Author Topic: Misc Credit Card Questions  (Read 1865276 times)

Offline ChaimMoskowitz

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Re: Misc Credit Card Questions
« Reply #5940 on: May 02, 2017, 05:51:47 PM »
Or maybe it would be worthwhile getting them to keep it open, in case I run into 5/24 issues I can tell them to close this one instead?
Won't help with 5/24 issues.
I just found a new supply of forks!

Offline rollingstone

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Re: Misc Credit Card Questions
« Reply #5941 on: May 02, 2017, 07:20:31 PM »
Is it possible to do a product change from the delta classic card which has a $55 AF to the every day card?
No

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #5942 on: May 02, 2017, 08:17:18 PM »
No
thanks. Do I have any other options? Or just close it?

Offline rollingstone

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Re: Misc Credit Card Questions
« Reply #5943 on: May 02, 2017, 08:24:37 PM »
thanks. Do I have any other options? Or just close it?
Close it

Offline shmoe joe

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Re: Misc Credit Card Questions
« Reply #5944 on: May 02, 2017, 09:12:16 PM »
thanks. Do I have any other options? Or just close it?
pay af
give some love (likes) to a brother!

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5945 on: May 03, 2017, 12:04:21 AM »
thanks. Do I have any other options? Or just close it?
transfer CL

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #5946 on: May 03, 2017, 07:38:17 AM »
transfer CL
dont have where to transfer to.

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5947 on: May 03, 2017, 01:43:21 PM »
dont have where to transfer to.
no other amex cards?

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #5948 on: May 03, 2017, 02:32:00 PM »

Offline captivate18

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Re: Misc Credit Card Questions
« Reply #5949 on: May 04, 2017, 03:36:18 PM »
Greetings fellow DDFers,

Trying to decide between Hyatt vs Chase Ink Business Preferred and had a few questions:

-How long after completing spend on Hyatt can you get/use the 2 free nights? I'm on a tight schedule so this is pretty important. Can you call them once the spend hits and get it expedited?
-Given the 2 free nights @$2k spend vs 100k UR @5k spend (and an avail CSR for 1.5x travel redemption), which is a better deal? Does it pay to do Hyatt for a Cat7 Europe or USA property (no Maldives etc.) or will the UR path be wiser?

Thx for any/all feedback.
« Last Edit: May 04, 2017, 04:15:42 PM by captivate18 »

Offline 12HRS

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Re: Misc Credit Card Questions
« Reply #5950 on: May 04, 2017, 03:47:49 PM »
Greetings fellow DDFers,

Trying to decide between Hyatt vs Chase Ink Business Preferred and had a few questions:

-How long after completing spend on Hyatt can you get/use the 2 free nights? a week or so I'm on a tight schedule so this is pretty important. Can you call them once the spend hits and get it expedited? no
-Given the 2 free nights @$2k spend vs 100k UR @5k spend (and an avail CSR for 1.5x travel redemption), which is a better deal? Does it pay to do Hyatt for a Cat7 Europe or USA property (no Maldives etc.) or will the UR path be wiser? do both, or get ink first if you are under 5/24. Hyatt can be had even after you hit 5/24

Thx for any/all feedback.

answers in bold

Offline captivate18

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Re: Misc Credit Card Questions
« Reply #5951 on: May 04, 2017, 04:19:12 PM »
answers in bold

Thx for info. Obviously getting both is the easy answer but I'm trying to figure out what's the better value given the spends and the 2 free nights at a European Hyatt vs UR via CSR 1.5x redemption.

Thank you.

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #5952 on: May 04, 2017, 04:30:06 PM »
Thx for info. Obviously getting both is the easy answer but I'm trying to figure out what's the better value given the spends and the 2 free nights at a European Hyatt vs UR via CSR 1.5x redemption.

