Author Topic: Misc Credit Card Questions  (Read 1912934 times)

Offline meme

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Re: Misc Credit Card Questions
« Reply #5280 on: December 28, 2016, 01:26:05 AM »
Not worth it, you probably won't be able to upgrade back up, I would keep it and try to get another.
Why would I want to keep old one?

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #5281 on: December 28, 2016, 01:27:28 AM »
Why would I want to keep old one?
5x categories spending. 50k limit vs ink cash 25k limit.

Offline Mplace

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Re: Misc Credit Card Questions
« Reply #5282 on: December 31, 2016, 10:56:04 PM »
Anyone else having this issue,
I mailed a check to amex over a week ago, still not received..
Would take 2 days in the past
What's your plan for yud shvat?

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #5283 on: January 01, 2017, 12:40:05 AM »
Anyone else having this issue,
I mailed a check to amex over a week ago, still not received..
Would take 2 days in the past
Holiday mail delays.
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Offline Mplace

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Re: Misc Credit Card Questions
« Reply #5284 on: January 01, 2017, 12:41:08 AM »
Holiday mail delays.
but so long?
What happeneds if I miss my due date?
What's your plan for yud shvat?

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #5285 on: January 01, 2017, 12:46:50 AM »
but so long?
What happeneds if I miss my due date?
On your due date, pay on line.  Or if it's too late in the day, pay with a rep on the phone.
Pay just the minimum so you don't get late charges.  The check will likely show up any day.
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Offline myi

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Re: Misc Credit Card Questions
« Reply #5286 on: January 01, 2017, 12:47:25 AM »
but so long?
What happeneds if I miss my due date?
They will reverse the charge for late penalties and pay then! They are very easy about that when saying your mail was just received after my closing date!
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Offline Mplace

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Re: Misc Credit Card Questions
« Reply #5287 on: January 01, 2017, 12:48:12 AM »
On your due date, pay on line.  Or if it's too late in the day, pay with a rep on the phone.
Pay just the minimum so you don't get late charges.  The check will likely show up any day.
not past the due date, but it's a big'ish check, going to a change card..
What's your plan for yud shvat?

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #5288 on: January 01, 2017, 01:04:27 AM »
not past the due date, but it's a big'ish check, going to a change card..
I get you.  But you can't hurry it once it's in the mail.
I guess you can write out a new check and mail it over night. Or just pay the whole thing on line. Then ask for the extra money back. But that way, call amex immediately to get the refund.
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Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5289 on: January 01, 2017, 01:16:49 AM »
Anyone else having this issue,
I mailed a check to amex over a week ago, still not received..
Would take 2 days in the past
I mailed a check to them 4 days ago. It posted over shabbos. Doubt its holiday delays. Since it was a biggish check did u send it with registered mail?

Offline Mplace

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Re: Misc Credit Card Questions
« Reply #5290 on: January 01, 2017, 01:21:23 AM »
I mailed a check to them 4 days ago. It posted over shabbos. Doubt its holiday delays. Since it was a biggish check did u send it with registered mail?
nope, I've done bigger with regular mail in the past, not worried about it getting stolen, I'm wondering what's taking  so long
What's your plan for yud shvat?

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5291 on: January 01, 2017, 01:26:24 AM »
nope, I've done bigger with regular mail in the past, not worried about it getting stolen, I'm wondering what's taking  so long
Lost rather than stolen.

Offline Mplace

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Re: Misc Credit Card Questions
« Reply #5292 on: January 01, 2017, 01:29:07 AM »
Lost rather than stolen.
so its a 3rd party check...
i can get it replaced but i dont want to put a stop on the check in case they do get it
What's your plan for yud shvat?

Offline myi

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Re: Misc Credit Card Questions
« Reply #5293 on: January 01, 2017, 01:30:23 AM »
Assuming it's a 3rd party paying your cc bill in most cases and not that you pay your personal cc bills with checks? 
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Offline since1492

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Re: Misc Credit Card Questions
« Reply #5294 on: January 01, 2017, 11:13:19 AM »
thinking of getting the citi double cash, is it worth it? and what are the chesronos?
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Offline LoLo

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Re: Misc Credit Card Questions
« Reply #5295 on: January 01, 2017, 11:18:48 AM »
thinking of getting the citi double cash, is it worth it? and what are the chesronos?
Get a card with a welcome bonus, then downgrade to dc.

Offline since1492

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Re: Misc Credit Card Questions
« Reply #5296 on: January 01, 2017, 11:22:32 AM »
Get a card with a welcome bonus, then downgrade to dc.
which card bonus do you suggest if I mainly want cash back and rather no FTF and rather not pay the AF?
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Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #5297 on: January 01, 2017, 02:47:52 PM »
Anyone else having this issue,
I mailed a check to amex over a week ago, still not received..
Would take 2 days in the past
Your checking account doesn't have billpay?

Offline emjee

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Re: Misc Credit Card Questions
« Reply #5298 on: January 01, 2017, 04:22:47 PM »
Your checking account doesn't have billpay?
Obviously was third party ....

Offline yosefsv

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Re: Misc Credit Card Questions
« Reply #5299 on: January 02, 2017, 12:34:39 PM »
Anyone else having this issue,
I mailed a check to amex over a week ago, still not received..
Would take 2 days in the past
I had once this same issue, it took well over a week and I made a new payment to avoid fees, but in the end it posted and i requested a refund for the money, and I still don't have an idea why it happened.
If it benefits even just one fellow DDFer, its worth posting it.