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Author Topic: Misc Credit Card Questions  (Read 538392 times)

Offline bubbles

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Re: Misc Random Questions
« Reply #90 on: December 19, 2013, 12:46:51 AM »
Quote from: ushdadude on December 18, 2013, 10:48:09 AM
is it worth applying for it just based on 6% for groceries? max is $360- $75 annual fee= $285
you can downgrade an spg to the bcp
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Offline SamDaMan

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Re: Misc Random Questions
« Reply #91 on: December 19, 2013, 01:57:23 AM »
If I open a au on my chase saphire to get the 5k bounus points. Can i close the card afterwards ? Will it effect me at all?
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Offline raphy781

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Re: Misc Random Questions
« Reply #92 on: December 19, 2013, 04:54:31 AM »
Quote from: SamDaMan on December 19, 2013, 01:57:23 AM
If I open a au on my chase saphire to get the 5k bounus points. Can i close the card afterwards ? Will it effect me at all?
Yes. No.
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Offline SamDaMan

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Re: Misc Random Questions
« Reply #93 on: December 19, 2013, 09:34:05 AM »
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Offline ushdadude

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Re: Misc Random Questions
« Reply #94 on: December 19, 2013, 10:06:52 AM »
Quote from: SamDaMan on December 19, 2013, 01:57:23 AM
If I open a au on my chase saphire to get the 5k bounus points. Can i close the card afterwards ? Will it effect me at all?

similarly, if i downgrade SP to regular sapphire to avoid annual fee, if I apply for SP again would I get bonus? or is it considered same product?
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If you see something that is 50% off but don't need it, walk away and save yourself 100%

Offline Moshe123

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Re: Misc Random Questions
« Reply #95 on: December 22, 2013, 12:08:54 AM »
Had anyone ever double-dipped on a signup bonus?
I was given the signup bonus for a certain card by chase before I hit the threshold for some reason. Will I get it again if I meet the threshold, or will the rep have taken it out of the system?
Thanks
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Offline ushdadude

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Re: Misc Random Questions
« Reply #96 on: December 22, 2013, 12:19:28 AM »
Quote from: ushdadude on December 19, 2013, 10:06:52 AM
similarly, if i downgrade SP to regular sapphire to avoid annual fee, if I apply for SP again would I get bonus? or is it considered same product?

Anyone?
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Offline ushdadude

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Re: Misc Random Questions
« Reply #97 on: December 22, 2013, 12:20:11 AM »
Quote from: Moshe123 on December 22, 2013, 12:08:54 AM
Had anyone ever double-dipped on a signup bonus?
I was given the signup bonus for a certain card by chase before I hit the threshold for some reason. Will I get it again if I meet the threshold, or will the rep have taken it out of the system?
Thanks

If that happened to me I'd hit the threshold and see what happens.
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Offline Moshe123

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Re: Misc Random Questions
« Reply #98 on: December 22, 2013, 12:20:43 AM »
Quote from: ushdadude on December 22, 2013, 12:19:28 AM
Anyone?

You will get bonus. However, rep might tell you to upgrade the card rather than approving a new application.
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Offline ushdadude

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Re: Misc Random Questions
« Reply #99 on: December 22, 2013, 09:57:53 AM »
Quote from: Moshe123 on December 22, 2013, 12:20:43 AM
You will get bonus. However, rep might tell you to upgrade the card rather than approving a new application.

Is a better option to downgrade to another freedom?
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Offline Super Speed

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Re: Misc Random Questions
« Reply #100 on: January 06, 2014, 11:34:00 AM »
I received a credit card in the mail today and the envelope was open, is there anything to be nervous about?
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Offline Marco Polo

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Re: Misc Random Questions
« Reply #101 on: January 06, 2014, 11:35:17 AM »
Quote from: Super Speed on January 06, 2014, 11:34:00 AM
I received a credit card in the mail today and the envelope was open, is there anything to be nervous about?
Probably request a new one. Better safe...
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Quaerite et Invenietis.

Offline churnbabychurn

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Re: Misc Random Questions
« Reply #102 on: January 06, 2014, 11:49:28 AM »
Quote from: Super Speed on January 06, 2014, 11:34:00 AM
I received a credit card in the mail today and the envelope was open, is there anything to be nervous about?
http://forums.dansdeals.com/index.php?topic=21945.0
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Offline MosheP

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Random Credit Card Questions
« Reply #103 on: September 23, 2014, 12:21:21 PM »
I had a statement close with an $851.00 balance with payment due today. I went to make the payment and I see that there is a $0.00 payment due. I had approximately $975 in returns since the statement closed. My question is- do returns deduct from outstanding statement balance with regard to payment, interest etc.?
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Offline HowYaDoin

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Re: Random Credit Card Questions
« Reply #104 on: September 23, 2014, 12:50:11 PM »
Quote from: MosheP on September 23, 2014, 12:21:21 PM
I had a statement close with an $851.00 balance with payment due today. I went to make the payment and I see that there is a $0.00 payment due. I had approximately $975 in returns since the statement closed. My question is- do returns deduct from outstanding statement balance with regard to payment, interest etc.?
IME yes
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