iirc ir was reported they stopped doing that
Yup, years ago.
You're right. Amex stopped backdating AUs a while ago. They only stopped backdating new accounts about a year ago, though (3/21/15).
No they don't.It ended for everybody.It doesn't matter what your card says, but what your credit report says.All cards already reporting as backdated remained the same.
In terms of your pulls; lol. I could've guessed that myself about you. Thanks emkay .
Note that AMEX always reports every card you open as being opened in the year that you first got an AMEX card. So if an AMEX was your first card then don’t sweat it! Whenever you open a new AMEX card it will be as if that account was open from the date you opened your first ever AMEX card.So, bottom line, can I close my first amex card or will that hurt my report? my 1st card was opened in 08- my first amex was in 14
Interesting. Because on Amex website mine show as backdated, DW doesn't. I never actually checked to see if they were backdated on the CR.
You can't tell from the website.
Did that come up as part of my post? It used to be my signature.
Good to know. Thanks.
Until backdating ended, MSD for the login was what determined how it reported. All accounts that were backdated remained that way. All accounts opened after the change report the actual open date.Don't confuse the date on your card or login with credit reporting.
Can I downgrade a bank of america cc to another card with no annual fee ?
yes ime
Funny, because a rep told that there is no such think, I geuss he didn't know what he's talking about.
i had to huca a few times
I've done it on several cards. DROPR.
Is it bad to make a payment today to Amex if i made one yesterday? (Trying to do the $2 trick).
It's on the FR wiki, but so is "logging in too often"...
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Topic: Misc Credit Card Questions (Read 1911986 times)