Misc Credit Card Questions

[beirush228]

Transfer from UR.

I believe I wrote " way over 5/24". That includes UR points duh... Is the spg to Marriott/flights the best/only way to get a somewhat fair transfer rate? (Have Amex/Citi Thankyou/some spg no UR)

[David Smith]

Whats the best way to get United miles when way over 5/24?

Buy

[MeirS]

Account manager for an Amex card, will there be a credit pull?

Wouldnt think so, but they ask for social so you never know

If they're not giving you credit then there shouldn't be a pull but, hey, you never know with these guys...

[noturbizniss]

Amex sent me 14 new spg cards with the chip with new numbers because they sent the cards to my old address first and i never got them so they had to resissue them. other than going to my emails is there a way to match the old and new numbers?

[noturbizniss]

Amex sent me 14 new spg cards with the chip with new numbers because they sent the cards to my old address first and i never got them so they had to resissue them. other than going to my emails is there a way to match the old and new numbers?

bump?

[pixi]

If I close a amex card and reinstate it within 30 days will it show up on my credit report as a closed card?

[shulem92]

Any way to expedite ihg points from the signup bonus of the cc?

[LoLo]

Any way to expedite ihg points from the signup bonus of the cc?

change closing date to 7 days after spend was competed.

[crunch11]

I opened a card and closed it within the first moth, but it still shows up on my credit report as a closed card. Is there anyway I could tell Chase that it was a mistake and have it knocked off 5/24?
Thanks!

[shulem92]

change closing date to 7 days after spend was competed.

I did that. Didn't work

[Wizard]

I have an AU card on my report that is the oldest on my report but not by much. Does amount of accounts negatively affect credit?

[noturbizniss]

I opened a card and closed it within the first moth, but it still shows up on my credit report as a closed card. Is there anyway I could tell Chase that it was a mistake and have it knocked off 5/24?
Thanks!

Good luck with that. It's a real card so it belongs on ur report

[noturbizniss]

I have an AU card on my report that is the oldest on my report but not by much. Does amount of accounts negatively affect credit?

Don't think so, at least not as much as old accounts help. Maybe Mendelssohn can chime in

[Wizard]

Don't think so, at least not as much as old accounts help. Maybe Mendelssohn can chime in

Thanks. Was secretly hoping Mendelssohn would chime in

[SrulyS]

I just went under 5/24 (I'm at 4/24) and I would like to apply for my first ever Business Credit Cards. I was planning on applying for a couple of Ink cards.

1) Is it possible to get a Chase Business Card as your first Business Card or will they decline you for a lack of business credit history?

2)Would having a Chase Business Checking account help?

3)Any other tips that might help me get approved?

[mmgfarb]

I just went under 5/24 (I'm at 4/24) and I would like to apply for my first ever Business Credit Cards. I was planning on applying for a couple of Ink cards.

1) Is it possible to get a Chase Business Card as your first Business Card or will they decline you for a lack of business credit history?

2)Would having a Chase Business Checking account help?

3)Any other tips that might help me get approved?

1. Yes, if you're applying as a sole proprietor than there is no credit history for them to check.
2. Probably not
3. You shouldn't have anything to worry about assuming you have a decent credit score.

Make sure to apply for three 5/24 cards at the same time.

[SrulyS]

3. You shouldn't have anything to worry about assuming you have a decent credit score.

My credit score just went down about 35 points from 760 to 725. Probably because of high credit utilization (I didn't to pay my bills before statement close date last month).
Would it significantly improve my approval chances if I wait a month and make sure to pay before statement closes this month?

[mmgfarb]

You're score right now is high enough to get approved. A higher score is more likely to get higher credit limits so if you already have a lot of credit from chase and are looking to get three more cards then I would say wait until your score goes up a little. Others here may disagree.

[Emgee]

Whats a good card with a 0% intro APR and waived fee for balance transfer? I won't be eligible for Chase slate due to 5/24.

[chinagel]

Whats a good card with a 0% intro APR and waived fee for balance transfer? I won't be eligible for Chase slate due to 5/24.

discover often sends out offers for that on the it card