« previous next »
Pages: 1 2 3 4 5 6 [7] 8 9 10 11 12 13 ... 538   Go Down

Author Topic: Misc Credit Card Questions  (Read 390447 times)

Offline bubbles

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2011
  • Posts: 5041
  • Total likes: 10
  • DansDeals.com Hat Tips 67
    • View Profile
Re: Misc Random Questions
« Reply #90 on: December 19, 2013, 12:46:51 AM »
Quote from: ushdadude on December 18, 2013, 10:48:09 AM
is it worth applying for it just based on 6% for groceries? max is $360- $75 annual fee= $285
you can downgrade an spg to the bcp
Logged

Offline SamDaMan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2010
  • Posts: 464
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: cleveland rox!
Re: Misc Random Questions
« Reply #91 on: December 19, 2013, 01:57:23 AM »
If I open a au on my chase saphire to get the 5k bounus points. Can i close the card afterwards ? Will it effect me at all?
Logged
But I'm still proud to be from clev!

Offline raphy781

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2013
  • Posts: 1583
  • Total likes: 1
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Misc Random Questions
« Reply #92 on: December 19, 2013, 04:54:31 AM »
Quote from: SamDaMan on December 19, 2013, 01:57:23 AM
If I open a au on my chase saphire to get the 5k bounus points. Can i close the card afterwards ? Will it effect me at all?
Yes. No.
Logged

Offline SamDaMan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2010
  • Posts: 464
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: cleveland rox!
Re: Misc Random Questions
« Reply #93 on: December 19, 2013, 09:34:05 AM »
Logged
But I'm still proud to be from clev!

Offline ushdadude

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 3817
  • Total likes: 46
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: Long Island
Re: Misc Random Questions
« Reply #94 on: December 19, 2013, 10:06:52 AM »
Quote from: SamDaMan on December 19, 2013, 01:57:23 AM
If I open a au on my chase saphire to get the 5k bounus points. Can i close the card afterwards ? Will it effect me at all?

similarly, if i downgrade SP to regular sapphire to avoid annual fee, if I apply for SP again would I get bonus? or is it considered same product?
Logged
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Offline Moshe123

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2012
  • Posts: 4547
  • Total likes: 65
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: NYC
  • Programs: Lost
Re: Misc Random Questions
« Reply #95 on: December 22, 2013, 12:08:54 AM »
Had anyone ever double-dipped on a signup bonus?
I was given the signup bonus for a certain card by chase before I hit the threshold for some reason. Will I get it again if I meet the threshold, or will the rep have taken it out of the system?
Thanks
Logged

Offline ushdadude

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 3817
  • Total likes: 46
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: Long Island
Re: Misc Random Questions
« Reply #96 on: December 22, 2013, 12:19:28 AM »
Quote from: ushdadude on December 19, 2013, 10:06:52 AM
similarly, if i downgrade SP to regular sapphire to avoid annual fee, if I apply for SP again would I get bonus? or is it considered same product?

Anyone?
Logged
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Offline ushdadude

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 3817
  • Total likes: 46
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: Long Island
Re: Misc Random Questions
« Reply #97 on: December 22, 2013, 12:20:11 AM »
Quote from: Moshe123 on December 22, 2013, 12:08:54 AM
Had anyone ever double-dipped on a signup bonus?
I was given the signup bonus for a certain card by chase before I hit the threshold for some reason. Will I get it again if I meet the threshold, or will the rep have taken it out of the system?
Thanks

If that happened to me I'd hit the threshold and see what happens.
Logged
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Offline Moshe123

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2012
  • Posts: 4547
  • Total likes: 65
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: NYC
  • Programs: Lost
Re: Misc Random Questions
« Reply #98 on: December 22, 2013, 12:20:43 AM »
Quote from: ushdadude on December 22, 2013, 12:19:28 AM
Anyone?

You will get bonus. However, rep might tell you to upgrade the card rather than approving a new application.
Logged

Offline ushdadude

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 3817
  • Total likes: 46
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: Long Island
Re: Misc Random Questions
« Reply #99 on: December 22, 2013, 09:57:53 AM »
Quote from: Moshe123 on December 22, 2013, 12:20:43 AM
You will get bonus. However, rep might tell you to upgrade the card rather than approving a new application.

Is a better option to downgrade to another freedom?
Logged
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Offline Super Speed

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2013
  • Posts: 5136
  • Total likes: 31
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Programs: SPG Gold, Hilton Gold, Hyatt Platinum, Marriott Gold, Hertz Presidents Circle, Avis First, National Executive Elite, Sixt Platinum.
Re: Misc Random Questions
« Reply #100 on: January 06, 2014, 11:34:00 AM »
I received a credit card in the mail today and the envelope was open, is there anything to be nervous about?
Logged

Offline Marco Polo

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 13608
  • Total likes: 5
  • DansDeals.com Hat Tips 104
  • Gender: Male
    • View Profile
Re: Misc Random Questions
« Reply #101 on: January 06, 2014, 11:35:17 AM »
Quote from: Super Speed on January 06, 2014, 11:34:00 AM
I received a credit card in the mail today and the envelope was open, is there anything to be nervous about?
Probably request a new one. Better safe...
Logged
Quaerite et Invenietis.

Offline churnbabychurn

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2012
  • Posts: 6898
  • Total likes: 159
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Lakewood
Re: Misc Random Questions
« Reply #102 on: January 06, 2014, 11:49:28 AM »
Quote from: Super Speed on January 06, 2014, 11:34:00 AM
I received a credit card in the mail today and the envelope was open, is there anything to be nervous about?
http://forums.dansdeals.com/index.php?topic=21945.0
Logged

Offline MosheP

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2010
  • Posts: 1488
  • Total likes: 1
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Random Credit Card Questions
« Reply #103 on: September 23, 2014, 12:21:21 PM »
I had a statement close with an $851.00 balance with payment due today. I went to make the payment and I see that there is a $0.00 payment due. I had approximately $975 in returns since the statement closed. My question is- do returns deduct from outstanding statement balance with regard to payment, interest etc.?
Logged

Offline HowYaDoin

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jan 2013
  • Posts: 869
  • Total likes: 8
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Random Credit Card Questions
« Reply #104 on: September 23, 2014, 12:50:11 PM »
Quote from: MosheP on September 23, 2014, 12:21:21 PM
I had a statement close with an $851.00 balance with payment due today. I went to make the payment and I see that there is a $0.00 payment due. I had approximately $975 in returns since the statement closed. My question is- do returns deduct from outstanding statement balance with regard to payment, interest etc.?
IME yes
Logged
Pages: 1 2 3 4 5 6 [7] 8 9 10 11 12 13 ... 538   Go Up
« previous next »