Misc Credit Card Questions

[guitarman]

i am asking if there is no option to downgrade they are only offering to switch to a new product . Will they pull my credit ? and am i better off just canceling the card ?

[Wizard]

I'm not exactly sure what that means but thanks! (oh and btw, that's what likes are for )

Gave you some likes 
Yes, thats what I meant  - you posted twice

[mmgfarb]

i am asking if there is no option to downgrade they are only offering to switch to a new product . Will they pull my credit ? and am i better off just canceling the card ?

Yes they will pull your credit, better off canceling unless you specifically want that new card.

[mmgfarb]

Gave you some likes 
Yes, thats what I meant  - you posted twice

Thanks

[guitarman]

doesn't canceling hurt your credit as well ?

[mmgfarb]

doesn't canceling hurt your credit as well ?

Slightly but it's not worth the pull and the new card with either no sign up bonus or ruining your chance of getting a better sign up bonus later. Also keep 5/24 in mind if that applies to your current situation.

[guitarman]

WHAT IS 5/24

[David Smith]

WHAT IS 5/24

Google it

[guitarman]

amex is telling me that there is a good chance they will not pull my personal ss number since it is a business card . still not worth it ?

[David Smith]

i am asking if there is no option to downgrade they are only offering to switch to a new product . Will they pull my credit ? and am i better off just canceling the card ?

Which products are they offering to switch to?

[mmgfarb]

WHAT IS 5/24

You have a lot to learn friend http://www.dansdeals.com/archives/94751

amex is telling me that there is a good chance they will not pull my personal ss number since it is a business card . still not worth it ?

Did you apply for it using your SSN under a sole proprietor or was it completely using an EIN?

[guitarman]

do not remember def used EIN but they usally also ask for ssn

[guitarman]

Which products are they offering to switch to?

blue business

[Yitzshpitz]

How can I become a CPC if my parents are CPC?

[mmgfarb]

How can I become a CPC if my parents are CPC?

Open a joint account with them.

[Yitzshpitz]

Open a joint account with them.

Any joint account will make me a CPC?

[mmgfarb]

Any joint account will make me a CPC?

Correct, I think there is a no fee safety deposit box that works.

[Luvtotravel]

does spg, amex blue, simply cash or everyday grant me rental car insurance in Israel?

[YOSSI170]

My due date on one of my cards was yesterday and I plain forgot to pay it, paid it today, will it go on my credit report as a late payment?  I remember seeing here that you can a pay a few days later and it wouldn't show on your report

[emjee]

My due date on one of my cards was yesterday and I plain forgot to pay it, paid it today, will it go on my credit report as a late payment?  I remember seeing here that you can a pay a few days later and it wouldn't show on your report

Usually it won't go . IME it never has