Misc Credit Card Questions

[davidd75]

How much approx will my credit score be effected if i I have 20k decrease in my overall chase credit line?

[as2]

How much approx will my credit score be effected if i I have 20k decrease in my overall chase credit line?

Don't know the answer to that question, but it will bring up your utilization, as your total balance will now be a larger percentage of you total CL. Just something to keep in mind.

[davidd75]

Don't know the answer to that question, but it will bring up your utilization, as your total balance will now be a larger percentage of you total CL. Just something to keep in mind.

I know that but need to clear some line to get approved for another chase business card.  I am assuming its worth lowering my score a little? to get approved

[Hamavin]

Whats the max amount of amex cards they will let you have?

[Naftuli19]

Whats the max amount of amex cards they will let you have?

6, charge cards not included

[ckmk47]

I know that but need to clear some line to get approved for another chase business card.  I am assuming its worth lowering my score a little? to get approved

+1
Try to pay off/ pay early all your other cards this month to keep the utilization down.  Maybe it won't bee too large of a hit.

[US]

6, charge cards not included

I think 6 is more YMMV, By me they made me close a card (had 5 credit cards) only after closing 1 they approved my application.

[Naftuli19]

I think 6 is more YMMV, By me they made me close a card (had 5 credit cards) only after closing 1 they approved my application.

I had that with my 7th card...

[as2]

I had that with my 7th card...

Definitely a YMMV. You're on the better end of it.

[Dovdovmoneytree]

Is it totally safe to use my Ink Cash only for buying Visa GC's and other 5x categories (telephone etc)? Approx $1500+- total monthly. I use the GC's for everyday spend, groceries, gas etc. TIA

Can anyone help on this question? TIA!

[DealKiller]

Is it totally safe to use my Ink Cash only for buying Visa GC's and other 5x categories (telephone etc)? Approx $1500+- total monthly. I use the GC's for everyday spend, groceries, gas etc. TIA

No such thing as totally safe but you should have no issue.

[ludmila]

I had that with my 7th card...

With 6th card for me.

[Luvtotravel]

this is time sensitive. when cancelling a reservation booked thru chase portal within 24 hours, do points get redeposited immediately?

[myi]

this is time sensitive. when cancelling a reservation booked thru chase portal within 24 hours, do points get redeposited immediately?

Immediately.

 You can confirm yourself if you like with chase UR department. (866) 951-6592

[oldguy]

Immediately.

 You can confirm yourself if you like with chase UR department. (866) 951-6592

+1 Did it many times

[myi]

+1 Did it many times

I guess 2 answers should make him feel confident. And should any problem arise let him give a call to the UR department.

[Luvtotravel]

+1 Did it many times

Immediately.

 You can confirm yourself if you like with chase UR department. (866) 951-6592

tx guys. was afraid to cancel lest i wont have points to rebook preferred flight but all worked out bh

[qwerty123]

how long after haveing a chase amex and discover credit can i apply to barcly and citi?
 a few months ago i go denied cuz not enough history.

[bb1836]

Is it possible to re-upgrade a freedom card to a sapphire preferred card? and if yes: 1) will they pull your credit? 2) will it add to your 5/24 count?

TIA

[oldguy]

Is it possible to re-upgrade a freedom card to a sapphire preferred card? and if yes: 1) will they pull your credit? 2) will it add to your 5/24 count?

TIA

Yes.
No.
No.