Author Topic: Misc Credit Card Questions  (Read 934179 times)

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #8960 on: October 08, 2019, 07:30:44 AM »
How can I apply for more then 1 card simultaneously but only have 1 credit pull?

Willing to do different banks, personal and business.
Has to be the same bank and often the same type of card (meaning personal or business.)
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Offline nirc

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Re: Misc Credit Card Questions
« Reply #8961 on: October 08, 2019, 08:22:47 AM »
Has to be the same bank and often the same type of card (meaning personal or business.)

that's what I thought. would explain why I had more credit pulls on report then expected.

do you know of any Banks that combine credit pulls when applying for business + personal?


Offline mord1

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Re: Misc Credit Card Questions
« Reply #8962 on: October 09, 2019, 11:26:37 PM »
I think so
you think which way its to risky or not?

Offline Mf1

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Re: Misc Credit Card Questions
« Reply #8963 on: October 10, 2019, 07:59:52 AM »
I have my own credit card and i am an authorized user on my wife's credit card. Is my credit utilisation calculated only based on the amount of credit I have on my credit credit card or also includes her's.( From chase credit journey it seems it includes both but I have seen comments here that seem to say that not everything in chase credit journey is always accurate, hence my question....).
Ty!

Offline Boruch Parnes

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Re: Misc Credit Card Questions
« Reply #8964 on: October 10, 2019, 08:24:03 AM »
I have my own credit card and i am an authorized user on my wife's credit card. Is my credit utilisation calculated only based on the amount of credit I have on my credit credit card or also includes her's.( From chase credit journey it seems it includes both but I have seen comments here that seem to say that not everything in chase credit journey is always accurate, hence my question....).
Ty!
both

Offline Jm1248

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Re: Misc Credit Card Questions
« Reply #8965 on: October 10, 2019, 10:37:22 AM »
How do I check my current status as far as 5/24? I tried Chase Credit Journey but only see a section for Hard Inquiries

Online CountValentine

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Re: Misc Credit Card Questions
« Reply #8966 on: October 10, 2019, 10:42:14 AM »
How do I check my current status as far as 5/24? I tried Chase Credit Journey but only see a section for Hard Inquiries
Credit Karma
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Offline Boruch Parnes

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Re: Misc Credit Card Questions
« Reply #8967 on: October 10, 2019, 12:01:32 PM »
How do I check my current status as far as 5/24? I tried Chase Credit Journey but only see a section for Hard Inquiries
Creditwise has it

Offline Mf1

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Re: Misc Credit Card Questions
« Reply #8968 on: October 10, 2019, 02:36:19 PM »

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8969 on: October 10, 2019, 02:47:19 PM »
Chase Slate balance transfer offer not giving me the option to transfer to bank account (only allowing card to card). Anyone know why?

(They said cuz no payment history from checking account so I made a payment from Chase checking and it didn't help. I also think I had the option before I moved over my credit line.)
Anybody know how to get my checking account as "Successful payment history must be established for checking accounts you wish to use for transfers." that Chase requires for balance transfer to checking? Please!

Tried charging $5 and paying from checking, didn't help
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline Essen est zich

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Re: Misc Credit Card Questions
« Reply #8970 on: October 17, 2019, 03:22:40 PM »
What cards have a good sign up bonus (other than chase)? Already had the Citi premier, Barclays arrival plus, and capital one venture. I will probably want to sell points at the highest value.


Offline Cls2020

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Re: Misc Credit Card Questions
« Reply #8971 on: October 17, 2019, 03:53:32 PM »
What cards have a good sign up bonus (other than chase)? Already had the Citi premier, Barclays arrival plus, and capital one venture. I will probably want to sell points at the highest value.
See if you are targeted for the 100k Amex Platinum bonus on Cardmatch.

Offline jacobz

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Re: Misc Credit Card Questions
« Reply #8972 on: October 17, 2019, 05:41:21 PM »
I recently applied for AMEX Hilton Aspire card and got rejected due to "too much debt". I called Amex reconsideration line 3 times and still no luck for approval. I have a great FICO score of over 800 and have been with AMEX for more than 5 years now. The Debt I believe is Student loan. any suggestions or tips would be appreciated/

Offline Essen est zich

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Offline nirc

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Re: Misc Credit Card Questions
« Reply #8974 on: October 27, 2019, 07:40:05 PM »
are business self referrals (i.e. sole prop to business name X) allowed by chase?

Offline qwerty123

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Re: Misc Credit Card Questions
« Reply #8975 on: October 27, 2019, 08:04:06 PM »
are business self referrals (i.e. sole prop to business name X) allowed by chase?
not recommended

Offline nirc

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Re: Misc Credit Card Questions
« Reply #8976 on: October 27, 2019, 08:47:08 PM »
not recommended

what about spouse referrals?

Offline Joel

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Re: Misc Credit Card Questions
« Reply #8977 on: October 27, 2019, 09:40:26 PM »
what about spouse referrals?
No issue so far

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #8978 on: October 28, 2019, 02:07:04 AM »
are business self referrals (i.e. sole prop to business name X) allowed by chase?
Yes.
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Offline meilich

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Re: Misc Credit Card Questions
« Reply #8979 on: October 28, 2019, 01:15:18 PM »
Does chase enforce the 2 year rule on business cards for getting the bonus for the same business?
I'm asking because I don't see the bonus tracking on the website or app...