Author Topic: Misc Credit Card Questions  (Read 1892468 times)

Offline Ekay

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Re: Misc Credit Card Questions
« Reply #8780 on: July 12, 2019, 10:57:58 AM »
Hey guys, just tried using my chase card and was declined. Logged into my account and I see all my cards are closed. Called customer service and I’m being Transferred from one department to the next with nobody giving me an answer to what’s happening. As far as I know I didn’t do anything suspicious or try to apply for new cards. Any help would be much appreciated.

Offline free123cc

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Re: Misc Credit Card Questions
« Reply #8781 on: July 12, 2019, 11:39:58 AM »
anybody have experience w getting a retention bonus or annual fee waived on the amex spg card? (now the marriot bonvoy). i paid the annaul fee in jan or feb but didnt really use it since. but if i can get something back from them i would like to? thanks in advance.

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #8782 on: July 12, 2019, 11:50:35 AM »
Hey guys, just tried using my chase card and was declined. Logged into my account and I see all my cards are closed. Called customer service and I’m being Transferred from one department to the next with nobody giving me an answer to what’s happening. As far as I know I didn’t do anything suspicious or try to apply for new cards. Any help would be much appreciated.
https://forums.dansdeals.com/index.php?topic=104085.0
https://forums.dansdeals.com/index.php?topic=93522.0


I hear there're even older threads with the same problem reported.
Usually the one closed has done something 'wrong' or is banking associated with someone who has.  Occasionally its really a mistake.  Very difficult to get it reopened. Or get any answers from Chase.
My favorite cause: cssy.org

Offline Pad18

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Re: Misc Credit Card Questions
« Reply #8783 on: July 12, 2019, 12:00:01 PM »
anybody have experience w getting a retention bonus or annual fee waived on the amex spg card? (now the marriot bonvoy). i paid the annaul fee in jan or feb but didnt really use it since. but if i can get something back from them i would like to? thanks in advance.

here you will have all the data : Credit Card Retention Bonuses

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #8784 on: July 14, 2019, 12:31:41 AM »
Whats your credit history look like ?
not to long 5 months or something my main concern is if their is a difference between personal and biz

Offline chayie

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Re: Misc Credit Card Questions
« Reply #8785 on: July 14, 2019, 08:17:21 PM »
I have a very large amount to pay a painter, but he doesn’t accept credit cards.

Any way to use a credit card to purchase a check or money order (other than buying Visa or MC gift cards and buying money orders with those at Walmart)?

I’m willing to pay a small percentage / charge for that.

Thanks in advance.

Online Yehudaa

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Re: Misc Credit Card Questions
« Reply #8786 on: July 14, 2019, 11:33:10 PM »
I have a very large amount to pay a painter, but he doesn’t accept credit cards.

Any way to use a credit card to purchase a check or money order (other than buying Visa or MC gift cards and buying money orders with those at Walmart)?

I’m willing to pay a small percentage / charge for that.

Thanks in advance.

Plastiq?

Offline YoelFried

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Re: Misc Credit Card Questions
« Reply #8787 on: July 15, 2019, 12:20:12 AM »
Melio payments

Offline TimT

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Re: Misc Credit Card Questions
« Reply #8788 on: July 16, 2019, 12:12:14 PM »
Is it possible a due date would be 10 days after the statement closed, or if closing date was changed to a later date the due date automatically changes too ?

Offline gubevo18

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Re: Misc Credit Card Questions
« Reply #8789 on: July 16, 2019, 12:19:58 PM »
Basically I applied for a new Hilton ascend card got declined due to too many open cards. I called up and closed and now it's in recon.
I have an offer to upgrade my existing hilton card to an ascend to get 150k but that offer expires today.

So if I go and upgrade will that disqualify my eligibility for the offer on either card? Moreover if they review my file and see that I upgraded now would that affect my acceptance on that card or raise an flags that I'm "gaming" the system?

