wondering what do people here think about that idea?
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Offline yuguy

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Re: Random Credit Card Questions
« Reply #356 on: March 09, 2015, 04:21:39 PM »
A friend of mine (22 yr) with no credit history wants to open his first card but doesn't have a relative with good history to be added as an AU. He's also not interested in a student or secured card. He asked me about the PayPal CC - he's had an account with them for a long time - (See here for more info: https://www.paypal.com/webapps/mpp/credit-card). So I'm wondering what do people here think about that idea?

Has he applied for any cards recently and gotten denied?

Offline Welder

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Re: Random Credit Card Questions
« Reply #357 on: March 09, 2015, 04:29:02 PM »
Has he applied for any cards recently and gotten denied?
Nope. He's never applied for any sort of credit in his life. A credit virgin ;)
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Offline DMYD

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Re: Random Credit Card Questions
« Reply #358 on: March 09, 2015, 04:32:38 PM »
Nope. He's never applied for any sort of credit in his life. A credit virgin ;)
Let him read up here http://forums.dansdeals.com/index.php?topic=266.0

Offline yuguy

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Re: Random Credit Card Questions
« Reply #359 on: March 09, 2015, 04:33:23 PM »
Let him read up here http://forums.dansdeals.com/index.php?topic=266.0

Sums it up much better than what I was about to respond..