Author Topic: Misc Credit Card Questions  (Read 1910780 times)

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #6260 on: July 04, 2017, 10:07:28 AM »
Balance transfer question:

I have a chase cc balance of $8k and owe someone $5k. I want to combine the 2 using the Chase slate, but can't pay back a person using the Slate (without having to pay a fee for an access check) or transfer balance from Chase to chase.

My idea: pay off the guys cc bills with the Chase Slate balance transfer for  ($8k plus $5k =) $13k and have him pay the $8k cc balance off and the rest he'll keep as his payment.

Is there anything I'm missing that could get either of us into a mess?
If you trust him with the 8k, should work.

Offline nyusa

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Re: Misc Credit Card Questions
« Reply #6261 on: July 04, 2017, 10:44:44 AM »
Anyone have DP on ink business preferred for 2 businesses - do you get 2 bonus? If this is wrong forum for the question, please notify me where to post

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #6262 on: July 04, 2017, 10:58:18 AM »
He has a busness and does a ton on credit card. That wouldn't be an issue.
Then
If you trust him with the 8k, should work.
+1
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Offline yitrap

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Re: Misc Credit Card Questions
« Reply #6263 on: July 05, 2017, 12:42:54 AM »
Anyone have DP on ink business preferred for 2 businesses - do you get 2 bonus? If this is wrong forum for the question, please notify me where to post
If you get approved you will get the points.

Offline nyusa

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Re: Misc Credit Card Questions
« Reply #6264 on: July 05, 2017, 07:55:55 AM »
If you get approved you will get the points.
Thanks!

Offline myi

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Re: Misc Credit Card Questions
« Reply #6265 on: July 05, 2017, 03:22:29 PM »
Is there any chase card which earns UR points and has no AF?
( a business card specifically? )
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Offline farmbochur

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Re: Misc Credit Card Questions
« Reply #6266 on: July 05, 2017, 03:25:26 PM »
Is there any chase card which earns UR points and has no AF?
( a business card specifically? )
Chase ink cash.
Don't let the name fool you. It earns UR.
Risk is opportunity

Offline myi

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Re: Misc Credit Card Questions
« Reply #6267 on: July 05, 2017, 03:27:35 PM »
Chase ink cash.
Don't let the name fool you. It earns UR.
and no AF? Any signup bonus now? 
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Offline TimT

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Re: Misc Credit Card Questions
« Reply #6268 on: July 05, 2017, 03:32:34 PM »
and no AF? Any signup bonus now?
No AF. $300 bonus

Offline hew2702

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Re: Misc Credit Card Questions
« Reply #6269 on: July 05, 2017, 03:33:43 PM »
What're some of the best cards with points that can be redeemed for car rentals? I just got denied for CSP (still waiting on a response about reconsideration in the Chase thread). Also, I don't have much recent activity on my Discover card (only one I have) in the past couple years. How bad is that when applying? I've had the card for over 10 years with no late payments so I feel like that shouldn't be too much of a detriment.

Offline myi

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Re: Misc Credit Card Questions
« Reply #6270 on: July 05, 2017, 03:50:59 PM »
No AF. $300 bonus
thanks, this is going to be the 5th for 5/24, I want to open the chase Freedom unlmtd now that I got an offer for $300, assuming I should do a 2bm even though the chase ink cash is a business card? 
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Offline aporush82

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Re: Misc Credit Card Questions
« Reply #6271 on: July 05, 2017, 08:52:48 PM »
Does any one know if Amex will do only one inquiry for a business and personal application done on the same day?

Offline TimT

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Re: Misc Credit Card Questions
« Reply #6272 on: July 05, 2017, 08:57:20 PM »
Does any one know if Amex will do only one inquiry for a business and personal application done on the same day?
It should combine

Offline myi

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Re: Misc Credit Card Questions
« Reply #6273 on: July 05, 2017, 09:21:00 PM »
If I got a signup bonus of $300 for a chase Freedom card, and now refer someone, assuming they only get the standard $150 offer? Or do they get the same $300? Assuming the first?
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Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #6274 on: July 05, 2017, 10:47:58 PM »
thanks, this is going to be the 5th for 5/24, I want to open the chase Freedom unlmtd now that I got an offer for $300, assuming I should do a 2bm even though the chase ink cash is a business card?
Yes, do a 2 or 3 bm. No reason to sign up for the Ink cash, get the Ink preferred and then downgrade to the cash later, the increased sign up bonus easily makes it worth the $95.  Also it probably makes more sense to get something other than the FU unless you already have the CSP, CSR and UA.
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Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #6275 on: July 05, 2017, 10:48:29 PM »
If I got a signup bonus of $300 for a chase Freedom card, and now refer someone, assuming they only get the standard $150 offer? Or do they get the same $300? Assuming the first?
Whatever it says by the referral, most likely $150.
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Offline LoLo

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Re: Misc Credit Card Questions
« Reply #6276 on: July 06, 2017, 01:23:35 AM »
Yes, do a 2 or 3 bm. No reason to sign up for the Ink cash, get the Ink preferred and then downgrade to the cash later, the increased sign up bonus easily makes it worth the $95.  Also it probably makes more sense to get something other than the FU unless you already have the CSP, CSR and UA.
Unless he needs the 0%apr

Offline myi

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Re: Misc Credit Card Questions
« Reply #6277 on: July 06, 2017, 04:37:23 AM »
Yes, do a 2 or 3 bm. No reason to sign up for the Ink cash, get the Ink preferred and then downgrade to the cash later, the increased sign up bonus easily makes it worth the $95.  Also it probably makes more sense to get something other than the FU unless you already have the CSP, CSR and UA.
Was not thinking, yes it makes a lot more sense to sign up for the chase ink preferred which has the 80,000 sign up bonus and then downgrade, only reason I'm wanting to go for the FU was because I got the offer for $325 after spending $500, and again going for the sapphire reserve is probably a better choice for the 5th card, besides for the rebate you get on booked flights with ur, getting a 50% or 25% back, there's also a credit to be used towards travel, whats the amount these days?(assuming it didn't change.)
Would go for the CSR vs the CSP because of the AF, unless I close right away, that way I can avoid the AF, as the airline credit is once every anniversary so there would be no point in having the card open unless I'm plan on flying alot.
 Thanks @mmgfarb 

And yes have the freedom,ua, and the ba which was closed.
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Offline grodnoking

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Re: Misc Credit Card Questions
« Reply #6278 on: July 10, 2017, 07:17:39 AM »
Three chase cards to apply for right now?
I'm not who you think I am.

Offline hide4

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Re: Misc Credit Card Questions
« Reply #6279 on: July 10, 2017, 07:21:42 AM »
Ink CSP and UA?