TIA

Offline yosefsv

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Re: Misc Credit Card Questions
« Reply #8790 on: July 18, 2019, 01:46:00 PM »
How long after completing the required spend on a Amex Hilton card does the bonus post?
If it benefits even just one fellow DDFer, its worth posting it.

Offline Marko Rubio

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Re: Misc Credit Card Questions
« Reply #8791 on: July 18, 2019, 01:53:32 PM »
I Wanna apply in the next month or 2 for the chase Sapphire Preferred with the 60k offer

is this increased 60k offer a limited time offer and may expire and go back to 50k any day?
or is this the new standard offer for the sapphire preferred and here to stay?
Do u have any different idea for a signature?

Offline farmbochur

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Re: Misc Credit Card Questions
« Reply #8792 on: July 18, 2019, 02:02:00 PM »
How long after completing the required spend on a Amex Hilton card does the bonus post?
Took only 4 days on my most recent application - Amex Hilton business in September 2018.
Risk is opportunity

Offline TimT

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Re: Misc Credit Card Questions
« Reply #8793 on: July 18, 2019, 02:06:52 PM »
I Wanna apply in the next month or 2 for the chase Sapphire Preferred with the 60k offer

is this increased 60k offer a limited time offer and may expire and go back to 50k any day?
or is this the new standard offer for the sapphire preferred and here to stay?
At the moment it’s here but who knows. They could change it whenever they want

Offline Marko Rubio

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Re: Misc Credit Card Questions
« Reply #8794 on: July 18, 2019, 02:13:20 PM »
At the moment it’s here but who knows. They could change it whenever they want
Thanks!

I got the 60k offer via mail with the $95 annual fee waived for first year
but i lost the letter and cant find it, since i got that targeted offer by mail is there anywhere i could get that offer back now? i checked in my online account but dont see it anything i can do?
Do u have any different idea for a signature?

Offline TimT

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Re: Misc Credit Card Questions
« Reply #8795 on: July 18, 2019, 02:27:30 PM »
Dunno. Ask in branch ?

Online db23

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Re: Misc Credit Card Questions
« Reply #8796 on: July 22, 2019, 11:13:40 AM »
It could take some time.. IME it took a few months. (they said that it is under review)

so in the past delta welcome bonus has posted days after i reached threshold.

my last card i signed for was at beginning of month, a delta reserve personal card.

i noticed it did not post after reaching the threshold, when i called they said im in review.

not a FR a WELCOME BONUS REVIEW.

has anyone every had experience with this?

the manager i spoke with said its out of his hands and that the only thing he can try to do is email that dept to ask that the review be expedited. he said the review started on july 9 which is the day i reached the spending threshold.

Offline free123cc

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Re: Misc Credit Card Questions
« Reply #8797 on: July 22, 2019, 08:04:39 PM »
need some help about which card to get next with a good SUB. have credit score of about 750, I am at 2/24, with a freedom and the new Barclays arrival. from before the 24 months calculation i have a discover card and got the bonus once on CSP. 2 yrs after closing the CSP I tried applying again and was denied, when called up I was told you can only get one bonus from the Saphire card family per lifetime, so cant get bonus again on CSP or CSR. (and don't really want CSR bec don't want the 450$ fee, its not worth it based on my spending habits). anyone have any good suggestions about current cards with good SUB now that I can get? thank you!

Offline simplicity

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Re: Misc Credit Card Questions
« Reply #8798 on: July 22, 2019, 11:28:52 PM »
I Wanna apply in the next month or 2 for the chase Sapphire Preferred with the 60k offer

is this increased 60k offer a limited time offer and may expire and go back to 50k any day?
or is this the new standard offer for the sapphire preferred and here to stay?
the referrals are not saying a expo. just saying its a 15k referral so try to utilize it

Offline TimT

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Re: Misc Credit Card Questions
« Reply #8799 on: July 22, 2019, 11:34:30 PM »
when called up I was told you can only get one bonus from the Saphire card family per lifetime, so cant get bonus again on CSP or CSR.
Thats incorrect. It’s 48 months