Misc Credit Card Questions

[Zalc]

Didn't see it on the fr wiki. Did you mean prepaying?

I may have mistaken the 2...

[hide4]

I may have mistaken the 2...

But this is not considered prepaying, if the balance posted but the statement didn't close, right?

[mord1]

Your oldest Amex card is new compared to your oldest account, so closing it is not a big deal.

I have 3 open Amex cards (and a few closed) that report back to 1992 and are my "oldest" accounts. It would be a much bigger deal for me long term to close them than for you to close yours.

Even closed accounts count towards AAOA though and stay on your reports for up to 10 years from DOLA.

Great, thank you so much

[Ydad]

Friend of mine who is pretty uneducated in miles/points tells me he booked a $100 ticket through an Amex travel rep, and they gave him 10k points. What is that? And how come I never saw this discussed here? Mods, please delete if this is against forum rules.

[yochiek93]

Friend of mine who is pretty uneducated in miles/points tells me he booked a $100 ticket through an Amex travel rep, and they gave him 10k points. What is that? And how come I never saw this discussed here? Mods, please delete if this is against forum rules.

You sure it wasn't the opposite, he used 10k for a $100 ticket?

[Ydad]

You sure it wasn't the opposite, he used 10k for a $100 ticket?

That's what he told me. He could have been mistaken though.

[newdealseeker]

That's what he told me. He could have been mistaken though.

Maybe you mean this? From an email I received from United MileagePlus Partners:

Earn 10,000 bonus miles when you book through United Vacations

Book now ›
    
Choose between Hawaii, Europe, the Caribbean and more with United Vacations.

Make your summer plans with United Vacations®. Earn 10,000 MileagePlus® bonus award miles and save up to $300 with a 5-night stay in beautiful places like Hawaii, Europe, Mexico or the Caribbean. Hurry up: This offer expires April 21, 2016.*

[Zevi16]

I just got the annual fee of my CSP. I'm wondering people's opinion.
I also have the ihg card which is a much lower annual fee. What are the benefits (not points) of the CSP over the ihg? E.g insurance for travel and rental etc... Or is it the same stuff as it's from chase

[Der Deutsche Jude]

I just got the annual fee of my CSP. I'm wondering people's opinion.
I also have the ihg card which is a much lower annual fee. What are the benefits (not points) of the CSP over the ihg? E.g insurance for travel and rental etc... Or is it the same stuff as it's from chase

The former

[shmooz]

If i close an alaska air card, will i get the points that i earned that month through purchases?

[shulemw]

if i applied for a amex card and got cancelled as had a returned payment within 30 days. how long later can i apply again? need to wait more time from the returned payment or from the last application

Thanks

[shulemw]

and another question on my wife account. if i had a few months that didnt pay bill by amex as a error and then paid all the balance after few months
can i apply now for a amex card or they will make problems?

Thanks

[tzifanya54]

If i close an alaska air card, will i get the points that i earned that month through purchases?

No

[unclesam]

Will a pull from a increase on a chase ink combine with a pull for a new ink application?

[GAM Z.]

Is the expanded award availability that comes with the United credit card the same as what comes with a United Silver?

[tzifanya54]

 I upgraded a Hilton card online, but the picture online is still the old card. If I spend on it now will it count toward the new card? Chat rep says yes, dunno if he knows what he is talking about.

[JTZ]

Will a pull from a increase on a chase ink combine with a pull for a new ink application?

Same day and CRA, yes.

[unclesam]

Same day and CRA, yes.

Thank you what's CRA?

[Der Deutsche Jude]

Thank you what's CRA?

Credit Reporting Agency.  TransUnion, Experian, Equifax.

[Shlomi]

I am having a big spend on a hotel coming up - which card should I use to maximize the points? Is there a card that gives 2X/3X points on hotels?
It's a Shangri-La so non of the branded cards could work...

Thanks!