Author Topic: Misc Credit Card Questions  (Read 579062 times)

Offline my7168

  • DansDeals Copper Elite
  • *
  • Join Date: May 2015
  • Posts: 18
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Female
    • View Profile
Re: Misc Credit Card Questions
« Reply #8955 on: October 07, 2019, 12:26:53 PM »
Is there any business credit card out there I can put a yearly limit in for the user cards?

Offline iluv2travel

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2019
  • Posts: 211
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #8956 on: October 08, 2019, 12:55:27 AM »
Is there any business credit card out there I can put a yearly limit in for the user cards?

On Amex you can do monthly limit, so divide the annual total by 12 and set that for per month.

Or if you need that full limit in one month set it for that month and then freeze the card after the limit has been reached.

Offline mord1

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2013
  • Posts: 880
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #8957 on: October 08, 2019, 01:22:37 AM »
I know someone who is starting the game-  is it to risky to go for 5 chase cards over a few month time period and then move onto other cards?  she is at 1 in 24 with the one being sapphire preferred. thoughts?

Offline nirc

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2014
  • Posts: 409
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: chicago
Re: Misc Credit Card Questions
« Reply #8958 on: October 08, 2019, 01:55:49 AM »
How can I apply for more then 1 card simultaneously but only have 1 credit pull?

Willing to do different banks, personal and business.

Offline Boruch Parnes

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2019
  • Posts: 402
  • Total likes: 33
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #8959 on: October 08, 2019, 02:37:15 AM »
I know someone who is starting the game-  is it to risky to go for 5 chase cards over a few month time period and then move onto other cards?  she is at 1 in 24 with the one being sapphire preferred. thoughts?
I think so

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8008
  • Total likes: 775
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Misc Credit Card Questions
« Reply #8960 on: October 08, 2019, 07:30:44 AM »
How can I apply for more then 1 card simultaneously but only have 1 credit pull?

Willing to do different banks, personal and business.
Has to be the same bank and often the same type of card (meaning personal or business.)
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline nirc

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2014
  • Posts: 409
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: chicago
Re: Misc Credit Card Questions
« Reply #8961 on: October 08, 2019, 08:22:47 AM »
Has to be the same bank and often the same type of card (meaning personal or business.)

that's what I thought. would explain why I had more credit pulls on report then expected.

do you know of any Banks that combine credit pulls when applying for business + personal?


Offline mord1

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2013
  • Posts: 880
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #8962 on: October 09, 2019, 11:26:37 PM »
I think so
you think which way its to risky or not?

Offline Mf1

  • Dansdeals Bronze Elite
  • *
  • Join Date: Sep 2019
  • Posts: 40
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Ny
Re: Misc Credit Card Questions
« Reply #8963 on: October 10, 2019, 07:59:52 AM »
I have my own credit card and i am an authorized user on my wife's credit card. Is my credit utilisation calculated only based on the amount of credit I have on my credit credit card or also includes her's.( From chase credit journey it seems it includes both but I have seen comments here that seem to say that not everything in chase credit journey is always accurate, hence my question....).
Ty!

Offline Boruch Parnes

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2019
  • Posts: 402
  • Total likes: 33
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #8964 on: October 10, 2019, 08:24:03 AM »
I have my own credit card and i am an authorized user on my wife's credit card. Is my credit utilisation calculated only based on the amount of credit I have on my credit credit card or also includes her's.( From chase credit journey it seems it includes both but I have seen comments here that seem to say that not everything in chase credit journey is always accurate, hence my question....).
Ty!
both

Offline Jm1248

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2413
  • Total likes: 5
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
Re: Misc Credit Card Questions
« Reply #8965 on: October 10, 2019, 10:37:22 AM »
How do I check my current status as far as 5/24? I tried Chase Credit Journey but only see a section for Hard Inquiries

Online CountValentine

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2013
  • Posts: 4952
  • Total likes: 409
  • DansDeals.com Hat Tips 0
  • Gender: Female
    • View Profile
  • Location: Poland
  • Programs: DAOTYA
Re: Misc Credit Card Questions
« Reply #8966 on: October 10, 2019, 10:42:14 AM »
How do I check my current status as far as 5/24? I tried Chase Credit Journey but only see a section for Hard Inquiries
Credit Karma
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline Boruch Parnes

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2019
  • Posts: 402
  • Total likes: 33
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #8967 on: October 10, 2019, 12:01:32 PM »
How do I check my current status as far as 5/24? I tried Chase Credit Journey but only see a section for Hard Inquiries
Creditwise has it

Offline Mf1

  • Dansdeals Bronze Elite
  • *
  • Join Date: Sep 2019
  • Posts: 40
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Ny
Re: Misc Credit Card Questions
« Reply #8968 on: October 10, 2019, 02:36:19 PM »

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1386
  • Total likes: 9
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #8969 on: October 10, 2019, 02:47:19 PM »
Chase Slate balance transfer offer not giving me the option to transfer to bank account (only allowing card to card). Anyone know why?

(They said cuz no payment history from checking account so I made a payment from Chase checking and it didn't help. I also think I had the option before I moved over my credit line.)
Anybody know how to get my checking account as "Successful payment history must be established for checking accounts you wish to use for transfers." that Chase requires for balance transfer to checking? Please!

Tried charging $5 and paying from checking, didn't help
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)