Author Topic: Misc Credit Card Questions  (Read 749538 times)

Online Joel

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Re: Misc Credit Card Questions
« Reply #9000 on: November 05, 2019, 07:56:10 PM »
Anyway to tell if you are under 5/24 with out checking credit report, so I can know if I will get approved before I apply?
Sign up for credit karma and you can see all the open dates on your accounts.

Offline 159dallas

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Re: Misc Credit Card Questions
« Reply #9001 on: November 05, 2019, 10:54:57 PM »
I'm looking on starting a business and opening a CC.. In the first week or so going to be spending at least 1.5k on a Credit Card at lowes or home depot. What's the best credit card to sign up for that? Spending at lowes/home depot would likely increase as well... TIA

BUMP

Offline Cls2020

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Re: Misc Credit Card Questions
« Reply #9002 on: November 06, 2019, 11:01:25 AM »

Offline mimb

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Re: Misc Credit Card Questions
« Reply #9003 on: November 07, 2019, 11:05:59 AM »
Ink Preferred.

Agree, that has the best bonus right now and pretty straightforward

Offline yungermanchik

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Re: Misc Credit Card Questions
« Reply #9004 on: November 07, 2019, 02:23:49 PM »
In the first week or so going to be spending at least 1.5k on a Credit Card at lowes
you might want to get some of these with whatever cc you gethttps://www.dansdeals.com/shopping-deals/gift-cards/200-lowes-gift-card-180-groupon/
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline georgew

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Re: Misc Credit Card Questions
« Reply #9005 on: November 07, 2019, 02:30:37 PM »
Is it possible to downgrade a Ink Preferred via sm?

Offline yosefsv

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Re: Misc Credit Card Questions
« Reply #9006 on: November 07, 2019, 02:36:12 PM »
Is it possible to downgrade a Ink Preferred via sm?
No
If it benefits even just one fellow DDFer, its worth posting it.

Offline ROYA

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Re: Misc Credit Card Questions
« Reply #9007 on: November 09, 2019, 11:43:16 PM »
Hi to all!

Not sure if this was always on the paper bill or not but either way it was in the terms and conditions. Recently I have noticed that the monthly bill says “Important notice- This credit card is only meant for business purposes and not personal expenses. Not exact wording but... I know someone who wants to change phone bill from ink cash to personal card because he feels he’s not being honest... any opinions? Is this something that Chase has a problem with or is it just there for legal purposes?

Any opinion is appreciated! Thanks!

Offline ROYA

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Re: Misc Credit Card Questions
« Reply #9008 on: November 09, 2019, 11:46:43 PM »
Is it possible to downgrade a Ink Preferred via sm?
I would say yes as I've  done it for personal cards. Doesn’t hurt to try.

Offline Ysturmwind

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Re: Misc Credit Card Questions
« Reply #9009 on: November 10, 2019, 11:37:56 PM »
Now that the Barclay's Arrival card is no longer accepting new applicants, are there any other cards that are good to use for random travel expenses such as rental cars, excursions, or AirBnb's?

Thanks

Offline qwerty123

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Re: Misc Credit Card Questions
« Reply #9010 on: November 11, 2019, 09:06:43 AM »
when does the bonvoy free night upon renwal post?   i paid my anual fee 87 day ago. should i have gotten already?

Offline regolife

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Re: Misc Credit Card Questions
« Reply #9011 on: November 11, 2019, 01:31:37 PM »
My understanding is that 2BM, etc. is dead. Earlier this year I did apply for two Chase cards within 24 hours but on different calendar days--got both w/ only 1 credit pull.
But what's the situation now with AMEX? I've seen comments that AMEX applications should be over a month apart. Can anyone speak to this or point me to a thread?

Online tzifanya54

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Re: Misc Credit Card Questions
« Reply #9012 on: November 11, 2019, 02:45:21 PM »
when does the bonvoy free night upon renwal post?   i paid my anual fee 87 day ago. should i have gotten already?
2 full statement cycles after the AF cycle. You should have received it already.

Offline Mo2

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Re: Misc Credit Card Questions
« Reply #9013 on: November 11, 2019, 03:19:18 PM »
My understanding is that 2BM, etc. is dead. Earlier this year I did apply for two Chase cards within 24 hours but on different calendar days--got both w/ only 1 credit pull.
But what's the situation now with AMEX? I've seen comments that AMEX applications should be over a month apart. Can anyone speak to this or point me to a thread?
Amex has a limit of 2 new (biz or personal) credit cards (not including charge cards) within 90 days.
If you have a history with Amex they usually do not do ANY pull.
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline simplicity

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Re: Misc Credit Card Questions
« Reply #9014 on: November 11, 2019, 03:24:31 PM »
got this msg after signing up for amex amazon card:
" Your application is being processed
American Express requires additional information to complete your application. Please call us at 1-800-567-1083 to be connected directly to an American Express customer care professional who can help you with your application"
any data on this, what this means.....