Misc Credit Card Questions

[Wizard]

You never know...

True true...

[hide4]

True true...

I've heard with boa it's better to write no history on your biz app. Cause then they won't ask for tax returns and stuff...

[Wizard]

I've heard with boa it's better to write no history on your biz app. Cause then they won't ask for tax returns and stuff...

Right. OP had said it's all honest..

[shie123]

How long do I get to close/downgrade my Chase card to be refunded the AF?

[ckmk47]

How long do I get to close/downgrade my Chase card to be refunded the AF?

close - 30 days

[doovid d]

is there a method forgetting a credit lineincrease on chase cards without doing a hard inquiry as they havent increased it inawhile

[JACKBLUE]

is there a method forgetting a credit lineincrease on chase cards without doing a hard inquiry as they havent increased it inawhile

Space button broken??

[JACKBLUE]

is there a method forgetting a credit lineincrease on chase cards without doing a hard inquiry as they havent increased it inawhile

by maxing out cards I've gotten increases.
But not sure if thats a good idea these days.

[LoLo]

is there a method forgetting a credit lineincrease on chase cards without doing a hard inquiry as they havent increased it inawhile

Increasing income in your profile. (Don't forget that cc fraud is a crime).

[Wizard]

How long do I get to close/downgrade my Chase card to be refunded the AF?

Downgrade - 60 days from when fee is charged

[etech0]

Downgrade - 60 days from when fee is charged

After 60 days can you get a prorated refund?

[LoLo]

Downgrade - 60 days from when fee is charged

Source?

[mmgfarb]

After 60 days can you get a prorated refund?

Should be the whole year no?

[etech0]

Should be the whole year no?

I don't remember, that's why I'm asking

[mmgfarb]

I don't remember, that's why I'm asking

Sorry, I quoted the wrong post, meant to quote @Wizard

[Wizard]

To clarify: within 60 days, downgrading will get you full refund. After 60, prorated. I know this from experience. Unless things have recently changed.

[as2]

When declined for a chase card, let's say personal, can one transfer credit from 2 seperate cards to make the minimum CL? Does the answer apply to Amex as well?

Don't know about Amex, but chase says they will allow. Another fun fact, some cards can go below their minimum CL when transferring out. I now have a CSR with a $9.5k CL.

[dealtastic]

To clarify: within 60 days, downgrading will get you full refund. After 60, prorated. I know this from experience. Unless things have recently changed.

As of October 2016, it's only 30 days and no prorate after.
If your fee posted before October 2016, the old rules might have still applied.

[shie123]

As of October 2016, it's only 30 days and no prorate after.
If your fee posted before October 2016, the old rules might have still applied.

+1 I also "think" so.

[mendy from lakewood]

I have a real estate business so spend on CC for vendors and supplies(lowes/Home Depot) which would be best business credit card besides Amex (lots of vendors don't take Amex)