Author Topic: Misc Credit Card Questions  (Read 363037 times)

Offline shie123

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Re: Misc Credit Card Questions
« Reply #7845 on: June 12, 2018, 09:51:51 PM »
Yes, keep in mind that the points won't be transferable to airlines
No
Until I get another MR card then I could transfer correct?

Offline Mr. CC

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Re: Misc Credit Card Questions
« Reply #7846 on: June 12, 2018, 10:00:00 PM »
Until I get another MR card then I could transfer correct?
Yes

Offline blue29

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Re: Misc Credit Card Questions
« Reply #7847 on: June 14, 2018, 06:02:39 AM »
Is it possible to transfer a balance from a business cc to personal?
Is there any reason why this should not be done (other than the effect of carrying a balance on your credit score)?
Thank you.

Offline Ulitkany

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Re: Misc Credit Card Questions
« Reply #7848 on: June 14, 2018, 05:36:10 PM »
What is the best credit card to use right now to pay for a Ebay purchase? Is there a difference in earned bonus points Btw making a payment with eBay gift cards purchased from staples with chase ink card or paying with chase freedom with current Q2 bonus for PayPal?

Offline metsgiantsfan

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Re: Misc Credit Card Questions
« Reply #7849 on: June 14, 2018, 10:26:39 PM »
I have the amex gold card premier.  One of my kids decided they want to go to a different camp for part of the summer, but we already paid the camp fee. The camp will not refund us any money (which I understand in a way where they are coming from). I wanted to know, can I file a claim with amex? its kind returning an item but the store isnt accepting returns. Do you think its worth filing a claim with amex or its a waste of time? thanks!

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #7850 on: June 14, 2018, 11:02:59 PM »
I have the amex gold card premier.  One of my kids decided they want to go to a different camp for part of the summer, but we already paid the camp fee. The camp will not refund us any money (which I understand in a way where they are coming from). I wanted to know, can I file a claim with amex? its kind returning an item but the store isnt accepting returns. Do you think its worth filing a claim with amex or its a waste of time? thanks!
Waste of time.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline rookie27

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Re: Misc Credit Card Questions
« Reply #7851 on: June 17, 2018, 01:41:48 AM »
Disputed a charge on my chase credit card. While awaiting the final decision chase left a remark on my CR " account information disputed by consumer, meets FCRA requirements". My score dropped a few points because of it... anyone have any experience with this or know what it is??

Online davidrotts63

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Re: Misc Credit Card Questions
« Reply #7852 on: June 17, 2018, 01:42:48 AM »
Normal. Are you sure your score dropped from it? What score model is if?
I'll tell you later

Offline rookie27

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Re: Misc Credit Card Questions
« Reply #7853 on: June 17, 2018, 01:51:12 AM »
Normal. Are you sure your score dropped from it? What score model is if?
Credit karma, it dropped and the only changes was the remark so im assuming it dropped from that..

Online davidrotts63

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Re: Misc Credit Card Questions
« Reply #7854 on: June 17, 2018, 01:52:19 AM »
Credit karma, it dropped and the only changes was the remark so im assuming it dropped from that..
CK Score is irrelevant
I'll tell you later

Online moe8555

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Re: Misc Credit Card Questions
« Reply #7855 on: June 17, 2018, 04:36:24 AM »
CK Score is irrelevant

While we're on this subject, is the FICO score that Amex shows worth anything?

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Re: Misc Credit Card Questions
« Reply #7856 on: June 17, 2018, 07:29:27 AM »
While we're on this subject, is the FICO score that Amex shows worth anything?
Yes. It's a normal FICO8, I believe TU.
I'll tell you later

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #7857 on: June 18, 2018, 01:29:34 PM »
Yes. It's a normal FICO8, I believe TU.

AMEX gives you a FICO 08 from EX.  So it's relevant to any creditor that uses that FICO score model from that CRA.

Offline metsgiantsfan

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Re: Misc Credit Card Questions
« Reply #7858 on: June 18, 2018, 04:27:09 PM »
I have major beef with AMEX...I applied for the SPG card when the bonus was 35K. Before I applied I called Amex CS to find out if I was eligible for the bonus. The rep looked into it and told me I was. MY big mistake, I didnt get a ref. id to the call.  Fast forward a few months, I have yet to receive the bonus. I called Amex and they informed I am not eligible since I have had the card in the past.  Last week I went on live chat and spoke with an agent about this and after looking into my account, he said he was sending the denial back in for processing since he said I should be eligible because I never had the card before. This I got a ref. ID to this chat.   Today AMEX said I am not eligible bc I did have the card in the past. I asked them when and they said they cant go back and see when.   My argument to them is, if two reps told me I was eligible for the bonus, 1 we have on  record, and this was the only reason I took out the c.c, right or wrong, if the agent told me this shouldnt I be credited the bonus? Its not my fault if they gave me the wrong info. This feel like a bait and switch.  ANy suggestions? I have HUCA 2x and getting really annoyed with the "I cant do anything but let management know about more training so this doesnt happen again"...

Offline Mr. CC

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Re: Misc Credit Card Questions
« Reply #7859 on: June 18, 2018, 08:29:29 PM »
I have major beef with AMEX...
I huca'd at least 5 times to get a signup bonus on a NL offer