Misc Credit Card Questions

[davidrotts63]

Amex - Delta skymiles
Amex - Premier rewards gold card [closed account]
Chase - Amazon
TD Bank - Cash
The childrens place

The "The childrens place" card, is a store card, or credit card?
If it's a store card, you should be able to get recon to look passed it.

[Mr. CC]

will be in 2 months. I should probably just wait

Tks

or you can go into the branch to see if you're pre-approved

BTW didn't you open your first card 2.5 years ago what's happening to your credit report in 2 months

[shapsam]

IIRC store cards count for 5/24, so chances of approval are almost zero. When will you be under 5/24? Could be worth waiting

They count but you can tell Recon that its just for one store so it shouldn't be counted.

[Moshe26]

Didn't know where to ask so figured I just ask here. I know if I spend 40k on Hilton Ascend I get diamond status- does the same apply if I spend 40k on Hilton business card?

[ckmk47]

Does Freedom Unlimited have any return protection?
Zara's doesn't take back after 30 days even at "the current selling price".   
Over Pesach I missed the deadline.   

[Pesach]

i earned a free night cert from spending which already came into my Hilton account.Will amex claw it back if i make returns and get refunds that would dip me below the spending threshold?

[Buruch]

WWYD - put Hilton and IHG spend on their co-branded cards, or on CSR? Is 3 UR worth as much as 14 HH and/or 10 IHG points?

[12HRS]

WWYD - put Hilton and IHG spend on their co-branded cards, or on CSR? Is 3 UR worth as much as 14 HH and/or 10 IHG points?

do the math. if you value chase at 1.5 so its 3 x 1.5 = 4.5% back.

I value hilton at .5 so its 14 * .5 = 7% back

IHG may be more on the border for me as I so rarely use their points i don't have a great set value. In general probably between .4 and .5

[Buruch]

do the math. if you value chase at 1.5 so its 3 x 1.5 = 4.5% back.

I value hilton at .5 so its 14 * .5 = 7% back

IHG may be more on the border for me as I so rarely use their points i don't have a great set value. In general probably between .4 and .5

Many people value ur closer to 2 - that makes it 6 vs 7 and some people may values Hilton less than .5...

[12HRS]

Many people value ur closer to 2 - that makes it 6 vs 7 and some people may values Hilton less than .5...

so values are subjective. do the math per your values and decision should be easy

[davidd75]

Does BOA also refund the AF within 30 days like the other major cc issuers?

[shapsam]

Does Chase give a prorated refund if canceled after 30 days?

[ckmk47]

Does Chase give a prorated refund if canceled after 30 days?

no

[Buruch]

so values are subjective. do the math per your values and decision should be easy

I value UR about 2, but I never used Hilton, so I don't really have a value for it.

[davidrotts63]

I value UR about 2, but I never used Hilton, so I don't really have a value for it.

So what was your question again?

[Buruch]

So what was your question again?

Is there an obvious choice between 3 ur and 10 ihg/14 hh?

[davidrotts63]

Is there an obvious choice between 3 ur and 10 ihg/14 hh?

For you who has no value for HH, shouldn't UR be an easy one.

[LoLo]

Can I call to have a capital one card statement close within a few days, or would this prolong the current statement?

[ChaimMoskowitz]

Can you put a spend notice on a Citi card like Chase?

[Buruch]

For you who has no value for HH, shouldn't UR be an easy one.

I meant that I never really assigned a specific value - not that it's valueless.