Author Topic: Misc Credit Card Questions (Read 1914174 times)

TimT · « **Reply #4380 on:** August 16, 2016, 06:24:15 PM »

Quote from: myi on August 16, 2016, 06:16:03 PM

Once my ba avios are in the account How long before it disappears? (after closing my card?)

"No expiration as long as you redeem or earn at least 1 mile every 36 months."

LoLo · « **Reply #4381 on:** August 16, 2016, 06:38:31 PM »

Quote from: myi on August 16, 2016, 06:16:03 PM

Once my ba avios are in the account How long before it disappears? (after closing my card?)

A 250 MR transfer every three years will keep them alive. or any other activity.

myi · « **Reply #4382 on:** August 16, 2016, 07:06:52 PM »

Quote from: TimT on August 16, 2016, 06:24:15 PM

"No expiration as long as you redeem or earn at least 1 mile every 36 months."
Quote from: LoLo on August 16, 2016, 06:38:31 PM
A 250 MR transfer every three years will keep them alive. or any other activity.

Thanks for the Info I guess it's means time to close a card !(got My statement of $95 and don't have any strength to fight the $95 charge so I guess I'm going to close it

db23 · « **Reply #4383 on:** August 17, 2016, 02:35:08 PM »

anyone familiar with prg amex ameriprise card? does it come with the $100 airline credit?

CreamofSoup · « **Reply #4384 on:** August 17, 2016, 02:47:25 PM »

Does anybody know if opening a government card has the same effect on your score as opening a personal card? I.e. would both openings hit my credit score or only the personal one?

Slims · « **Reply #4385 on:** August 18, 2016, 01:18:45 PM »

If I am not at 5/24 yet, how soon after I close a saphire preferred card can I reapply for the same card?

emjee · « **Reply #4386 on:** August 18, 2016, 08:29:51 PM »

Quote from: Slims on August 18, 2016, 01:18:45 PM

If I am not at 5/24 yet, how soon after I close a saphire preferred card can I reapply for the same card?

If you received the bonus 24 months ago you can do it right away

Slims · « **Reply #4387 on:** August 21, 2016, 03:02:31 PM »

Now that I have learned that being an authorized user on someones account will be included in the 5/24 rule, if I were to be removed as an authorized user will that change anything?

TimT · « **Reply #4388 on:** August 21, 2016, 03:04:14 PM »

Quote from: Slims on August 21, 2016, 03:02:31 PM

Now that I have learned that being an authorized user on someones account will be included in the 5/24 rule, if I were to be removed as an authorized user will that change anything?

Have it removed from the report.

OnTheGo · « **Reply #4389 on:** August 21, 2016, 03:07:43 PM »

anyone knows how long recon works? can i still try recon more then 30 days after i submitted the application?

TimT · « **Reply #4390 on:** August 21, 2016, 03:09:04 PM »

Quote from: OnTheGo on August 21, 2016, 03:07:43 PM

anyone knows how long recon works? can i still try recon more then 30 days after i submitted the application?

Which bank ?

OnTheGo · « **Reply #4391 on:** August 21, 2016, 03:10:32 PM »

Quote from: TimT on August 21, 2016, 03:09:04 PM

Which bank ?

Chase.

TimT · « **Reply #4392 on:** August 21, 2016, 03:13:42 PM »

Quote from: OnTheGo on August 21, 2016, 03:10:32 PM

Chase.

People have mentioned that if you got new denial letters with new dates on them (due to recon) that it restarts the 30 day clock.

OnTheGo · « **Reply #4393 on:** August 21, 2016, 03:16:45 PM »

Quote from: TimT on August 21, 2016, 03:13:42 PM

People have mentioned that if you got new denial letters with new dates on them (due to recon) that it restarts the 30 day clock.

Nice. Thanks.

IsraelGuy · « **Reply #4394 on:** August 21, 2016, 07:38:11 PM »

I have a few amex business green cards I want to down get rid of - cancel? Anything worth downgrading to that's fee free? Already have a EDP to keep my MR going...

chinagel · « **Reply #4395 on:** August 21, 2016, 07:53:33 PM »

Quote from: IsraelGuy on August 21, 2016, 07:38:11 PM

I have a few amex business green cards I want to down get rid of - cancel? Anything worth downgrading to that's fee free? Already have a EDP to keep my MR going...

green is the cheapest charge biz card iinm

TimT · « **Reply #4396 on:** August 21, 2016, 08:09:56 PM »

I've been told that you can't downgrade a green card.

chinagel · « **Reply #4397 on:** August 21, 2016, 08:11:37 PM »

Quote from: TimT on August 21, 2016, 08:09:56 PM

I've been told that you can't downgrade a green card.

there was some mention of a green non mr card with only a 75 dollar af.im sure you can find it. doubt that helps much anyways...

SrulyS · « **Reply #4398 on:** August 22, 2016, 12:00:24 AM »

When do I ask for a manual refund of the annual fee on a Chase card? When I call to close or later than that?

TimT · « **Reply #4399 on:** August 22, 2016, 12:13:15 AM »

Quote from: SrulyS on August 22, 2016, 12:00:24 AM

When do I ask for a manual refund of the annual fee on a Chase card? When I call to close or later than that?

When did the fee post ?

Topic Wiki

Author Topic: Misc Credit Card Questions (Read 1914174 times)