Misc Credit Card Questions

[LoLo]

New Question: I applied for the sapphire card under my wife's name and it was not immediately approved as it was when I applied myself about 3 months ago. Is there a reason to worry? Is it normal to be reviewed? Which is more common?

Very normal, they may just want to verify your info.

[TimT]

New Question: I applied for the sapphire card under my wife's name and it was not immediately approved as it was when I applied myself about 3 months ago. Is there a reason to worry? Is it normal to be reviewed? Which is more common?

How many new cards has she gotten in the last 24 months ?

[ydf]

No experience but have heard that it should be removed . Can't hurt

im also having 2 3 au on chase cards with same names, is it really a problem and should be removed?  (they are using the cards so its a pita if i have to remove it)

[srap]

Maybe we need a Random GC Questions thread.

Can you buy GCs at Lowe's with GCs?  PMs accepted.

[sam2015]

Can I make my company name as an authorized user on a personal card? For example the name would be "USA Cruises", or "Camp Coolam"?

[chinagel]

Can I make my company name as an authorized user on a personal card? For example the name would be "USA Cruises", or "Camp Coolam"?

it should work

[emjee]

Can I make my company name as an authorized user on a personal card? For example the name would be "USA Cruises", or "Camp Coolam"?

Can totally pull it off but it might mess you over in terms of taxes when claiming expenses for your business. Anyone/thing can be an AU . By me, "hashem" is an AU for shaboss expenses on Friday if wife has reached weekly budget already .

[Slims]

Hi,

My wife received an AMEX 75k Business Gold Card in the mail and I applied via the RSVP code online yesterday and was approved. If I apply for the  Blue Cash Preferred® Card from American Express today,will this count as a 2 pulls on her credit?

[dealfinder85]

whats amex policy about approving new cards?
2 new cards in april, 2 new cards in july
2 other cards in between

[cholent]

Hi,

My wife received an AMEX 75k Business Gold Card in the mail and I applied via the RSVP code online yesterday and was approved. If I apply for the  Blue Cash Preferred® Card from American Express today,will this count as a 2 pulls on her credit?

You can call the credit agency and get them combined

[TimT]

whats amex policy about approving new cards?
2 new cards in april, 2 new cards in july
2 other cards in between

Every rep will tell you something else.

[Slims]

You can call the credit agency and get them combined

Which credit agency do I call?

Thanks!

[emjee]

Hi,

My wife received an AMEX 75k Business Gold Card in the mail and I applied via the RSVP code online yesterday and was approved. If I apply for the  Blue Cash Preferred® Card from American Express today,will this count as a 2 pulls on her credit?

Yes it will be two pulls

Which credit agency do I call?

Thanks!

Experian

[yossig]

does anyone know how to set up an online account for my ba miles cc with an existing ex club# ?

[LoLo]

does anyone know how to set up an online account for my ba miles cc with an existing ex club# ?

PUTPAC

[rileywiles23]

Do Barclay personal apps. And biz apps, merge into one pull when applying on the same day ?

[LoLo]

Does downgrading a Citi Premier to double cash reset the 24 month clock like closing?

[chinagel]

Does downgrading a Citi Premier to double cash reset the 24 month clock like closing?

yes

[LoLo]

yes

[chinagel]

you have a signup bonus link?