Author Topic: Misc Credit Card Questions  (Read 906818 times)

Offline Pad18

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Re: Misc Credit Card Questions
« Reply #9080 on: December 11, 2019, 05:04:39 PM »
Utilization of each card or of total credit ?

Total, but in general the bank's don't like to see that you use all the limit of a card, it's makes them more worry. (Might be different if it's a 0% apr, as they understand that's it's for that reason ..)

Offline TimT

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Re: Misc Credit Card Questions
« Reply #9081 on: December 17, 2019, 09:08:40 AM »
With all the recent protection changes is amex still the best to use for expensive electronics ?

Offline TimT

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Re: Misc Credit Card Questions
« Reply #9082 on: December 17, 2019, 01:35:53 PM »
With all the recent protection changes is amex still the best to use for expensive electronics ?
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Offline stooges44

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Re: Misc Credit Card Questions
« Reply #9083 on: December 17, 2019, 02:58:52 PM »
BUMP. The line behind me is building up & I'm getting dirty looks. :)

Hahahahaha!! My understanding is that all the amex changes are taking affect after 12/31.
If it's not free shipping it's not worth it.

Offline TimT

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Re: Misc Credit Card Questions
« Reply #9084 on: December 17, 2019, 03:06:33 PM »
Hahahahaha!! My understanding is that all the amex changes are taking affect after 12/31.
But changes would affect prior purchases, no ?

Offline stooges44

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If it's not free shipping it's not worth it.

Offline TimT

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Re: Misc Credit Card Questions
« Reply #9086 on: December 17, 2019, 04:16:54 PM »
Is Amex still better than Chase & Barclay for long term protection/warranty ?

Offline yossig

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Re: Misc Credit Card Questions
« Reply #9087 on: December 19, 2019, 02:44:32 PM »
If I brought an item with a chase card and they closed the card, can I still utilize the extended warranty benefit?

Offline coffeebean

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Re: Misc Credit Card Questions
« Reply #9088 on: December 19, 2019, 03:25:53 PM »
Don't see any international fees on Freedom card which was downgraded from Preferred, can I rely on this for the future?
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Offline Agoldsc1

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Re: Misc Credit Card Questions
« Reply #9089 on: December 19, 2019, 04:45:57 PM »
What's the best card for approx $45k of legal fees?

Offline yossig

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Re: Misc Credit Card Questions
« Reply #9090 on: December 19, 2019, 05:17:41 PM »
What's the best card for approx $45k of legal fees?
What cards do you have?

Offline confu

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Re: Misc Credit Card Questions
« Reply #9091 on: December 24, 2019, 02:34:23 PM »
Don't see any international fees on Freedom card which was downgraded from Preferred, can I rely on this for the future?
probably not

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9092 on: December 25, 2019, 10:16:42 AM »
I know with chase you can request a replacement (due to damage etc) for a card and use both at the same time. will this work with amex?

Offline BP16

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Re: Misc Credit Card Questions
« Reply #9093 on: December 25, 2019, 12:44:28 PM »
I know with chase you can request a replacement (due to damage etc) for a card and use both at the same time. will this work with amex?
Yes it should work as long you dont say lost or stolen.

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9094 on: December 25, 2019, 12:45:01 PM »
Yes it should work as long you dont say lost or stolen.
Thnx!!

Offline as2

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Re: Misc Credit Card Questions
« Reply #9095 on: December 25, 2019, 03:22:12 PM »
I know with chase you can request a replacement (due to damage etc) for a card and use both at the same time. will this work with amex?
Yes it should work as long you dont say lost or stolen.
+1
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Offline lansky

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Re: Misc Credit Card Questions
« Reply #9096 on: December 25, 2019, 05:08:24 PM »
Is the amex ascend free night after 15k spend  per calendar year or per cardmember year?

Offline lifetimedeals

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Re: Misc Credit Card Questions
« Reply #9097 on: January 02, 2020, 05:53:06 PM »
Have received an email from citibank: activate your low promo rate 0.00% promotional APR on all new purchases until 8/1/2020, is it okay to ask another bank like chase if they have such promo option as well with my ink card?

Offline as2

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Re: Misc Credit Card Questions
« Reply #9098 on: January 02, 2020, 05:58:46 PM »
Have received an email from citibank: activate your low promo rate 0.00% promotional APR on all new purchases until 8/1/2020, is it okay to ask another bank like chase if they have such promo option as well with my ink card?
You can ask, but I doubt they'd create an offer for you. If they have a similar offer, them may match though.
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Offline lifetimedeals

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Re: Misc Credit Card Questions
« Reply #9099 on: January 02, 2020, 06:11:49 PM »
You can ask, but I doubt they'd create an offer for you. If they have a similar offer, them may match though.
Question is if by asking for such an offer is that a red flag for them.