Misc Credit Card Questions

[Mendy28]

Hi.  Anyone can help me figure out the differences between car rental insurance with AMEX everyday card vs visa signature and the difference between coverage that those cards would offer a primary card holder vs an authorized user

[ckmk47]

I'm looking to make my brother an authorized user on one of my cards.  He'll use it (primarily) for a car rental in Israel. I'm looking for a card with CDW and no forex.  Earning more than 1 ppd would be a bonus. Which of my cards should I sign him up on? (I have most of them.)

[JACKBLUE]

I'm looking to make my brother an authorized user on one of my cards.  He'll use it (primarily) for a car rental in Israel. I'm looking for a card with CDW and no forex.  Earning more than 1 ppd would be a bonus. Which of my cards should I sign him up on? (I have most of them.)

@Dan always says to use the CSP or CSR

[JACKBLUE]

A friend of mine closed an Amex CC with 40k mr in it.
Is there any way to get ahold of it?

[ckmk47]

A friend of mine closed an Amex CC with 40k mr in it.
Is there any way to get ahold of it?

If it's less than ?x? days after closing, he can reopen the card and get his points back.

[JACKBLUE]

If it's less than ?x? days after closing, he can reopen the card and get his points back.

about how many days?
Also should he tell them why he wants to reopen the card?

[ttn]

I recently signed up for the British airways and although I have multiple other chase cards they kept temporarily freezing my account as I was doing a lot of spending quickly  to get the bonus (20k spending) accounted they kept reviewing my account...I also had other reasons y they flagged this account adding a few Au's and by mistake changing the  adress (long story ) but now  I lost my card in a supermarket but I am scared if I call to ask for new card they will shut me down as that would be the last straw....ask my ones of now I just temporarily froze the account my self but I am at a loss what to do?...TIA

[TimT]

I recently signed up for the British airways and although I have multiple other chase cards they kept temporarily freezing my account as I was doing a lot of spending quickly  to get the bonus (20k spending) accounted they kept reviewing my account...I also had other reasons y they flagged this account adding a few Au's and by mistake changing the  adress (long story ) but now  I lost my card in a supermarket but I am scared if I call to ask for new card they will shut me down as that would be the last straw....ask my ones of now I just temporarily froze the account my self but I am at a loss what to do?...TIA

Perhaps try SM.

[myi]

When dan refers to consumer cards being counted for 5/24 does that mean chase ink/cash? Or is that only the hyyat,marriot and alike?

 Bit confused what dan means by business cards from amex and chase don't count?   
 

[yitrap]

When dan refers to consumer cards being counted for 5/24 does that mean chase ink/cash? Or is that only the hyyat,marriot and alike?

 Bit confused what dan means by business cards from amex and chase don't count?

The Ink and the Ink Cash are both business cards, they (shouldn't) won't be counted towards 5/24.

The Hyatt, BA, IHG and so on are all consumer cards, they will show on your credit report and be counted towards 5/24.

Marriott, United and SW have a business and consumer version, business won't consumer will...

Rule is if it shows on your credit report it'll count if it doesn't (*most* business cards don't) it won't.

[ckmk47]

ttn,  contact chase immediately!   What if someone uses your card?   

[ckmk47]

about how many days?
Also should he tell them why he wants to reopen the card?

I don't know how long. Perhaps someone else can chime in.
I don't think it's a problem to tell Amex why he wants to reopen. It's a good, not sneaky reason.

[TimT]

ttn,  contact chase immediately!   What if someone uses your card?

I think he says that he froze the account.

[ckmk47]

I think he says that he froze the account.

Didnt understand that line.  Didn't know we could do such a thing. 
Ttn, if you leave things the way they are, you won't hit your spending goal and the card is useless. So sooner or late you're going to have to contact chase and let the chips fall where'd they may. Good luck.

[JACKBLUE]

I don't know how long. Perhaps someone else can chime in.

anyone?

[ckmk47]

Your friend should just call Amex and lay it on the line. If it's too late to reopen his card, he'll be told so.  (Then he can HUCA to see if that's accurate.)

[ttn]

Didnt understand that line.  Didn't know we could do such a thing. 
Ttn, if you leave things the way they are, you won't hit your spending goal and the card is useless. So sooner or late you're going to have to contact chase and let the chips fall where'd they may. Good luck.

Thanks...I know that's probaly what I have to do just scared they will close all my chase accounts

[Wizard]

Thanks...I know that's probaly what I have to do just scared they will close all my chase accounts

Just SM asking to change account number because possibly one of cards were lost. Make it clear that there were no fraud charges you are aware of.

[Hjay]

When dan refers to consumer cards being counted for 5/24 does that mean chase ink/cash? Or is that only the hyyat,marriot and alike?

 Bit confused what dan means by business cards from amex and chase don't count?

The Ink and the Ink Cash are both business cards, they (shouldn't) won't be counted towards 5/24.

The Hyatt, BA, IHG and so on are all consumer cards, they will show on your credit report and be counted towards 5/24.

Marriott, United and SW have a business and consumer version, business won't consumer will...

Rule is if it shows on your credit report it'll count if it doesn't (*most* business cards don't) it won't.

Cmiiw. Amex biz cards do not count towards 5/24 because they don't show up in your credit report. OTOH chase biz cards (ink & others) do count towards 5/24 even though they won't show up on ur credit report, because chase can see them without your credit report.

[as2]

Cmiiw. Amex biz cards do not count towards 5/24 OTOH chase cards do count towards 5/24, even though they won't show up on ur credit report, because chase can see them without your credit report.

Correct. Every publicly available chase card will count as one of your 5 towards 5/24, but there are 5 that can still be applied for, once you are already 5/24 or over.