Author Topic: Misc Credit Card Questions  (Read 2036646 times)

Offline TimT

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Re: Misc Credit Card Questions
« Reply #4660 on: September 12, 2016, 11:17:05 AM »
PC? Couldn't find it in the acronym thread. I'll assume it means downgrade?
Product Change

Offline lechatchileh ariber

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Re: Misc Credit Card Questions
« Reply #4661 on: September 12, 2016, 12:00:08 PM »
I don't sin, I give myself opportunities to repent.

Offline yossig

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Re: Misc Credit Card Questions
« Reply #4662 on: September 12, 2016, 01:58:21 PM »
i have 50k citi ty points that are (taxable) not transferable and i closed my ty cc already and have till sep 16 to use them
any suggestions what is the most profitable way to redeem?
bump
i have 3 days left

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4663 on: September 12, 2016, 05:51:17 PM »
Anyone ever heard about this? Amex does not let me make a payment using a new bank account, until the statement closes?
Yes . However if you have any other cards on the online profile with bank accounts connected to them you can go to "manage bank accounts" in the payment section and add the new card to the list of cards that bank account to be attached to for payments .
Ah, just looked back and saw that now...
Hey OP disregard all of the above...
That was funny

Offline mmgfarb

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Misc Credit Card Questions
« Reply #4664 on: September 13, 2016, 11:00:31 AM »
Is there any way to add a new business as an AU using the EIN to build a credit history for the business?
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Offline compddd

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Re: Misc Credit Card Questions
« Reply #4665 on: September 13, 2016, 05:55:48 PM »
Can you have more than 1 Amex charge card of the same product? Such as 2 PRGs?

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4666 on: September 13, 2016, 06:15:19 PM »
Can you have more than 1 Amex charge card of the same product? Such as 2 PRGs?
Sure . Just won't get the bonus unless it's a no language app

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #4667 on: September 13, 2016, 10:37:48 PM »
Can 2 people use the same referral link for my sw card?

Offline regular

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Re: Misc Credit Card Questions
« Reply #4668 on: September 13, 2016, 11:58:49 PM »
Can 2 people use the same referral link for my sw card?
Nuuuu ssshhhh

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #4669 on: September 14, 2016, 10:33:50 PM »
Is there any way to add a new business as an AU using the EIN to build a credit history for the business?
Bump- anybody?
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Offline sedge

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Offline mmgfarb

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"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #4672 on: September 16, 2016, 04:01:52 AM »
What % of income is generally approved for total credit limit?

Offline JTZ

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Re: Misc Credit Card Questions
« Reply #4673 on: September 16, 2016, 06:18:35 AM »
What % of income is generally approved for total credit limit?
Not a set %.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #4674 on: September 16, 2016, 06:22:43 AM »
Not a set %.
I'm a 21 year old, self employed, with a score of about 750. Longest CC only 2 years. I'd like to sign up for a a lot of CC's in the next few months. 2 questions: When should I expect the banks to tell me I have too much credit? And should I be concerned too many hard pulls will cause my to be declined?

Offline JTZ

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Re: Misc Credit Card Questions
« Reply #4675 on: September 16, 2016, 06:26:30 AM »
1 - You wont know until it happens then just try different banks/CU's.
2 - No, pulls are overrated. Other than Citi many years back you will not be declined for hard pulls.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #4676 on: September 16, 2016, 08:46:09 AM »
1 - You wont know until it happens then just try different banks/CU's.
2 - No, pulls are overrated. Other than Citi many years back you will not be declined for hard pulls.
Thank you!

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #4677 on: September 16, 2016, 09:17:42 AM »
Can I get some clarification on the 3bm? Does it work with the same bank, diffrent banks, or both?

Offline JTZ

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Re: Misc Credit Card Questions
« Reply #4678 on: September 16, 2016, 09:20:41 AM »
Can I get some clarification on the 3bm? Does it work with the same bank, diffrent banks, or both?
What are you trying to accomplish?
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #4679 on: September 16, 2016, 05:30:21 PM »
What are you trying to accomplish?
Simply looking into multiple CC's, and planning on doing the 3bm. Want to know if the 3bm (or more) works on the same bank or diffrent banks.