Misc Credit Card Questions

[davidrotts63]

Can you put a spend notice on a Citi card like Chase?

Pretty sure every bank has that option

[David R]

Can you put a spend notice on a Citi card like Chase?

Yes, but it's not an option on the automated phone menu like it is with Chase.

[Dovdovmoneytree]

I just got approved for the new Marriott Rewards Premier Plus Card. I was going to apply for the Chase Freedom (why not?) as well but wanted to make sure I got approved for the Marriot first. So instead of doing a 2BM, I did the Marriot separately. Is it true that Chase combines pulls done on the same day? In other words, if I applied now for the Freedom, would it be one pull in total?? Thanks!

 

[ChaimMoskowitz]

Yes, but it's not an option on the automated phone menu like it is with Chase.

Thanks, so I have to call and talk to a human?

[davidrotts63]

I just got approved for the new Marriott Rewards Premier Plus Card. I was going to apply for the Chase Freedom (why not?) as well but wanted to make sure I got approved for the Marriot first. So instead of doing a 2BM, I did the Marriot separately. Is it true that Chase combines pulls done on the same day? In other words, if I applied now for the Freedom, would it be one pull in total?? Thanks!

If they'll combine 2bm, they'll combine same day

[davidrotts63]

Thanks, so I have to call and talk to a human?

SM?

[Dovdovmoneytree]

If they'll combine 2bm, they'll combine same day

Are you saying that 2BM or 3BM........ doesn't necessarily work anymore?? I know it never was guaranteed but I thought for most part it worked? Am I wrong?

[davidrotts63]

Are you saying that 2BM or 3BM........ doesn't necessarily work anymore?? I know it never was guaranteed but I thought for most part it worked? Am I wrong?

Nothing changed. Just same day is the same.

[Dovdovmoneytree]

Thanks! Do you see any downside to applying for the Freedom? Not sure how much benefit it'll bring but figured it's no AF, and if I have a hard pull already, why not have a cash back card?

[davidrotts63]

Thanks! Do you see any downside to applying for the Freedom? Not sure how much benefit it'll bring but figured it's no AF, and if I have a hard pull already, why not have a cash back card?

Better go for a Sapphire IMO.
Although I seem to think it may be risky with the recent AAs, but others disagree

[Dovdovmoneytree]

Better go for a Sapphire IMO.
Although I seem to think it may be risky with the recent AAs, but others disagree

I have a Sapphire (Preferred). Go for Reserve?? It's a hefty AF, probably wouldn't make sense for me to keep all (I'm not a huge traveler)

Sorry for my ignorance but what's "AA's"?

[Dovdovmoneytree]

Better go for a Sapphire IMO.
Although I seem to think it may be risky with the recent AAs, but others disagree

I guess you mean Chase Adverse Action 

I think I'll be happy with what I was approved for and stay put for now.

Thanks!!

[Dovdovmoneytree]

Was just approved for Marriott Rewards Premier Plus Card.

I have a large purchase I need to make NOW. Is there  way to get the card info so I can apply that purchase to my signup bonus spend or I need to wait for snail mail?? SM Chase, call?? Thanks

[shapsam]

Was just approved for Marriott Rewards Premier Plus Card.

I have a large purchase I need to make NOW. Is there  way to get the card info so I can apply that purchase to my signup bonus spend or I need to wait for snail mail?? SM Chase, call?? Thanks

You can ask for expedited shipping (2 days), but I don't think you can get it now.

[Dovdovmoneytree]

You can ask for expedited shipping (2 days), but I don't think you can get it now.

Thanks

They wouldn't give me the card # over the phone or SM, I guess??

When asking for expedited shipping, any reason to say why I'm requesting?

[David R]

Thanks, so I have to call and talk to a human?

That's what I did.

Chase has an option on the phone menu to place a travel or spend notification. For Citi, I guess you would have to call or message them for a spend notification. But for a travel notification, it's on the web site under Services > Travel Services > Manage Travel Notices. At least that's where it is if you use the same login for credit card and bank account; if you only have credit card(s), the site might still be arranged differently.

[shapsam]

Thanks

They wouldn't give me the card # over the phone or SM, I guess??

When asking for expedited shipping, any reason to say why I'm requesting?

No, just ask.

[Dovdovmoneytree]

No, just ask.

Well, I just stupidly did say why I requested expedited. I hope that doesn't hurt me!

[davidrotts63]

Well, I just stupidly did say why I requested expedited. I hope that doesn't hurt me!

I hope the reason wasn't "to spend the minimum spend asap"

[davidrotts63]

I also said how excited I am about the new Marriott card, with the SPG/Marriott merger  blah blah...

This! Is how you answer such questions