Author Topic: Misc Credit Card Questions  (Read 559112 times)

Offline Joel2

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2018
  • Posts: 858
  • Total likes: 67
  • DansDeals.com Hat Tips 12
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #9015 on: November 11, 2019, 03:42:09 PM »
got this msg after signing up for amex amazon card:
" Your application is being processed
American Express requires additional information to complete your application. Please call us at 1-800-567-1083 to be connected directly to an American Express customer care professional who can help you with your application"
any data on this, what this means.....
Usually verification
You probably made a mistake on the application.

Offline regolife

  • DansDeals Copper Elite
  • *
  • Join Date: Dec 2017
  • Posts: 17
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Midwest
Re: Misc Credit Card Questions
« Reply #9016 on: November 11, 2019, 08:42:04 PM »
Amex has a limit of 2 new (biz or personal) credit cards (not including charge cards) within 90 days.
If you have a history with Amex they usually do not do ANY pull.

Thanks, appreciate the reply. They didn't pull on my last application--I hadn't noticed.

Offline simplicity

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2019
  • Posts: 127
  • Total likes: 2
  • DansDeals.com Hat Tips 2
  • Gender: Male
    • View Profile
  • Location: lakewood
Re: Misc Credit Card Questions
« Reply #9017 on: November 11, 2019, 11:07:48 PM »
Usually verification
You probably made a mistake on the application.
now i got a email saying "Thank you for applying for the Amazon Business Prime American Express Card. We've finished reviewing your application. To view our decision online..." i try to access it and it says temporarily  can't view....

Offline Joel2

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2018
  • Posts: 858
  • Total likes: 67
  • DansDeals.com Hat Tips 12
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #9018 on: November 11, 2019, 11:09:38 PM »
Did you apply for more then 2 credit card from amex in the last 90 days or have 5 cards already not including charge.

Offline simplicity

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2019
  • Posts: 127
  • Total likes: 2
  • DansDeals.com Hat Tips 2
  • Gender: Male
    • View Profile
  • Location: lakewood
Re: Misc Credit Card Questions
« Reply #9019 on: November 12, 2019, 01:59:04 PM »
Did you apply for more then 2 credit card from amex in the last 90 days or have 5 cards already not including charge.
i am with them since 2012 but yes i have 6 cards in total but one is a charge card

Offline Joel2

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2018
  • Posts: 858
  • Total likes: 67
  • DansDeals.com Hat Tips 12
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #9020 on: November 12, 2019, 02:01:28 PM »
i am with them since 2012 but yes i have 6 cards in total but one is a charge card
You cant gave more then 5 credit cards from amex at once.
Call in recon to close one card then will get aproved for the new card.

Offline simplicity

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2019
  • Posts: 127
  • Total likes: 2
  • DansDeals.com Hat Tips 2
  • Gender: Male
    • View Profile
  • Location: lakewood
Re: Misc Credit Card Questions
« Reply #9021 on: November 12, 2019, 02:11:59 PM »
ok thanx a million

Offline simplicity

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2019
  • Posts: 127
  • Total likes: 2
  • DansDeals.com Hat Tips 2
  • Gender: Male
    • View Profile
  • Location: lakewood
Re: Misc Credit Card Questions
« Reply #9022 on: November 12, 2019, 02:15:52 PM »
whats amex recon #?

Offline yosefsv

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2016
  • Posts: 349
  • Total likes: 22
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Misc Credit Card Questions
« Reply #9023 on: November 12, 2019, 02:20:52 PM »
If it benefits even just one fellow DDFer, its worth posting it.

Offline simplicity

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2019
  • Posts: 127
  • Total likes: 2
  • DansDeals.com Hat Tips 2
  • Gender: Male
    • View Profile
  • Location: lakewood
Re: Misc Credit Card Questions
« Reply #9024 on: November 12, 2019, 02:29:24 PM »
thanx again just to be clear i am asking them to swap one of my other business cards for this one?

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 7901
  • Total likes: 718
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Misc Credit Card Questions
« Reply #9025 on: November 12, 2019, 02:35:17 PM »
thanx again just to be clear i am asking them to swap one of my other business cards for this one?
First just ask them what the status is with your app, they'll probably say that you have too many open and ask you if you want to close one to open the new one. You can close any of your CC's, doesn't have to be a biz card.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline yosefsv

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2016
  • Posts: 349
  • Total likes: 22
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Misc Credit Card Questions
« Reply #9026 on: November 12, 2019, 02:40:38 PM »
First just ask them what the status is with your app, they'll probably say that you have too many open and ask you if you want to close one to open the new one. You can close any of your CC's, doesn't have to be a biz card.
IME it was once all done by the same rep, and once they said that i need to call CS to close the account and then call them back
If it benefits even just one fellow DDFer, its worth posting it.

Offline justmeha

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2019
  • Posts: 140
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9027 on: November 12, 2019, 11:07:31 PM »
what is the deal with citi 2bm is it possible or a waste of time i want to get the premiere and was wondering if anybody has any suggestions what to get with it

Offline doovid d

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2015
  • Posts: 182
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: usa
Re: Misc Credit Card Questions
« Reply #9028 on: November 13, 2019, 01:05:51 AM »
How are balances reflected on credit bureaus(for when I apply for a new card-if when the statement cycles at a zero balance but in the middle of the month I have high balance does it show as a high balance or it'll reflect the cycle date balance?

Offline davidd75

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2012
  • Posts: 1829
  • Total likes: 19
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: new jersey
Re: Misc Credit Card Questions
« Reply #9029 on: November 13, 2019, 09:23:26 AM »
If a 0 apr offer ends on 11/28 does that mean you have until the end of day on 11/28(or at least up until the pay cutoff time on 11/28) to pay off full balance without interest being charged?