Author Topic: Misc Credit Card Questions  (Read 1866254 times)

Offline Eliyohu

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Re: Misc Credit Card Questions
« Reply #6760 on: December 11, 2017, 09:18:34 PM »
What's the best card to use for groceries after maxing out blue cash preffered?

Offline ludmila

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Re: Misc Credit Card Questions
« Reply #6761 on: December 12, 2017, 12:50:13 AM »
What's the best card to use for groceries after maxing out blue cash preffered?
I use EDP and PRG.
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Offline BCL

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Re: Misc Credit Card Questions
« Reply #6762 on: December 19, 2017, 03:36:29 PM »
Where should I transfer my Canada MR to? (Aeroplan, Starwood)
I have about 120,000 but I want to close my Gold card because they are charging an annual fee.

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #6763 on: December 19, 2017, 03:40:18 PM »
Where should I transfer my Canada MR to? (Aeroplan, Starwood)
I have about 120,000 but I want to close my Gold card because they are charging an annual fee.
Open a BB+
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Offline Issac Karahod

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Re: Misc Credit Card Questions
« Reply #6764 on: December 19, 2017, 04:45:07 PM »
Hi guys, been a while
Renting a car tomorrow. I have Chase SP (2x) but do any Amex cards give more than 1 point for car rentals? I have 2 Platinums (personal & business), Everyday Preferred, SPG personal, Delta Gold & Platinum.
TIA

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #6765 on: December 19, 2017, 04:52:49 PM »
Hi guys, been a while
Renting a car tomorrow. I have Chase SP (2x) but do any Amex cards give more than 1 point for car rentals? I have 2 Platinums (personal & business), Everyday Preferred, SPG personal, Delta Gold & Platinum.
TIA
If it's hertz use an Amex open so you get 5% back (on MR cards you have to choose that over 2xMR).
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #6766 on: December 19, 2017, 04:53:33 PM »
If it's hertz use an Amex open so you get 5% back (on MR cards you have to choose that over 2xMR).
And some people were target for an extra 10% at hertz corporate locations via Amex offers.
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Offline Issac Karahod

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Re: Misc Credit Card Questions
« Reply #6767 on: December 19, 2017, 04:56:32 PM »
And some people were target for an extra 10% at hertz corporate locations via Amex offers.
Thanks. I saw that. I'm using Enterprise though. So there are no Amex cards that offer anything for rental cars while Chase offers 2X (CSP) or 3X (CSR)? Strange.

Online New Yorker

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Re: Misc Credit Card Questions
« Reply #6768 on: December 19, 2017, 05:07:37 PM »
Thanks. I saw that. I'm using Enterprise though. So there are no Amex cards that offer anything for rental cars while Chase offers 2X (CSP) or 3X (CSR)? Strange.

There's an Amex offer $20 off $200 at enterprise

Offline yitzgar

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Re: Misc Credit Card Questions
« Reply #6769 on: December 19, 2017, 05:25:00 PM »
Say you spend exactly $200 (most value) you get 1% back and 1 MR/SPG (or worse),  2/3x UR definitely beats that.
10%

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #6770 on: December 19, 2017, 05:26:45 PM »
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline BCL

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Re: Misc Credit Card Questions
« Reply #6771 on: December 19, 2017, 11:54:03 PM »
Open a BB+
I have one for US MR. I am talking about Canadian MR.

Offline Marko Rubio

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Re: Misc Credit Card Questions
« Reply #6772 on: December 21, 2017, 06:06:11 PM »
Im about to close my CSR dont think its worth for me the $450 annual fee (i did already the $300 travel spend for 2018)

Whats my best option to do not to lose my credit limit, The only other chase card i have is the chase freedom,
Should i just move my CSR credit line to the freedom i have, or should i downgrade it to the freedom unlimited or free sapphire version?

will really appreciate any advice, thanks in advance!
Do u have any different idea for a signature?

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #6773 on: December 21, 2017, 07:07:25 PM »
Im about to close my CSR dont think its worth for me the $450 annual fee (i did already the $300 travel spend for 2018)

Whats my best option to do not to lose my credit limit, The only other chase card i have is the chase freedom,
Should i just move my CSR credit line to the freedom i have, or should i downgrade it to the freedom unlimited or free sapphire version?

will really appreciate any advice, thanks in advance!
downgrade to freedom unlimited

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #6774 on: December 21, 2017, 07:08:38 PM »
downgrade to freedom unlimited
Or another freedom, if you max out categories.
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Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #6775 on: December 21, 2017, 07:10:30 PM »
Or another freedom, if you max out categories.
correct

Offline Marko Rubio

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Re: Misc Credit Card Questions
« Reply #6776 on: December 21, 2017, 09:55:24 PM »
Or another freedom, if you max out categories.
downgrade to freedom unlimited
Regarding the credit report any difference if i just move the credit limit to a card that is open already or if i downgrade it?
my CSR is only open for a year i guess if i move credit limit to a card that i have already it will show on my report card was closed but if downgrade it it will stay open? am i making sense?
Do u have any different idea for a signature?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #6777 on: December 21, 2017, 09:58:41 PM »
Regarding the credit report any difference if i just move the credit limit to a card that is open already or if i downgrade it?
my CSR is only open for a year i guess if i move credit limit to a card that i have already it will show on my report card was closed but if downgrade it it will stay open? am i making sense?
If you close it down it'll lower your AAOA, which isn't that bad if the card is only a year old, and you transfer the credit, but IMO you have nothing to lose by just downgrading.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Marko Rubio

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Re: Misc Credit Card Questions
« Reply #6778 on: December 21, 2017, 10:05:47 PM »
If you close it down it'll lower your AAOA, which isn't that bad if the card is only a year old, and you transfer the credit, but IMO you have nothing to lose by just downgrading.
i dont have patience to keep track on paying timely another credit card  ;)
Do u have any different idea for a signature?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #6779 on: December 21, 2017, 10:12:48 PM »
i dont have patience to keep track on paying timely another credit card  ;)
Don't use it, unless you need the CL.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch