Author Topic: Misc Credit Card Questions (Read 1915095 times)

Hoping some one can help. I am renting a car from Hertz tomorrow for a week. I have the CSP AA Plat, and Amex Platinum card. Which card should I use, I.e. Which one has the best rental coverage?

David Smith · « **Reply #3988 on:** June 19, 2016, 01:00:49 PM »

Quote from: Calvin.8900 on June 19, 2016, 12:51:09 PM

Hoping some one can help. I am renting a car from Hertz tomorrow for a week. I have the CSP AA Plat, and Amex Platinum card. Which card should I use, I.e. Which one has the best rental coverage?

CSP

sag95 · « **Reply #3989 on:** June 19, 2016, 01:56:19 PM »

Quote from: Jm1248 on June 19, 2016, 12:38:51 PM

Are you able to cancel and get manually refunded the AF within six months on all Chase cc's or is that only on Chase branded cards?

IIRC it was stated somewhere in the forums that it doesn't officially apply to co branded cards, but if you ask nicely they will often refund it for you.

Mendelssohn · « **Reply #3990 on:** June 22, 2016, 11:06:37 AM »

Quote from: sedge on June 18, 2016, 04:05:21 PM

Recent reports indicate Amex is now allowing 5 credit cards.

I have had success closing after applying.

Yep. I was approved for a 5th revolver recently.

davidd75 · « **Reply #3991 on:** June 22, 2016, 12:36:35 PM »

In your experience or estimation which in bank in general will give you the highest credit line all else being equal

Mendelssohn · « **Reply #3992 on:** June 22, 2016, 01:34:19 PM »

BOA and Chase seem to be the most generous with starting limits for many. Citi starts out more conservative. Amex also may start out with lower limits, but in a short time you can easily make it a higher limit with just soft pulls. BOA and Chase are also very easy to get a high limit with combining limits since you can reallocated limits at any time. My first BOA card was opened in 2014 and has a $50K limit now.

Many credit unions are more generous with starting limits such as PenFed, UNFCU and NFCU. My NFCU limit is up to $50K now as well.

chinagel · « **Reply #3993 on:** June 22, 2016, 01:43:34 PM »

if i have amex points pending and i cancel the card but have other mr cards will they post

Wizard · « **Reply #3994 on:** June 22, 2016, 02:32:56 PM »

It is bad for me to file a return protection claim on my Amex in the first year? Like will it make me more likely to get FR or more likely not to get AF waived for second year? TIA!

LoLo · « **Reply #3995 on:** June 22, 2016, 02:35:48 PM »

Quote from: chinagel on June 22, 2016, 01:43:34 PM

if i have amex points pending and i cancel the card but have other mr cards will they post

Chat to have it expedited

chinagel · « **Reply #3996 on:** June 22, 2016, 02:39:08 PM »

Quote from: LoLo on June 22, 2016, 02:35:48 PM

Chat to have it expedited

i could but id rather chat to shut the card

Ydad · « **Reply #3997 on:** June 22, 2016, 02:39:48 PM »

Quote from: Wizard on June 22, 2016, 02:32:56 PM

It is bad for me to file a return protection claim on my Amex in the first year? Like will it make me more likely to get FR or more likely not to get AF waived for second year? TIA!

No.

LoLo · « **Reply #3998 on:** June 22, 2016, 02:50:27 PM »

Quote from: chinagel on June 22, 2016, 02:39:08 PM

i could but id rather chat to shut the card

Do both. Separate chats if it makes you more comfortable.

Wizard · « **Reply #3999 on:** June 22, 2016, 03:04:22 PM »

Quote from: Ydad on June 22, 2016, 02:39:48 PM

No.

Thanks

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Author Topic: Misc Credit Card Questions (Read 1915095 times)