Author Topic: Misc Credit Card Questions  (Read 2032125 times)

Offline lowvoltageguy

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Re: Misc Credit Card Questions
« Reply #4520 on: August 31, 2016, 12:01:07 AM »
My Shvugger applied for a Chase credit card and the fraud Dept called and asked for his previous employer. He doesn't remember what he told them. Yes I know all what's wrong but in any case is there anyway to see what he wrote in the application from another Chase cc he has with them?
It's worth too much.

Offline Triple Canopy

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Re: Misc Credit Card Questions
« Reply #4521 on: August 31, 2016, 12:38:12 AM »
My Shvugger applied for a Chase credit card and the fraud Dept called and asked for his previous employer. He doesn't remember what he told them. Yes I know all what's wrong but in any case is there anyway to see what he wrote in the application from another Chase cc he has with them?

No. Are you able to verify the rest of the info? I would think he would be ok.

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #4522 on: August 31, 2016, 12:39:09 AM »
My Shvugger applied for a Chase credit card and the fraud Dept called and asked for his previous employer. He doesn't remember what he told them. Yes I know all what's wrong but in any case is there anyway to see what he wrote in the application from another Chase cc he has with them?
If he walks in to the branch it may show up on his profile.

Offline readicculus

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Re: Misc Credit Card Questions
« Reply #4523 on: August 31, 2016, 01:23:19 AM »
What type of bills are you referring to ?
perhaps other credit card bills
maybe a car lease, or rent
cell phone bill, insurance, anything really?

Offline lowvoltageguy

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Re: Misc Credit Card Questions
« Reply #4524 on: August 31, 2016, 01:48:55 AM »
@Triple Canopy
@LoLo
Thank you
It's worth too much.

Online SrulyS

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Re: Misc Credit Card Questions
« Reply #4525 on: August 31, 2016, 02:15:08 AM »
perhaps other credit card bills    Not possible unless you do a balance transfer which is usually not advisable

maybe a car lease, or rent        Plastiq Has a 2.5% fee. 
For rent or mortgage 1.75% promo with Mastercard
Won't work with CSR but if you have a MC with a minimum spend requirement...


cell phone bill,                         Yes with most if not all carriers

insurance,                               Probably. What type of insurance?

anything really?
« Last Edit: August 31, 2016, 02:21:23 AM by SrulyS »

Offline readicculus

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Re: Misc Credit Card Questions
« Reply #4526 on: August 31, 2016, 03:55:11 AM »

@SrulyS
-if its doing a balance transfer to a lower apr, wouldnt that be advisable? also would it count towards spending threshhold?
-unfortunately no mc, plus i wonder if 2.5% is worth it to get miles
-cell phone bill, duh. i guess car insurance duh too. long day, my head isnt fully awake.
-thanks for your help SrulyS

Online SrulyS

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Re: Misc Credit Card Questions
« Reply #4527 on: August 31, 2016, 12:03:04 PM »
@SrulyS
-if its doing a balance transfer to a lower apr, wouldnt that be advisable? also would it count towards spending threshhold?     Balance transfers do not count towards minimum spend and they charge a fee for the transfer.

-unfortunately no mc, plus i wonder if 2.5% is worth it to get miles     It's worth it if you need to meet a spend threshold and you have no cheaper option.

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #4528 on: August 31, 2016, 02:15:11 PM »
I know Chase Sapphire Preferred is free the first year but what about Authorized Users?

Also - does Chase ever waive an annual fee for retention like Amex does?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Online TimT

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Re: Misc Credit Card Questions
« Reply #4529 on: August 31, 2016, 02:28:54 PM »
I know Chase Sapphire Preferred is free the first year but what about Authorized Users?
Never paid a fee for an au yet
Also - does Chase ever waive an annual fee for retention like Amex does?
Take a look here
http://forums.dansdeals.com/index.php?topic=1572.0

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #4530 on: August 31, 2016, 02:58:01 PM »
Never paid a fee for an au yetTake a look here
http://forums.dansdeals.com/index.php?topic=1572.0
What do you mean you never paid a fee for an au?
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Offline LoLo

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Re: Misc Credit Card Questions
« Reply #4531 on: August 31, 2016, 03:08:55 PM »
What do you mean you never paid a fee for an au?
That they don't charge for AU's.

Online TimT

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Re: Misc Credit Card Questions
« Reply #4532 on: August 31, 2016, 03:11:23 PM »
What do you mean you never paid a fee for an au?
I don't recall ever paying a fee for a chase au.

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #4533 on: August 31, 2016, 07:15:02 PM »
I don't recall ever paying a fee for a chase au.
The Reserve card charges for AU, no?

Btw - is there any bonus for the Reserve card if you add an AU?
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Offline Tom Brady

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Re: Misc Credit Card Questions
« Reply #4534 on: August 31, 2016, 07:16:57 PM »
The Reserve card charges for AU, no?
Yes.
Btw - is there any bonus for the Reserve card if you add an AU?
No.

Online SrulyS

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Re: Misc Credit Card Questions
« Reply #4535 on: August 31, 2016, 07:17:14 PM »
The Reserve card charges for AU, no?
$75


Offline shmueli2007

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Re: Misc Credit Card Questions
« Reply #4536 on: August 31, 2016, 07:43:04 PM »
I got the Citi Prestige Card 3 days ago.
Is there a chance that I will get approved for the Citi Hilton HHonors Visa Signature Card, and the Citi AA business card?

TIA

Sammyboy - All Trump All the time.

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Re: Misc Credit Card Questions
« Reply #4537 on: August 31, 2016, 07:54:53 PM »
I got the Citi Prestige Card 3 days ago.
Is there a chance that I will get approved for the Citi Hilton HHonors Visa Signature Card, and the Citi AA business card?

TIA

With Citi applications (doesn't matter if you were approved or denied) you can't apply for more than 1 card in any 7 day period, or 2 cards in any 65 day period. In other words 1 - 8 - 65 - 72 - 130 etc.

Also I'd advise you to add an extra day to those numbers, to err on the side of caution.

for the citi credit cards rules, if i applied for a business card 30 days ago, can I apply for 2 personal cards 8 days apart now?
No
Meaning, does citi count the 8day/65 day rules for business and personal cards together or are they totally separate? any help is appreciated!
together

Offline Wizard

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Offline compddd

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Re: Misc Credit Card Questions
« Reply #4539 on: September 01, 2016, 10:06:13 AM »
How do you see your statement closing date on the new redesigned Chase website? I can't find it.