Author Topic: Misc Credit Card Questions  (Read 2015246 times)

Offline Dywert

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Re: Misc Credit Card Questions
« Reply #4580 on: September 06, 2016, 04:21:50 PM »
How do I get them?

Offline Dywert

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Re: Misc Credit Card Questions
« Reply #4581 on: September 06, 2016, 05:11:21 PM »
oops, I tried applying for a Capital one 360 card and they told me that while there are no fees on their end, there will still likely be fees from the ATM in Israel. There will also be "conversion" fees??? Any ideas??

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #4582 on: September 06, 2016, 05:15:37 PM »
oops, I tried applying for a Capital one 360 card and they told me that while there are no fees on their end, there will still likely be fees from the ATM in Israel. There will also be "conversion" fees??? Any ideas??
They mean that they don't take responsibility for a fee charged by the atm you are using so you'll have to make sure your daughter only uses atms that are free. The "conversion fee" probably just means the conversion rate. Capitol one 360 gives a pretty good rare IIRC, probably not as good as CSP though.
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Offline Dywert

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Re: Misc Credit Card Questions
« Reply #4583 on: September 06, 2016, 05:19:55 PM »
Sorry to sound like such a newbee but what is CSP?

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4584 on: September 06, 2016, 05:21:47 PM »
oops, I tried applying for a Capital one 360 card and they told me that while there are no fees on their end, there will still likely be fees from the ATM in Israel. There will also be "conversion" fees??? Any ideas??
Tell your daughter to only use bank ATM's in israel . Not private ones in makolets,  24 hr stores etc . swiping is fine at any store that accepts Mastercard and taking out from banks is great . There are no fees for that. Mastercard gives prob the best conversion rate in my experience .

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4585 on: September 06, 2016, 05:22:13 PM »
Sorry to sound like such a newbee but what is CSP?
Chase sapphire preferred credit card

Offline Dywert

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Re: Misc Credit Card Questions
« Reply #4586 on: September 06, 2016, 05:24:34 PM »
Ohh, I actually have that CC. But since that is a credit card I don't think that she would be able to withdraw money from an ATM (at least not without huge fees as a cash advance). Am I wrong?

Offline Dywert

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Re: Misc Credit Card Questions
« Reply #4587 on: September 06, 2016, 05:26:39 PM »
Tell your daughter to only use bank ATM's in israel . Not private ones in makolets,  24 hr stores etc . swiping is fine at any store that accepts Mastercard and taking out from banks is great . There are no fees for that. Mastercard gives prob the best conversion rate in my experience .

Thank You. Is it safe to assume that bank ATM's in Israel do not charge fees?

Offline Dywert

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Re: Misc Credit Card Questions
« Reply #4588 on: September 06, 2016, 05:27:56 PM »
I meant to ask:  If ALL bank ATM's do not charge fees.

Offline SrulyS

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Re: Misc Credit Card Questions
« Reply #4589 on: September 06, 2016, 05:28:35 PM »
Sorry to sound like such a newbee but what is CSP?
For future acronym questions check the wiki here .

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4590 on: September 06, 2016, 05:30:27 PM »
Ohh, I actually have that CC. But since that is a credit card I don't think that she would be able to withdraw money from an ATM (at least not without huge fees as a cash advance). Am I wrong?
No . She shouldn't use that card at the ATM . You are not wrong . If you give her that card as an authorized user she should just make purchases on it. Never use at an atm . It will be a cash advance (talking from experience where my wife wasn't paying attention and pulled money out with it instead of regular debit card- yes , ouch !)
Thank You. Is it safe to assume that bank ATM's in Israel do not charge fees?
If they charge the fee, capital one 360 will cover it . I've withdrawn from banks with CO360 over the years lots and lots of money . Shell be fine .

Offline Dywert

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Re: Misc Credit Card Questions
« Reply #4591 on: September 06, 2016, 05:32:09 PM »
Thank You!

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4592 on: September 06, 2016, 05:54:55 PM »
Thank You!
Yw . And generally if you have these types of questions or issues meanwhile she's there or when you visit,  probably the best answers you'll get are from the ddfers in israel . I would suggest ask here :
http://forums.dansdeals.com/index.php?topic=1885.0

Offline eli1571

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Re: Misc Credit Card Questions
« Reply #4593 on: September 07, 2016, 09:38:45 AM »
Can't hurt to try.
Believe it or not, it didn't hurt at all, was approved for the ba card instantly with a 5k credit line,

Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #4594 on: September 07, 2016, 09:41:34 AM »
Believe it or not, it didn't hurt at all, was approved for the ba card instantly with a 5k credit line,
Congrats.
Life is as good as you make it...

Offline eli1571

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Re: Misc Credit Card Questions
« Reply #4595 on: September 07, 2016, 10:57:05 AM »
Congrats.
Makes no sense, half hour before they said they can't give me any more credit only way to approve the card Is to shift existing credit line and then they approve a different card with a new line of credit.

Offline MrPrime1

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Re: Misc Credit Card Questions
« Reply #4596 on: September 07, 2016, 11:05:14 AM »
got a w9 to fill out and send in for citi. do i really need to or can i ignore? my only relationship with them is 1 cc and a checking account that i opened a few months ago for the bonus

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #4597 on: September 07, 2016, 02:16:48 PM »
Was approved for chase reserve only by shifting credit, Any point in applying for another chase card today  or if they weren't ready to give me more credit for the csr they won't approve another application ?
Of course ive reconed and shifted credit 3 times in one day

Offline eli1571

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Re: Misc Credit Card Questions
« Reply #4598 on: September 07, 2016, 02:20:31 PM »
Of course ive reconed and shifted credit 3 times in one day
See later post, did exactly that. Interesting that for next card they approved new credit line without shifting.

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #4599 on: September 07, 2016, 02:24:01 PM »
See later post, did exactly that. Interesting that for next card they approved new credit line without shifting.
Depends on the card, sometimes the system won't automatically approve u for that high cl so u have to get creative, smaller cl wud be auto approved...