Author Topic: Misc Credit Card Questions  (Read 669042 times)

Offline Zalc

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Re: Misc Credit Card Questions
« Reply #8580 on: May 22, 2019, 12:11:25 AM »
Are there any cards that cover LOST cell phones?

Either within the 90 days of purchase, or via ongoing cell phone protection

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8581 on: May 22, 2019, 01:00:51 PM »
If I was declined and declined again after reconsideration for a second Chase Business card, is it a waste of time/bad idea to email the executive office trying to get them to approve it?
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Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8582 on: May 22, 2019, 01:03:15 PM »
Are there any cards that cover LOST cell phones?

Either within the 90 days of purchase, or via ongoing cell phone protection
Check the terms of the Ink Preferred card
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Offline yeshivabucher

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Re: Misc Credit Card Questions
« Reply #8583 on: May 22, 2019, 02:42:17 PM »
If I was declined and declined again after reconsideration for a second Chase Business card, is it a waste of time/bad idea to email the executive office trying to get them to approve it?
some amex should cover

Offline myi

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Re: Misc Credit Card Questions
« Reply #8584 on: May 22, 2019, 04:00:53 PM »
Are there any cards that cover LOST cell phones?

Either within the 90 days of purchase, or via ongoing cell phone protection
you got to take a peek in the terms and conditions for what the 90 days cover with the AmEx credit card.
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Offline shmooz

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Staples $200 visa
« Reply #8585 on: May 23, 2019, 12:12:55 AM »
At last fee free visa sale at staples, bought $2000 in one shot. At the time, manager said one didn't activate, and said he removed it from bill, even though receipt says $2000. He kept that card.

But looking again at my Chase account, I see I paid the full $2k. I called the card provider and they said it was active and will replace that card.

But that same card number appears again on the receipt, with words 'non activated' and a charge of $200.

So I walked out with 8 activated cards, and one card not active. another that was active  he kept. I will still be out $200 after the provider replacement. I'm

did anyone have this? Their system was messed up. I will need to go into the store, just don't want them to stop selling the $2k due to issues.

Offline myi

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Re: Staples $200 visa
« Reply #8586 on: May 23, 2019, 12:21:39 AM »
At last fee free visa sale at staples, bought $2000 in one shot. At the time, manager said one didn't activate, and said he removed it from bill, even though receipt says $2000. He kept that card.

But looking again at my Chase account, I see I paid the full $2k. I called the card provider and they said it was active and will replace that card.

But that same card number appears again on the receipt, with words 'non activated' and a charge of $200.

So I walked out with 8 activated cards, and one card not active. another that was active  he kept. I will still be out $200 after the provider replacement. I'm

did anyone have this? Their system was messed up. I will need to go into the store, just don't want them to stop selling the $2k due to issues.
Best bet for the future is to check all the cards in the store! ;) 
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Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8587 on: May 23, 2019, 01:45:49 AM »
If I was declined and declined again after reconsideration for a second Chase Business card, is it a waste of time/bad idea to email the executive office trying to get them to approve it?
Anyone please?
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Offline metsgiantsfan

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Re: Misc Credit Card Questions
« Reply #8588 on: May 23, 2019, 02:08:08 PM »
I dont recall ever canceling a credit card before but about 5 minutes ago i canceled a chase Southwest card..i just never use it, $69 fee, didnt need it... The rep. asked me if I want to transfer the credit line onto another chase that I have..I told her no (but it might not be too late to call back and get it moved over)..I understand canceling cards can hurt credit rating..would transfering the credit line save the credit rating from being hit or it doesnt really matter?  advice pls..I must act quick if i want to transfer it
thanks

Offline yeshivabucher

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Re: Misc Credit Card Questions
« Reply #8589 on: May 23, 2019, 02:26:51 PM »
I dont recall ever canceling a credit card before but about 5 minutes ago i canceled a chase Southwest card..i just never use it, $69 fee, didnt need it... The rep. asked me if I want to transfer the credit line onto another chase that I have..I told her no (but it might not be too late to call back and get it moved over)..I understand canceling cards can hurt credit rating..would transfering the credit line save the credit rating from being hit or it doesnt really matter?  advice pls..I must act quick if i want to transfer it
thanks
it would help for the utilization part of score but would not help for number of account part of score p.s if it's not too late see if you can product change it to a no annual fee card

Offline metsgiantsfan

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Re: Misc Credit Card Questions
« Reply #8590 on: May 23, 2019, 02:43:25 PM »
it would help for the utilization part of score but would not help for number of account part of score p.s if it's not too late see if you can product change it to a no annual fee card

so is it worth to move the credit line over or we are talking about  very minimal help.?

Offline yeshivabucher

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Re: Misc Credit Card Questions
« Reply #8591 on: May 23, 2019, 04:55:56 PM »
so is it worth to move the credit line over or we are talking about  very minimal help.?
it depends how much you utilize your credit line if you use it alot then it's worth transferring otherwise it doesn't make a difference

Offline as2

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Re: Misc Credit Card Questions
« Reply #8592 on: May 23, 2019, 05:07:43 PM »
so is it worth to move the credit line over or we are talking about  very minimal help.?
It's always best to move it over. Even if your utilization is $1, you may want to open a card, and they won't want to give you any new credit, in that case, you'd be able to transfer credit from another card.
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Offline Aps

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Re: Misc Credit Card Questions
« Reply #8593 on: May 24, 2019, 01:06:28 AM »
If i buy gift cards on staples.com with my ink card-do I earn the 5x points?

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Re: Misc Credit Card Questions
« Reply #8594 on: May 24, 2019, 12:19:02 PM »
Hope you are correct. Any thoughts of where best to transfer them?
dan had a whole post on DDMS on this
Sometimes You Will Never Know the True Value of A Moment Until It's Become A Memory...