Author Topic: Misc Credit Card Questions  (Read 2036665 times)

Online TimT

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Re: Misc Credit Card Questions
« Reply #4680 on: September 16, 2016, 05:59:47 PM »
Simply looking into multiple CC's, and planning on doing the 3bm. Want to know if the 3bm (or more) works on the same bank or diffrent banks.
3bm refers to the same bank. AOR is from various banks.

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #4681 on: September 16, 2016, 06:03:33 PM »
3bm refers to the same bank. AOR is from various banks.
When doing an AOR, doesn't the bank see your applying for 2 at a time and will reject at least one of them? (Actually just happened to me. Applied for Chase Freedom and CSP, and got accepted only to CSP because I "applied for two at a time")

Offline JTZ

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Re: Misc Credit Card Questions
« Reply #4682 on: September 17, 2016, 09:12:12 PM »
FYI: It took Chase two days or less to remove an AU from the CR's.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4683 on: September 18, 2016, 08:08:04 AM »
When doing an AOR, doesn't the bank see your applying for 2 at a time and will reject at least one of them? (Actually just happened to me. Applied for Chase Freedom and CSP, and got accepted only to CSP because I "applied for two at a time")
When doing AOR across different banks, no . When 3 BMing it might depend on timing. However , with chase even after applying for second card just PUTPAC

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #4684 on: September 18, 2016, 09:21:07 AM »
When doing AOR across different banks, no . When 3 BMing it might depend on timing. However , with chase even after applying for second card just PUTPAC
I did. They said they can't accept because I applied for two at a time. Anything I can do about it?

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4685 on: September 18, 2016, 09:25:15 AM »
I did. They said they can't accept because I applied for two at a time. Anything I can do about it?
HUCA

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #4686 on: September 18, 2016, 09:26:00 AM »
HUCA
Won't they tell me same exact thing?

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #4687 on: September 18, 2016, 09:31:53 AM »
Won't they tell me same exact thing?
perhaps but then HUCAA (again)
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #4688 on: September 18, 2016, 09:32:13 AM »
perhaps but then HUCAA (again)
Will do.

Offline JTZ

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Re: Misc Credit Card Questions
« Reply #4689 on: September 18, 2016, 09:38:38 AM »
When doing an AOR, doesn't the bank see your applying for 2 at a time and will reject at least one of them? (Actually just happened to me. Applied for Chase Freedom and CSP, and got accepted only to CSP because I "applied for two at a time")
File 2bm/3bm away as a dodo bird.  :)
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4690 on: September 18, 2016, 10:23:34 AM »
Does canceling southwest cc disqualify companion pass ?

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #4691 on: September 18, 2016, 10:27:08 AM »
Does canceling southwest cc disqualify companion pass ?
No
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4692 on: September 18, 2016, 11:15:28 AM »

Offline ycohen

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Re: Misc Credit Card Questions
« Reply #4693 on: September 19, 2016, 07:43:02 AM »
I am applying for the following cards:

1. Chase sapphire reserve
2. Barclay Jet blue plus
3. Citi aa platinum select

How many pulls would this incur on my credit report? Which order should I apply for the cards? Any additional cards I might as well reach for since this will take me over 5/24 by one app or should hold it at three apps in order to be eligible again for future sign ups with chase in a few months time. (The CSR I will be going into branch to apply). Jet blue and aa card are mostly for free bag perk.


Online TimT

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Re: Misc Credit Card Questions
« Reply #4694 on: September 19, 2016, 07:44:07 AM »
3 banks will be 3 pulls.

Offline ycohen

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Re: Misc Credit Card Questions
« Reply #4695 on: September 19, 2016, 08:14:26 AM »
3 banks will be 3 pulls.
Given that it will incur 3 pulls would it be better to spread them out over time or just do them all at once?

Online TimT

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Re: Misc Credit Card Questions
« Reply #4696 on: September 19, 2016, 08:24:29 AM »
Given that it will incur 3 pulls would it be better to spread them out over time or just do them all at once?
Probably no difference. You may as well go for more from each bank once they're pulling.

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #4697 on: September 19, 2016, 08:25:37 AM »
I was denied the Chase Freedom. After calling a second time, she said they'll let me know in writing within 2 weeks (repending). Is this typical?

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #4698 on: September 20, 2016, 05:27:40 AM »
I was denied the Chase Freedom. After calling a second time, she said they'll let me know in writing within 2 weeks (repending). Is this typical?
Bump.

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4699 on: September 20, 2016, 06:54:29 AM »