Author Topic: Misc Credit Card Questions  (Read 1912424 times)

Offline Mendelssohn

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Re: Misc Credit Card Questions
« Reply #4120 on: July 06, 2016, 12:19:00 PM »
last week i applied for an amex card and was approved. i applied for another and they said it was under technical review and i would hear from them.
i just got an email saying it was approved. how can i find out if there was another pull? i tried the experian method but it said i have exceed that max number of views

It was 2 pulls.

Offline Mendelssohn

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Re: Misc Credit Card Questions
« Reply #4121 on: July 06, 2016, 12:20:14 PM »
with capital one cc's dan mentioned people have had success freezing two of the credit agencies.  If one resides in NJ does it matter which 2 he freezes?

are there fees to freeze or unfreeze?

People have had success freezing 1 and getting an approval, but I have not heard of that when freezing 2.

Offline dealfinder85

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Re: Misc Credit Card Questions
« Reply #4122 on: July 06, 2016, 12:21:49 PM »
It was 2 pulls.
how can i merge them? they specifically told me there wouldnt be another pull. i know that DROPR, but how can i merge them since i cant access my report on experian?

Offline Cappy

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Re: Misc Credit Card Questions
« Reply #4123 on: July 06, 2016, 12:29:23 PM »
they specifically told me there wouldnt be another pull.

Front line csr's usually don't know jack.

It will be 2 pulls

Offline dealfinder85

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Re: Misc Credit Card Questions
« Reply #4124 on: July 06, 2016, 12:29:56 PM »
Front line csr's usually don't know jack.

It will be 2 pulls
i understand, so how can i merge them without accessing experian report

Offline Cappy

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Re: Misc Credit Card Questions
« Reply #4125 on: July 06, 2016, 12:31:12 PM »
i understand, so how can i merge them without accessing experian report

You can't merge them if they weren't on the same day.

As if weren't approved on the same day.


Offline dealfinder85

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Re: Misc Credit Card Questions
« Reply #4126 on: July 06, 2016, 12:33:17 PM »
You can't merge them if they weren't on the same day.

As if weren't approved on the same day.
-1

Offline davidd75

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Re: Misc Credit Card Questions
« Reply #4127 on: July 06, 2016, 12:35:05 PM »
i understand, so how can i merge them without accessing experian report

call experian to merge

Offline Cappy

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Re: Misc Credit Card Questions
« Reply #4128 on: July 06, 2016, 12:35:12 PM »
-1


How do you expect do get merge pulls from different dated application approvals?

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #4129 on: July 06, 2016, 12:36:16 PM »

How do you expect do get merge pulls from different dated application approvals?

Less is more.

Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Cappy

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Re: Misc Credit Card Questions
« Reply #4130 on: July 06, 2016, 12:37:43 PM »
You can also sign up to creditchecktotal.com for $1 - 7 day free trial to see your 3 ficos and 3 reports

Offline Mendelssohn

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Re: Misc Credit Card Questions
« Reply #4131 on: July 06, 2016, 12:48:08 PM »
"Merge" is the wrong word. Get your terminology correct.

Offline Mendelssohn

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Re: Misc Credit Card Questions
« Reply #4132 on: July 06, 2016, 12:48:35 PM »
Less is more.

That's not "merging" inquiries.

Offline Mendelssohn

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Re: Misc Credit Card Questions
« Reply #4133 on: July 06, 2016, 12:49:17 PM »

Offline dealfinder85

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Re: Misc Credit Card Questions
« Reply #4134 on: July 06, 2016, 12:52:57 PM »

Offline Mendelssohn

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Re: Misc Credit Card Questions
« Reply #4135 on: July 06, 2016, 12:54:44 PM »
it was only 1 pull

Then you got lucky. Normally when not approved on the same day it's an additional HP.

Offline dealfinder85

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Re: Misc Credit Card Questions
« Reply #4136 on: July 06, 2016, 12:55:27 PM »
Then you got lucky. Normally when not approved on the same day it's an additional HP.
that happened to before, but that time they said the app was put on hold for 5 days
this time it went to some technical team, i dont know what that means or if its different

Offline Cappy

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Re: Misc Credit Card Questions
« Reply #4137 on: July 06, 2016, 12:59:35 PM »
that happened to before, but that time they said the app was put on hold for 5 days
this time it went to some technical team, i dont know what that means or if its different


Very rare instances happening with Amex recently. Someone got approved for multiple revolvers on the same day and this.

You don't -1 someone who is trying to help next time.


Offline Mendelssohn

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Re: Misc Credit Card Questions
« Reply #4138 on: July 06, 2016, 12:59:44 PM »
Yes, that is different.

Offline Mendelssohn

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Re: Misc Credit Card Questions
« Reply #4139 on: July 06, 2016, 01:00:52 PM »

Very rare instances happening with Amex recently. Someone got approved for multiple revolvers on the same day and this.

You don't -1 someone who is trying to help next time.

I thought it was explained before, but DDF has a hard time understanding what "merge" means.