Author Topic: Misc Credit Card Questions  (Read 1898698 times)

Offline beirush228

  • Dansdeals Gold Elite
  • ***
  • Join Date: Sep 2015
  • Posts: 209
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #5500 on: January 25, 2017, 12:23:33 AM »
Transfer from UR.
I believe I wrote " way over 5/24". That includes UR points duh... Is the spg to Marriott/flights the best/only way to get a somewhat fair transfer rate? (Have Amex/Citi Thankyou/some spg no UR)

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8134
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Misc Credit Card Questions
« Reply #5501 on: January 25, 2017, 12:26:35 AM »
Whats the best way to get United miles when way over 5/24?
Buy
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline MeirS

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2013
  • Posts: 2555
  • Total likes: 193
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #5502 on: January 25, 2017, 12:51:55 AM »
Account manager for an Amex card, will there be a credit pull?

Wouldnt think so, but they ask for social so you never know
If they're not giving you credit then there shouldn't be a pull but, hey, you never know with these guys...

Offline noturbizniss

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 7118
  • Total likes: 140
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: North Jersey
Re: Misc Credit Card Questions
« Reply #5503 on: January 26, 2017, 01:04:47 PM »
Amex sent me 14 new spg cards with the chip with new numbers because they sent the cards to my old address first and i never got them so they had to resissue them. other than going to my emails is there a way to match the old and new numbers?
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline noturbizniss

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 7118
  • Total likes: 140
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: North Jersey
Re: Misc Credit Card Questions
« Reply #5504 on: January 27, 2017, 02:52:15 PM »
Amex sent me 14 new spg cards with the chip with new numbers because they sent the cards to my old address first and i never got them so they had to resissue them. other than going to my emails is there a way to match the old and new numbers?
bump?
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline pixi

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 1945
  • Total likes: 13
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #5505 on: January 27, 2017, 04:22:00 PM »
If I close a amex card and reinstate it within 30 days will it show up on my credit report as a closed card?
money doesn't talk......      it SCREAMS !

Offline shulem92

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 2973
  • Total likes: 137
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood
Re: Misc Credit Card Questions
« Reply #5506 on: January 29, 2017, 01:04:47 AM »
Any way to expedite ihg points from the signup bonus of the cc?

Offline LoLo

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 3777
  • Total likes: 197
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #5507 on: January 29, 2017, 10:43:26 AM »
Any way to expedite ihg points from the signup bonus of the cc?
change closing date to 7 days after spend was competed.

Offline crunch11

  • DansDeals Copper Elite
  • *
  • Join Date: Jan 2017
  • Posts: 4
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #5508 on: January 29, 2017, 11:41:18 AM »
I opened a card and closed it within the first moth, but it still shows up on my credit report as a closed card. Is there anyway I could tell Chase that it was a mistake and have it knocked off 5/24?
Thanks!

Offline shulem92

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 2973
  • Total likes: 137
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood
Re: Misc Credit Card Questions
« Reply #5509 on: January 29, 2017, 12:02:54 PM »
change closing date to 7 days after spend was competed.
I did that. Didn't work

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #5510 on: January 29, 2017, 12:58:01 PM »
I have an AU card on my report that is the oldest on my report but not by much. Does amount of accounts negatively affect credit?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline noturbizniss

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 7118
  • Total likes: 140
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: North Jersey
Re: Misc Credit Card Questions
« Reply #5511 on: January 29, 2017, 01:09:23 PM »
I opened a card and closed it within the first moth, but it still shows up on my credit report as a closed card. Is there anyway I could tell Chase that it was a mistake and have it knocked off 5/24?
Thanks!
Good luck with that. It's a real card so it belongs on ur report
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline noturbizniss

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 7118
  • Total likes: 140
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: North Jersey
Re: Misc Credit Card Questions
« Reply #5512 on: January 29, 2017, 01:10:21 PM »
I have an AU card on my report that is the oldest on my report but not by much. Does amount of accounts negatively affect credit?
Don't think so, at least not as much as old accounts help. Maybe Mendelssohn can chime in
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #5513 on: January 29, 2017, 03:12:27 PM »
Don't think so, at least not as much as old accounts help. Maybe Mendelssohn can chime in
Thanks. Was secretly hoping Mendelssohn would chime in :)
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline SrulyS

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Dec 2015
  • Posts: 604
  • Total likes: 68
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Misc Credit Card Questions
« Reply #5514 on: February 02, 2017, 10:59:03 PM »
I just went under 5/24 (I'm at 4/24) and I would like to apply for my first ever Business Credit Cards. I was planning on applying for a couple of Ink cards.

1) Is it possible to get a Chase Business Card as your first Business Card or will they decline you for a lack of business credit history?

2)Would having a Chase Business Checking account help?

3)Any other tips that might help me get approved?

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8394
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Misc Credit Card Questions
« Reply #5515 on: February 02, 2017, 11:05:10 PM »
I just went under 5/24 (I'm at 4/24) and I would like to apply for my first ever Business Credit Cards. I was planning on applying for a couple of Ink cards.

1) Is it possible to get a Chase Business Card as your first Business Card or will they decline you for a lack of business credit history?

2)Would having a Chase Business Checking account help?

3)Any other tips that might help me get approved?
1. Yes, if you're applying as a sole proprietor than there is no credit history for them to check.
2. Probably not
3. You shouldn't have anything to worry about assuming you have a decent credit score.

Make sure to apply for three 5/24 cards at the same time.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline SrulyS

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Dec 2015
  • Posts: 604
  • Total likes: 68
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Misc Credit Card Questions
« Reply #5516 on: February 02, 2017, 11:25:23 PM »
3. You shouldn't have anything to worry about assuming you have a decent credit score.

My credit score just went down about 35 points from 760 to 725. Probably because of high credit utilization (I didn't to pay my bills before statement close date last month).
Would it significantly improve my approval chances if I wait a month and make sure to pay before statement closes this month?

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8394
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Misc Credit Card Questions
« Reply #5517 on: February 02, 2017, 11:28:12 PM »
You're score right now is high enough to get approved. A higher score is more likely to get higher credit limits so if you already have a lot of credit from chase and are looking to get three more cards then I would say wait until your score goes up a little. Others here may disagree.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Emgee

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2016
  • Posts: 125
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brookln
Re: Misc Credit Card Questions
« Reply #5518 on: February 06, 2017, 08:29:43 PM »
Whats a good card with a 0% intro APR and waived fee for balance transfer? I won't be eligible for Chase slate due to 5/24.

Online chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3940
  • Total likes: 402
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #5519 on: February 06, 2017, 09:51:26 PM »
Whats a good card with a 0% intro APR and waived fee for balance transfer? I won't be eligible for Chase slate due to 5/24.
discover often sends out offers for that on the it card