Misc Credit Card Questions

[MeirS]

52k In J TLV-NYC.

No YQ?

[Jacobos]

I closed my chase sapphire preferred how long do i need to wait before reopening with a new bonus last time i got the bonus was more then two years ago

[TimT]

I closed my chase sapphire preferred how long do i need to wait before reopening with a new bonus last time i got the bonus was more then two years ago

Its 24 months since receiving signup bonus.

[Jacobos]

Its 24 months since receiving signup bonus.

But do i need to wait any period of time between closing it and reopening it again??

[emjee]

But do i need to wait any period of time between closing it and reopening it again??

technically , no

[LoLo]

No YQ?

~$270

[Mplace]

i just made a dispute with amex and the dispute automatically went into closed, does that mean they approved it ?

[medster]

Has anyone heard of getting a sign up bonus after cancelling the card ( get the card meet min spend then canceling before receiving bonus)

[chinagel]

i just made a dispute with amex and the dispute automatically went into closed, does that mean they approved it ?

ime yes

[Mplace]

ime yes

so though luck on the merchant?
He can't even defend himself?

[LoLo]

so though luck on the merchant?
He can't even defend himself?

Yup, one of many reasons why not all merchants accept amex.

[TimT]

so though luck on the merchant?
He can't even defend himself?

How large an amount ? I was under the impression that Amex usually takes the loss.

[mancunian]

Chase raised the APRs on all my cards today by 0.25%

Is that cause for concern? A/A?

Edit: I do realize the fed just raised the rate - wondering if this happened to anyone else / across the board?
Here's an old article https://www.chase.com/news/010816-fed-rate-increases-impact

Edit 2: Based on this article it seems if they didn't give me notice it's connected to prime rate increase. Anyone can confirm? https://www.nerdwallet.com/blog/credit-cards/credit-card-issuer-raising-interest-rate-5-times/

[David Smith]

Chase raised the APRs on all my cards today by 0.25%

Is that cause for concern? A/A?

Edit: I do realize the fed just raised the rate - wondering if this happened to anyone else / across the board?
Here's an old article https://www.chase.com/news/010816-fed-rate-increases-impact

Your rate is based off prime rate, which is why it was raised.

[JTZ]

Chase raised the APRs on all my cards today by 0.25%

Is that cause for concern? A/A?

Edit: I do realize the fed just raised the rate - wondering if this happened to anyone else / across the board?
Here's an old article https://www.chase.com/news/010816-fed-rate-increases-impact

Edit 2: Based on this article it seems if they didn't give me notice it's connected to prime rate increase. Anyone can confirm? https://www.nerdwallet.com/blog/credit-cards/credit-card-issuer-raising-interest-rate-5-times/

How would anyone know or even care?

[mancunian]

Your rate is based off prime rate, which is why it was raised.

Thanks. Just got scared when Mint sent me a notification

[mancunian]

How would anyone know or even care?

Know from Mint - Care because of A/A and my credit score dropped 100 points this month... (maxed one card)

[username]

you dont pay in full each month???

[mancunian]

you dont pay in full each month???

How did you ascertain that from my post?
First of all, I do have debt, and I'm not ashamed of that, though I am working to get out of debt.
Any cards I don't PIF are interest free.
I don't however pay before the bill cuts, though I do try to end the month with cards not maxed out.

Edit: Unless you saw my post a few posts back
Does everyone on DDF have $0 debt?

[TimT]

Does everyone on DDF have $0 debt?

Just from a quick glimpse through the cc board, no way