Misc Credit Card Questions

[mmgfarb]

A phone is a device that allows you to actually speak with an Amex rep, they are usually better informed and capable of more than chat reps.  Of course DROPR, but YMMV.

Depends what you're trying to accomplish.

[davidd75]

If that would be true, you shouldn't need to do a 3BM

But its been stated before that you can apply for multiple chase cards as a 4/24 and still be approved for multiple cards pushing you past 5/24

My point of saying 3bm is not only for combining pulls but also to ensure that approved card that would make you 5/24 would not have time to hit the credit report when they view your other 2 potential card applications

[doovid d]

Does a car lease affect the approval of a credit card application(New lease)as it shows debt?and if it does how long does it take until the score goes back to normal?

[doovid d]

Does amex approve biz cards immediately or they take time till they let you know that you're approved

[TimT]

Does amex approve biz cards immediately or they take time till they let you know that you're approved

I was instantly approved just a few hours ago

[MrKaplan]

Does the Marriott biz ever have bonus offer of 100k?

[chinagel]

Does the Marriott biz ever have bonus offer of 100k?

yes

[MrKaplan]

yes

nice. The waiting has begun...

[TimT]

When doing a Chase online bill pay on Friday do the funds usually come out of the bank on Saturday, Sunday, or Monday?

[LoLo]

When doing a Chase online bill pay on Friday do the funds usually come out of the bank on Saturday, Sunday, or Monday?

Third party bank?

[TimT]

Third party bank?

Yup, Santander

[TimT]

Anyone know ?

[TimT]

When doing a Chase online bill pay on Friday do the funds usually come out of the bank on Saturday, Sunday, or Monday?

Bills paid Friday afternoon & Sunday evening were both withdrawn Monday.

[shie123]

I added 4 additionals to my Amex PRG under the promo for 5k each.
Then I got:

"
We recently reviewed our records and noticed that we're still missing some important information for ********** Card ending in ******. We've listed the information we need from you regarding this Additional Card below:
 
Date of Birth
Social Security Number
 
Please note, we'll need to receive this information from you by October 09, 2017, otherwise, this Additional Card account will be cancelled.
 
For your convenience, you can provide us with the information above at americanexpress.com/confirmcard or calling the number on the back of your Card.
 
 
 
Thank you for your prompt response, and your continued Card Membership.
 
American Express Customer Care"

Anything to worry about?

[chinagel]

no

[doovid d]

How long does amex reconsideration  take,I've been waiting for about a week and they're still reviewing it?

[TimT]

How long does amex reconsideration  take,I've been waiting for about a week and they're still reviewing it?

Call again

[doovid d]

I already have have been calling for past few days and they're telling me call in a few days though I just want to know the standard time frame

[hide4]

Is chase qp down??

[Zalc]

Any good business cards to sign up for outside of chase and Amex? Don't wanna affect 5/24 right now

Bank of America isn't too bad, Neither is the Barclay's Jetblue, though spend on those isn't worth much. It may be worth having an account with the different banks to have a higher overall CL.

Biz cards are pretty easy to justify getting, as the Pull is almost inconsequential, and you don't lower your credit history.


On another note, Capital One Biz cards do count for 5/24, correct?