Author Topic: Misc Credit Card Questions  (Read 932216 times)

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9020 on: November 12, 2019, 02:01:28 PM »
i am with them since 2012 but yes i have 6 cards in total but one is a charge card
You cant gave more then 5 credit cards from amex at once.
Call in recon to close one card then will get aproved for the new card.

Offline simplicity

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Re: Misc Credit Card Questions
« Reply #9021 on: November 12, 2019, 02:11:59 PM »
ok thanx a million

Offline simplicity

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Re: Misc Credit Card Questions
« Reply #9022 on: November 12, 2019, 02:15:52 PM »
whats amex recon #?

Offline yosefsv

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Re: Misc Credit Card Questions
« Reply #9023 on: November 12, 2019, 02:20:52 PM »
If it benefits even just one fellow DDFer, its worth posting it.

Offline simplicity

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Re: Misc Credit Card Questions
« Reply #9024 on: November 12, 2019, 02:29:24 PM »
thanx again just to be clear i am asking them to swap one of my other business cards for this one?

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #9025 on: November 12, 2019, 02:35:17 PM »
thanx again just to be clear i am asking them to swap one of my other business cards for this one?
First just ask them what the status is with your app, they'll probably say that you have too many open and ask you if you want to close one to open the new one. You can close any of your CC's, doesn't have to be a biz card.
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Offline yosefsv

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Re: Misc Credit Card Questions
« Reply #9026 on: November 12, 2019, 02:40:38 PM »
First just ask them what the status is with your app, they'll probably say that you have too many open and ask you if you want to close one to open the new one. You can close any of your CC's, doesn't have to be a biz card.
IME it was once all done by the same rep, and once they said that i need to call CS to close the account and then call them back
If it benefits even just one fellow DDFer, its worth posting it.

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9027 on: November 12, 2019, 11:07:31 PM »
what is the deal with citi 2bm is it possible or a waste of time i want to get the premiere and was wondering if anybody has any suggestions what to get with it

Offline doovid d

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Re: Misc Credit Card Questions
« Reply #9028 on: November 13, 2019, 01:05:51 AM »
How are balances reflected on credit bureaus(for when I apply for a new card-if when the statement cycles at a zero balance but in the middle of the month I have high balance does it show as a high balance or it'll reflect the cycle date balance?

Offline davidd75

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Re: Misc Credit Card Questions
« Reply #9029 on: November 13, 2019, 09:23:26 AM »
If a 0 apr offer ends on 11/28 does that mean you have until the end of day on 11/28(or at least up until the pay cutoff time on 11/28) to pay off full balance without interest being charged?

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #9030 on: November 13, 2019, 12:10:09 PM »
How are balances reflected on credit bureaus(for when I apply for a new card-if when the statement cycles at a zero balance but in the middle of the month I have high balance does it show as a high balance or it'll reflect the cycle date balance?
Most banks report the balances.  But they may report in the middle of the cycle. I don't recall if there's a standard per each bank.

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Re: Misc Credit Card Questions
« Reply #9031 on: November 13, 2019, 10:12:23 PM »
I want to verify my billing address on a credit card of mine. Customer service is closed now. Where can I order something online that I can cancel right away (not Amazon or flights)?

Offline grodnoking

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Re: Misc Credit Card Questions
« Reply #9032 on: November 13, 2019, 10:18:39 PM »
I want to verify my billing address on a credit card of mine. Customer service is closed now. Where can I order something online that I can cancel right away (not Amazon or flights)?
Most website like walmart or best buy will give you 30 minutes to cancel an order always.
I'm not who you think I am.

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9033 on: November 13, 2019, 11:07:08 PM »
I want to verify my billing address on a credit card of mine. Customer service is closed now. Where can I order something online that I can cancel right away (not Amazon or flights)?
Check your statement online?

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #9034 on: November 14, 2019, 12:18:22 PM »
Most website like walmart or best buy will give you 30 minutes to cancel an order always.
Many sites DO NOT!
Some (smaller) companies have no way to contact them to cancel the order after hours.


Online srap

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Re: Misc Credit Card Questions
« Reply #9035 on: November 15, 2019, 11:25:40 AM »
Which CC still has extended warranty (for small appliances)?

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Re: Misc Credit Card Questions
« Reply #9036 on: November 15, 2019, 12:00:06 PM »
Anyone willing to answer this quickly?
I want to finish checkout before my item is gone.  Thank you.

Offline Pad18

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Offline simplicity

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Re: Misc Credit Card Questions
« Reply #9038 on: November 15, 2019, 01:18:11 PM »
First just ask them what the status is with your app, they'll probably say that you have too many open and ask you if you want to close one to open the new one. You can close any of your CC's, doesn't have to be a biz card.
thanx to all. it worked b'h swapped different business card for this one!

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