Misc Credit Card Questions

[bubbles]

is it worth applying for it just based on 6% for groceries? max is $360- $75 annual fee= $285

you can downgrade an spg to the bcp

[SamDaMan]

If I open a au on my chase saphire to get the 5k bounus points. Can i close the card afterwards ? Will it effect me at all?

[raphy781]

If I open a au on my chase saphire to get the 5k bounus points. Can i close the card afterwards ? Will it effect me at all?

Yes. No.

[SamDaMan]

Yes. No.

awsm tnx

[ushdadude]

If I open a au on my chase saphire to get the 5k bounus points. Can i close the card afterwards ? Will it effect me at all?

similarly, if i downgrade SP to regular sapphire to avoid annual fee, if I apply for SP again would I get bonus? or is it considered same product?

[Moshe123]

Had anyone ever double-dipped on a signup bonus?
I was given the signup bonus for a certain card by chase before I hit the threshold for some reason. Will I get it again if I meet the threshold, or will the rep have taken it out of the system?
Thanks

[ushdadude]

similarly, if i downgrade SP to regular sapphire to avoid annual fee, if I apply for SP again would I get bonus? or is it considered same product?

Anyone?

[ushdadude]

Had anyone ever double-dipped on a signup bonus?
I was given the signup bonus for a certain card by chase before I hit the threshold for some reason. Will I get it again if I meet the threshold, or will the rep have taken it out of the system?
Thanks

If that happened to me I'd hit the threshold and see what happens.

[Moshe123]

Anyone?

You will get bonus. However, rep might tell you to upgrade the card rather than approving a new application.

[ushdadude]

You will get bonus. However, rep might tell you to upgrade the card rather than approving a new application.

Is a better option to downgrade to another freedom?

[Super Speed]

I received a credit card in the mail today and the envelope was open, is there anything to be nervous about?

[Marco Polo]

I received a credit card in the mail today and the envelope was open, is there anything to be nervous about?

Probably request a new one. Better safe...

[churnbabychurn]

I received a credit card in the mail today and the envelope was open, is there anything to be nervous about?

http://forums.dansdeals.com/index.php?topic=21945.0

[MosheP]

I had a statement close with an $851.00 balance with payment due today. I went to make the payment and I see that there is a $0.00 payment due. I had approximately $975 in returns since the statement closed. My question is- do returns deduct from outstanding statement balance with regard to payment, interest etc.?

[HowYaDoin]

I had a statement close with an $851.00 balance with payment due today. I went to make the payment and I see that there is a $0.00 payment due. I had approximately $975 in returns since the statement closed. My question is- do returns deduct from outstanding statement balance with regard to payment, interest etc.?

IME yes