Author Topic: Misc Credit Card Questions  (Read 1945705 times)

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #5520 on: February 06, 2017, 10:54:37 PM »
discover often sends out offers for that on the it card
With waived balance transfer fee?

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #5521 on: February 06, 2017, 11:00:53 PM »
With waived balance transfer fee?
i just got one though i threw it out

Offline regular

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Re: Misc Credit Card Questions
« Reply #5522 on: February 07, 2017, 06:18:32 PM »
Does a cc statement closing with a negative balance effect your Credit score in any way?

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #5523 on: February 07, 2017, 06:26:34 PM »
Does a cc statement closing with a negative balance effect your Credit score in any way?
Reports as $0 outstanding balance.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline regular

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Re: Misc Credit Card Questions
« Reply #5524 on: February 07, 2017, 06:33:42 PM »
Reports as $0 outstanding balance.
Thanx

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5525 on: February 07, 2017, 07:03:56 PM »
if i freeze my exparian report, which cc can i apply for that will automatically pull elsewhere?

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5526 on: February 07, 2017, 07:12:18 PM »
if i freeze my exparian report, which cc can i apply for that will automatically pull elsewhere?
Depends what state your in. There's a thread about this

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #5527 on: February 07, 2017, 07:19:16 PM »
Whats a good card with a 0% intro APR and waived fee for balance transfer? I won't be eligible for Chase slate due to 5/24.

There really arent many $0/0% offers.  Banks aren't in the business of just loaning out money for free.

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #5528 on: February 07, 2017, 07:26:06 PM »
if i freeze my exparian report, which cc can i apply for that will automatically pull elsewhere?

Banks:
Barclays
CapOne
Discover
Synchrony

Credit Unions:
DCU
PenFed
NFCU

Banks that might require a call but will pull alternate bureaus:
BofA
FNBO
US Bank

Banks that are state dependent:
Chase
Citi

You can try AMEX and any other bank.  If they can't get the bureau and won't budge without EX,  ask to have the application rescinded.

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5529 on: February 07, 2017, 07:33:49 PM »
Depends what state your in. There's a thread about this

NY FOR NOW

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5530 on: February 07, 2017, 07:35:39 PM »
Banks that are state dependent:
Citi

NY ????

Offline PillanSmye

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Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5532 on: February 09, 2017, 07:14:24 PM »
my wifes SSN now matches her married name. but I still got a cc approved with her old info. I mailed Experian to add it to her profile. now when I go online to Experian.com it shows her married name under "also known as", along with our current address. is it safer to apply for a cc under her old name, because that's the way the bureau has her initially? or should I apply under her new name? obviously this question pertains to trying to get auto-approved. TIA

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #5533 on: February 09, 2017, 09:01:45 PM »
my wifes SSN now matches her married name. but I still got a cc approved with her old info. I mailed Experian to add it to her profile. now when I go online to Experian.com it shows her married name under "also known as", along with our current address. is it safer to apply for a cc under her old name, because that's the way the bureau has her initially? or should I apply under her new name? obviously this question pertains to trying to get auto-approved. TIA

If her name was legally changed,  then why would you apply for anything in her old name?  It would technically be fraud.

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5534 on: February 09, 2017, 09:03:57 PM »
If her name was legally changed,  then why would you apply for anything in her old name?  It would technically be fraud.
Because the banks still didn't recognize her new name as of 2 months ago. I guess it may be fraud technically. Not sure how exactly the name change works legally. All we did was get married

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #5535 on: February 09, 2017, 10:09:52 PM »
Because the banks still didn't recognize her new name as of 2 months ago. I guess it may be fraud technically. Not sure how exactly the name change works legally. All we did was get married

Your marriage license process should have given you an option for a legal name change (at least that's how it works in California).

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5536 on: February 09, 2017, 10:11:05 PM »
Your marriage license process should have given you an option for a legal name change (at least that's how it works in California).
Youre right It probably is a legal name change

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5537 on: February 10, 2017, 03:00:38 PM »
do geen AU get their own gogo passes on the biz plat?

Offline coralsnake

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Re: Misc Credit Card Questions
« Reply #5538 on: February 10, 2017, 03:01:37 PM »
do geen AU get their own gogo passes on the biz plat?
No
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Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5539 on: February 10, 2017, 03:05:28 PM »
No
how can i find out what benefits they have?