Misc Credit Card Questions

[12HRS]

Excellent. Everyone should be required to pay a test on this information before being allowed to start new threads

Except some of the information is incorrect.

[GAM Z.]

Except some of the information is incorrect.

which parts?

[12HRS]

which parts?

not interested in posting it, and please no PMs

[aygart]

Except some of the information is incorrect.

As is usually the case in these types of guides, but they are helpful nonetheless

[ADG]

How does one calculate APR on a monthly rate? I want to determine if it would be cheaper to cover the balance through paypaling from another CC (3%) or just leaving the balance on that card.

(assuming APR is 25%)

[chinagel]

How does one calculate APR on a monthly rate? I want to determine if it would be cheaper to cover the balance through paypaling from another CC (3%) or just leaving the balance on that card.

(assuming APR is 25%)

25/12

[incendia]

How does one calculate APR on a monthly rate? I want to determine if it would be cheaper to cover the balance through paypaling from another CC (3%) or just leaving the balance on that card.

(assuming APR is 25%)

http://www.bankrate.com/calculators/managing-debt/minimum-payment-calculator.aspx

[srap]

What is the minimum eGift Card on Amazon?  It used to be $0.50, no?  It is telling me $1 minimum now.

[srap]

What is the minimum eGift Card on Amazon?  It used to be $0.50, no?  It is telling me $1 minimum now.

I need a quick answer on this.  Anyone out there know?

When  I tried to load to my own gift card balance, it said no minimum amount.  I did $0.50, but now it won't allow anything less than $100!

[12HRS]

I need a quick answer on this.  Anyone out there know?

When  I tried to load to my own gift card balance, it said no minimum amount.  I did $0.50, but now it won't allow anything less than $100!

i see .50 still on balance reload

[hide4]

Are the aadmiral passes worth much? Do I need it to get into a lounge if I have the aaviator card?

[as2]

Are the aadmiral passes worth much? Do I need it to get into a lounge if I have the aaviator card?

You can probably sell them for a few bucks, but not worth gold. Yes, aviator will not grant you access.

[hide4]

You can probably sell them for a few bucks, but not worth gold. Yes, aviator will not grant you access.

Thanks. Cause Citi offered me 2 passes for spending $150.

[mord1]

I got Alaska biz and personal today, any reason not to apply for the cash rewards and make $150?

[Jellybelly]

I'm thinking to sign up for a delta cc, any reason to go for the platinum over the gold? I'd rather not pay an annual fee if I don't have to. For 10k extra miles I'm not sure it's worth it.

[mmgfarb]

I'm thinking to sign up for a delta cc, any reason to go for the platinum over the gold? I'd rather not pay an annual fee if I don't have to. For 10k extra miles I'm not sure it's worth it.

Why not get both and then downgrade the plat so you get the AF prorated back?

[yr]

Balance transfer question:

I have a chase cc balance of $8k and owe someone $5k. I want to combine the 2 using the Chase slate, but can't pay back a person using the Slate (without having to pay a fee for an access check) or transfer balance from Chase to chase.

My idea: pay off the guys cc bills with the Chase Slate balance transfer for  ($8k plus $5k =) $13k and have him pay the $8k cc balance off and the rest he'll keep as his payment.

Is there anything I'm missing that could get either of us into a mess?

[nyusa]

Anyone have DP on ink business preferred for 2 businesses - do you get 2 bonus?

[ckmk47]

Balance transfer question:


Is there anything I'm missing that could get either of us into a mess?

Can someone with a $13K cc balance really pay your $8K cc bill?  will he?

[yr]

Can someone with a $13K cc balance really pay your $8K cc bill?  will he?

He has a busness and does a ton on credit card. That wouldn't be an issue.