Thank you.
Think of it this way, a category 7 is only 30k points a night so even if you transfer UR to hyatt for those two nights you'd still have points left over for something else. If the choice is one or the other, definitely do the business preferred, especially since it won't count towards 5/24.
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Offline captivate18

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Re: Misc Credit Card Questions
« Reply #5953 on: May 04, 2017, 04:35:12 PM »
Think of it this way, a category 7 is only 30k points a night so even if you transfer UR to hyatt for those two nights you'd still have points left over for something else. If the choice is one or the other, definitely do the business preferred, especially since it won't count towards 5/24.

Perfect simple answer for a newbie like me. Thx!

And since we're on the top of 5/24...

1)Curious, why did @12HRS say "Hyatt can be had even after you hit 5/24" -- isn't Hyatt serviced by Chase consumer and thus falls under 5/24?

2)Senior VP at Chase (also a friend) insists 5/24 still applies for Ink Bus (that's what corporate has told us and I've seen declines for that reason), but I tend to believe DDF more!  Any insights?

Thx

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #5954 on: May 04, 2017, 04:38:32 PM »
Perfect simple answer for a newbie like me. Thx!

And since we're on the top of 5/24...

1)Curious, why did @12HRS say "Hyatt can be had even after you hit 5/24" -- isn't Hyatt serviced by Chase consumer and thus falls under 5/24?

2)Senior VP at Chase (also a friend) insists 5/24 still applies for Ink Bus (that's what corporate has told us and I've seen declines for that reason), but I tend to believe DDF more!  Any insights?

Thx
1) Some cards are affected by 5/24 and some aren't, Hyatt is not, meaning you can still get approved for the card even if you're over 5/24.

2) The Ink cards are affected by 5/24 meaning you need to be under to get approved but they won't count towards 5/24 if you're currently under meaning if you're at 3/24 and get an Ink Preferred, you'd still be at 3/24.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Online hide4

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Re: Misc Credit Card Questions
« Reply #5955 on: May 04, 2017, 04:40:59 PM »
Perfect simple answer for a newbie like me. Thx!

And since we're on the top of 5/24...

1)Curious, why did @12HRS say "Hyatt can be had even after you hit 5/24" -- isn't Hyatt serviced by Chase consumer and thus falls under 5/24?

2)Senior VP at Chase (also a friend) insists 5/24 still applies for Ink Bus (that's what corporate has told us and I've seen declines for that reason), but I tend to believe DDF more!  Any insights?

Thx
Some chase cards are not under 5-25, hyatt is one of them. Your friend means that you can't get the card if you're 5-24. Ddfer is saying that the biz card won't count towards 5-24.

Offline captivate18

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Re: Misc Credit Card Questions
« Reply #5956 on: May 04, 2017, 04:52:58 PM »
Some chase cards are not under 5-25, hyatt is one of them. Your friend means that you can't get the card if you're 5-24. Ddfer is saying that the biz card won't count towards 5-24.

-No Chase VP actually adamant that biz cards still count towards 5/24.

-Chase VP also adamant that if I apply for 3 InkPref on the same day for 3 different biz entities, it's still 3 pulls on my personal!?!?  Is this true??

Offline Work-for-ur-muny

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Re: Misc Credit Card Questions
« Reply #5957 on: May 04, 2017, 04:57:02 PM »
-No Chase VP actually adamant that biz cards still count towards 5/24.

-Chase VP also adamant that if I apply for 3 InkPref on the same day for 3 different biz entities, it's still 3 pulls on my personal!?!?  Is this true??
So is time to coin the new acronym DROVP?

Offline 12HRS

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Re: Misc Credit Card Questions
« Reply #5958 on: May 04, 2017, 07:43:58 PM »
-No Chase VP actually adamant that biz cards still count towards 5/24.

-Chase VP also adamant that if I apply for 3 InkPref on the same day for 3 different biz entities, it's still 3 pulls on my personal!?!?  Is this true??

Also lets please stop telling chase vp that he is wrong. no need to have him go fix it

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5959 on: May 04, 2017, 07:44:42 PM »
i got approved for the citi biz aa plat today, is there anyway to have them expedite the cc or at least set up an online login?