Author Topic: Misc Credit Card Questions  (Read 905188 times)

Offline ME17

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Re: Misc Credit Card Questions
« Reply #9040 on: November 19, 2019, 10:50:48 AM »
if I take the Hyatt card 5k points upgrade offer, am I excluded from potentially getting the SUB on the WoH card for the next 24 months?
I tried reading to see it this was already answered- I have the same question- anyone know?

Offline mimb

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Re: Misc Credit Card Questions
« Reply #9041 on: November 20, 2019, 12:10:17 PM »
I tried reading to see it this was already answered- I have the same question- anyone know?

when I spoke to chase prior to upgrading, they said I can still get the sign up bonus on the WoH card as long as I'm not currently holding that card...

Offline ME17

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Re: Misc Credit Card Questions
« Reply #9042 on: November 20, 2019, 12:27:27 PM »
thank you

Online Moshe26

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Re: Misc Credit Card Questions
« Reply #9043 on: November 21, 2019, 11:38:48 AM »
looking to do a transfer balance from chase cards and looking for a card that has no transfer fee and longest 0%APR.  is my best Amex EveryDay card?

Offline yosefsv

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Re: Misc Credit Card Questions
« Reply #9044 on: November 21, 2019, 03:03:35 PM »
looking to do a transfer balance from chase cards and looking for a card that has no transfer fee and longest 0%APR.  is my best Amex EveryDay card?
and the Bank of America BankAmericard
If it benefits even just one fellow DDFer, its worth posting it.

Online Moshe26

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Re: Misc Credit Card Questions
« Reply #9045 on: November 21, 2019, 03:08:38 PM »
and the Bank of America BankAmericard
there is a 3% charge on the transfer fee

Offline yosefsv

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Re: Misc Credit Card Questions
« Reply #9046 on: November 21, 2019, 03:24:22 PM »
there is a 3% charge on the transfer fee
The BankAmericard has a $0 Intro balance transfer fee for the first 60 days your account is open
If it benefits even just one fellow DDFer, its worth posting it.

Offline @Yehuda

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Re: Misc Credit Card Questions
« Reply #9047 on: November 21, 2019, 04:37:36 PM »
For chase card signups that say you canít have the same card currently open, can you close it today and apply tomorrow?

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9048 on: November 21, 2019, 06:55:59 PM »
For chase card signups that say you canít have the same card currently open, can you close it today and apply tomorrow?
Yes
Be careful of other rules
5/24
1/30
50% CL to income ratio
You know the rest

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #9049 on: November 21, 2019, 07:06:49 PM »
For chase card signups that say you canít have the same card currently open, can you close it today and apply tomorrow?
Can take a few days to clear the system.


50% CL to income ratio
not a hard rule by a far cry

You know the rest
I'm listening
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline mord1

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Re: Misc Credit Card Questions
« Reply #9050 on: November 24, 2019, 02:01:45 AM »
someone is 2/24 with sapphire preferred and freedom unlimited- is it to risky to do 3 more chase cards and then move on other banks?  what about 1 more chase card?

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9051 on: November 24, 2019, 02:32:30 AM »
someone is 2/24 with sapphire preferred and freedom unlimited- is it to risky to do 3 more chase cards and then move on other banks?  what about 1 more chase card?
As long you space out your chase cards 3 months apart you should be good.

Offline @Yehuda

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Re: Misc Credit Card Questions
« Reply #9052 on: November 24, 2019, 01:39:24 PM »
Yes
Be careful of other rules
5/24
1/30
50% CL to income ratio
You know the rest
Does 1/30 mean 1 Chase card per 30 days? Can you bypass that by going for 1 biz and 1 personal?

Offline mord1

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Re: Misc Credit Card Questions
« Reply #9053 on: November 24, 2019, 11:21:10 PM »
As long you space out your chase cards 3 months apart you should be good.
ok, thanks,  united is coming up then!

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9054 on: November 24, 2019, 11:27:07 PM »
Does 1/30 mean 1 Chase card per 30 days? Can you bypass that by going for 1 biz and 1 personal?
If you've gotten any Chase card in the last 30 days. There is a 1/30 rule guideline (1 card every 30 days) for the business cards, so you want to wait until you're at least past that. You'll get a denial unless you haven't gotten ANY (personal or business) Chase cards in the last 30 days.
So firsr biz then after approval a personal should work.

Offline tzifanya54

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Re: Misc Credit Card Questions
« Reply #9055 on: November 25, 2019, 08:45:26 AM »
So this is the new normal buying groups BF deals at a loss or at cost.....SMH

Offline @Yehuda

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Re: Misc Credit Card Questions
« Reply #9056 on: November 25, 2019, 10:25:00 AM »
If you've gotten any Chase card in the last 30 days. There is a 1/30 rule guideline (1 card every 30 days) for the business cards, so you want to wait until you're at least past that. You'll get a denial unless you haven't gotten ANY (personal or business) Chase cards in the last 30 days.
So firsr biz then after approval a personal should work.
Thank you. I applied for biz first (got 7-10 days), but didn't wait for approval before applying for a personal. Guess we'll see.

Offline Muhammad

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Re: Misc Credit Card Questions
« Reply #9057 on: November 26, 2019, 03:31:37 AM »
So this is the new normal buying groups BF deals at a loss or at cost.....SMH
i hear some are paying commissions

Offline tzifanya54

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Re: Misc Credit Card Questions
« Reply #9058 on: November 26, 2019, 09:02:44 AM »
i hear some are paying commissions
Not the ones I get WhatsAppís from. Please PM

Offline M218

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Re: Misc Credit Card Questions
« Reply #9059 on: November 26, 2019, 10:57:27 AM »
Application status for Chase
Anyone have any number better than 1-800-432-3117
and how does it work?